Elective Treatment
Elective treatments are medical procedures that are not considered medically necessary and are usually not urgent. These treatments can be scheduled at the patient's convenience.
What Does an Elective Treatment Include?
Elective treatments can include procedures like cosmetic surgeries, certain orthopaedic surgeries, and other scheduled medical procedures that are deemed necessary but not urgent.
Will My Health Insurance Pay for an Elective Treatment?
Coverage for elective treatments is often limited or excluded in many health insurance policies as they are considered non-essential. Most plans require pre-approval for such procedures, and coverage depends on the policy's terms and conditions.
What is the Claim Process for Elective Treatment in the UAE?
In the UAE, the claim process for elective treatment involves obtaining pre-approval from the insurance provider, undergoing the treatment, and submitting the necessary documentation to the insurance company for reimbursement or direct payment to the healthcare provider.
Difference Between Elective Treatment and Emergency Treatment
Parameters |
Elective Treatment |
Emergency Treatment |
---|---|---|
Definition |
Planned, non-urgent treatment scheduled in advance |
Immediate treatment for acute illness or injury |
Scheduling |
Can be booked at a convenient time |
Requires immediate attention |
Insurance Pre-approval |
Often required |
Not typically required |
Example Procedures |
Cosmetic surgery, planned knee replacement |
Heart attack care, accident-related injuries |