Elective Treatment

Elective treatments are medical procedures that are not considered medically necessary and are usually not urgent. These treatments can be scheduled at the patient's convenience.

What Does an Elective Treatment Include? 

Elective treatments can include procedures like cosmetic surgeries, certain orthopaedic surgeries, and other scheduled medical procedures that are deemed necessary but not urgent.

Will My Health Insurance Pay for an Elective Treatment? 

Coverage for elective treatments is often limited or excluded in many health insurance policies as they are considered non-essential. Most plans require pre-approval for such procedures, and coverage depends on the policy's terms and conditions.

What is the Claim Process for Elective Treatment in the UAE? 

In the UAE, the claim process for elective treatment involves obtaining pre-approval from the insurance provider, undergoing the treatment, and submitting the necessary documentation to the insurance company for reimbursement or direct payment to the healthcare provider.

Difference Between Elective Treatment and Emergency Treatment

Parameters

Elective Treatment

Emergency Treatment

Definition

Planned, non-urgent treatment scheduled in advance

Immediate treatment for acute illness or injury

Scheduling

Can be booked at a convenient time

Requires immediate attention

Insurance Pre-approval

Often required

Not typically required

Example Procedures

Cosmetic surgery, planned knee replacement

Heart attack care, accident-related injuries

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