Noor Takaful Senior Citizen Health Insurance

Through a contemporary approach to Islamic insurance, they have introduced a spectrum of innovative products in Medical Takaful like Noor Takaful Senior Citizen Health Insurance that is specifically designed to take care of seniors in their golden years.

With a solid foundation, numerous industry awards, and ISO 9001:2015 certification, Noor Takaful's commitment to delivering quality protection through modern, flexible channels is further reinforced by their 'A' rated re-Takaful partners, ensuring peace of mind for their valued customers.

Noor Takaful Health Insurance Plans

The following are the top Noor Takaful health insurance plans for senior citizens.

Plan	Details
Northern Emirates Plan	Works for Northern Emirates (Ajman, Sharjah, Umm Al Quwain, Ras Al Khaimah, & Fujairah) visa holders. Individuals with a monthly salary of AED 15000 are eligible.
DXB Enhanced Plan	Individuals with a monthly salary of AED 4000 are eligible. Fulfils the requirements of mandatory medical insurance for all Dubai visa holders.
DXB LSB Dependent Plan	For non-working parents/dependents in Dubai Emirates. Fulfils the requirements of mandatory medical insurance for all Dubai visa holders.

Choose Health Insurance Coverage of Your Choice

150KHealth Insurance

250KHealth Insurance

500KHealth Insurance

1MillionHealth Insurance

3MillionHealth Insurance

5MillionHealth Insurance

7.5MillionHealth Insurance

10MillionHealth Insurance

15MillionHealth Insurance

All coverage in AED*

Key Benefits of Noor Takaful Senior Citizen Health Insurance

Comprehensive Medical Coverage: The insurance provider offers a range of solutions, from Basic to Enhanced, catering to the medical needs of your family, domestic workers, and yourself.
Second Medical Opinion: Access the expertise of a second medical opinion for informed decision-making.
DHA Accreditation: The insurance provider is accredited as a DHA Participating Insurer, assuring you of quality and reliability.
Accidental Death Coverage: Its plans also include coverage for accidental death, providing financial security to your loved ones.
Extensive Care Network: Choose from a variety of plans with varying networks, granting you access to over 1,600 care centres.
Home Country Treatment Option: Depending on the terms and conditions, you may have the option for medical treatment in your home country.

Eligibility Criteria for Noor Takaful Senior Citizen Health Insurance

Seniors can buy Noor Takaful Senior Citizen Health Insurance if they fulfil the following eligibility criteria:

Categories	Eligibility Criteria
Minimum Entry Age	60+ years
Maximum Entry Age	99 years

Inclusions of Noor Takaful Senior Citizen Health Insurance

The general inclusions of Noor Takaful Senior Citizen Health Insurance include (may vary depending upon your plan choice):

Inpatient services
Outpatient services
Diagnostic and radiology services
Physiotherapy treatment services
Laboratory test services
Cost of medicine
Diagnosis and treatment for gum and dental treatments
Essential vaccines

Exclusions of Noor Takaful Senior Citizen Health Insurance

The general exclusions of Noor Takaful Senior Citizen Health Insurance include (may vary depending upon your plan choice):

Preventative services
Immunizations
Routine checkups
Non-Medically Necessary Services
Dental and Orthodontic Expenses

Non-Medical and Custodial Care
Non-Continuous Specialised Care
Comfort and Convenience Items
Cosmetic Healthcare Services
Obesity Treatment
Non-Approved Medical Services
Unauthorised Providers
Alopecia and Hair Related Services
Smoking Cessation
External Prosthetic Devices and Medical Equipment
Foetal Anomaly Testing
Contraception Services
Sex Transformation and Sterilisation

To know more about Noor Takaful senior citizen health insurance, go through the following frequently asked questions section.

FAQ's

Ans: To apply online, you will need the following documents:

Emirates ID (copy)
Passport (copy)
UAE visa (copy)
Salary certificate (copy)
Labour contract (copy)
Passport size photograph

Ans: For Essential Benefit Plan members, the insurer will not cover costs incurred for advice, consultations, or treatments provided by specialists or consultants without the Covered Member first consulting a General Practitioner (or equivalent as designated by DHA) who is licensed by DHA or another competent UAE authority. The GP must make the referral, along with reasons, via the DHA eReferrals system for the claim to be considered by the insurer.

Ans: In respect of Essential Benefit Plan members, the insurer will not cover costs for advice, consultations, or treatments provided by specialists or consultants without the Covered Member first consulting a General Practitioner (or equivalent as designated by DHA) who is licensed by DHA or another competent UAE authority. The GP must make the referral, along with reasons, via the DHA eReferrals system for the claim to be considered by the insurer.

Ans: The following are the things to consider about Basic Plan LSP Dependent Option scheme -

The scheme includes all eligible members compulsorily.
The quotation assumes Takaful coverage for all employees residing in Dubai and on a valid resident visa.
Contributions are payable in advance.
All members must be active at work.
The benefits offered in this quotation do not comply with the Health Authority Abu Dhabi regulation for compulsory Takaful.
This is a compulsory scheme, and members on a voluntary basis are not eligible for medical coverage.
Emirates ID numbers for all members must be provided upon confirmation of cover.

Ans: Payment terms are annually in advance upon issuing the Takaful Certificate and activation of Emirates ID as medical cards.

Ans: Yes, the checklist for Takaful Certificate issuance includes:

Census List with mandatory information
Signed and Stamped Quote
Payment of Contribution
Certificates of salaries from the Sponsor for RBO members earning less than AED 4,000
Insurance certificate from the previous insurer (if not a virgin group)
Trade licence of the company

Please ensure all required documents and information are provided for a smooth application process.