Salama Individual Health Insurance

There are a wide range of insurance companies in the UAE that provide individual health insurance. It is essential to select the ideal one to get the best deal.

Salama Health Insurance Company is a major player in this sector, known for its diverse range of health insurance plans and prompt service. If you are looking for personal health coverage, Salama Individual Health Insurance may be a great choice for you. In this article, we have exclusively focused on individual health insurance offered by the provider and other details such as available plans, their benefits, policy buying process, and much more!

Categories of Salama Health Insurance Plan

Salama Health Insurance Plan for individuals comes in two different categories to encompass people with different requirements.

• Essential Benefits Plan: This plan covers Dubai residents with a monthly earning of less than AED 4,000. It also includes dependents who are not employed in any way. It includes the insured, his/her immediate family members or domestic helpers. 
• Enhanced Benefits Plan: If you are looking for a Salama Individual health insurance Plan with comprehensive coverage, this plan will be the right pick for you. However, apart from individuals, this plan also comes with a family insurance plan option. Different categories under the Enhanced Benefits Plan are Silk Road, Green, Silver Classic, Silver Premium and Gold Premium.

While these are two different categories, they have some common features and benefits, which you must take into account before making a decision.

Features and benefits of the Salama Individual Health Insurance Plan

The following are the primary benefits that Salama Health Insurance Plans offer:

• Flexible healthcare plans - Be it working individuals, professionals or self-employed, the Salama Individual Health Insurance Plan covers all. Besides, you can also opt for family health insurance to financially safeguard yourself and your loved one’s health. 
• Vast network of hospitals - Salama Health Insurance Company has a widespread network of 4000+ healthcare providers across the UAE. You can enjoy a direct billing option when availing of services from any of the network hospitals. 
• International assistance - Medical emergencies can creep up anytime, even when you are travelling abroad. With the Salama Health Insurance Plan, you can remain stress-free. They have affiliation with multiple global healthcare providers and you can access their services and start with the necessary treatment even when you are out of the country.

Note that you can choose different deductibles and networks for your health insurance plan and customise it as per your lifestyle and health concerns.

Coverage available for Salama Individual Health Insurance Plan

Following is the list of coverage that the insurer is entitled to receive:

Inpatient and Daycare

• Test, treatments, surgeries
• Emergency healthcare services
• Declared pre-existing or chronic illnesses
• Companion accommodation
• Ground transportation facility within the UAE

Outpatient

• Medical consultation
• Diagnostics like radiology, laboratory and imaging
• Alternative medicines
• Prescribed medicines
• Vaccinations
• Physiotherapy

Note that the inpatient and outpatient facilities change with plans. Hence, it is better to ask the provider before finalising one.

Additional benefits of Salama Health Insurance Plans

Salama Health Insurance Plans come with extra benefits, these are –

• Maternity cover
• Vaccinations for new-born
• New-born cover
• Psychiatric treatments
• Physiotherapy up to specified sessions
• Repatriation of mortal remains of the insured individuals to the domicile country.

Reasons to choose Salama Individual Health Insurance Plans

Along with quick customer service, higher claim settlement ratio and reliability, Salama Individual Health Insurance Plan is known for the following reasons:

• Affordable annual premium
• Coverage of up to AED 150,000
• Vaccination for children
• Inclusion of pre-existing diseases
• Covers chronic medical conditions
• Medical emergency cover

Note that health insurance with pre-existing illness usually comes with a waiting period. It means you need to wait for certain days to claim after purchasing the plan. Hence, it is important to check the particulars of a policy as the waiting period varies with insurers.

How to buy a Salama Individual Health Insurance Plan?

You can now easily purchase Salama Health Insurance from Policybazaar.ae. Here are the steps you need to follow:

• Go to Policybazaar.ae and navigate to the health insurance section.
• Locate the lead form and start filling it out.
• Select who you are buying this insurance for, so choose ‘self/family’.
• Then click on ‘self only’.
• After that, enter your name, email, mobile number, and other required details to continue and get the policy quotes.
• Once you are on the quotes page, go through the list of plans available.
• Select the most suitable plan and proceed further.
• Complete the online form and follow the on-screen prompted instructions to complete the process.

Note: The new health insurance policy details will be sent to your registered email ID.

Are you wondering why to buy an individual health insurance through our digital platform? Then refer to the reasons we have stated below:

• We have tie-ups with the top health insurance providers across the country. 
• Plans available on our website provide you with maximum coverage at affordable premiums. 
• Renewing your individual health insurance is easy through our website. 
• You can switch to a new provider any time in case you are not satisfied with the services of your existing provider. 
• Our customer care support team is available 24*7 for assistance. 
• Our plans are highly customizable.

Wrap up

Purchasing a health insurance policy is one of the wisest financial decisions that you can make. It not only secures your financial interests, but it will also guarantee you receive the best possible treatment and recover quickly. Considering the Salama individual health insurance can offer you with a multitude of coverage that covers most of your requirements. In case you face any issues, you can simply get in touch with the provider or policybazaar.ae to get relevant assistance at the earliest.

Let us now look at some of the most frequently asked questions regarding the Salama individual health insurance in the UAE!

Frequently Asked Questions