In-patient (IP Services)Covered on Reimbursement up to AED 200 per night and a maximum of 10 nights. The Cash Indemnity claim must be submitted within 15 days after discharge from the hospital with a proof of hospitalization including a discharge summary.
Deductible per Consultation10% up to AED 15/- for General Practitioners20% up to AED 25/- for Specialists
Prescribed Drugs & MedicinesCovered up to AED 5,000 subject to 15% Co-Insurance
Cancer TreatmentCovered as per terms, conditions and exclusions of the program defined by DHA
Vaccinations (Adults)Covered as per DHA Adult Pneumococcal Conjugate Vaccination guidelines
Organ transplantOrgan transplantation shall cover the organ transplantation as recipient excluding any cost related to donor and excluding the acquisition and organ cost Organs covered are: heart, lung, kidney, pancreas, liver, Allogeneic & autologous bone marrow.
Second Medical OpinionNot Covered
Repatriation of Mortal Remains to Home CountryNot Covered
Preventive servicesAs per DHA Regulations
Vaccination for ChildrenInside Network: 100% of Actual Cost Outside Network : Covered on Network UCR Rates
HCV Hepatitis C Virus InfectionCovered as per terms, conditions and exclusions of the program defined by DHA
Within the NetworkDirect billing available. Reimbursement is also possible but will be settled at 80% of the usual & customary rates of the selected Network.
Outside the Network in Countries where NAS is not presentReimbursement at 100% of actual costs (subject to be reasonable) or 100% of the usual & customary rates of the network, whichever is less
Outside the Network in Countries where NAS is presentReimbursement at 80% of actual costs (subject to be reasonable) or 80% of the usual & customary rates of the network, whichever is less