Takaful Emarat Silk Road : Choose Best Health Insurance Plan From Takaful Emarat

Takaful Emarat - Silk Road

Your family's health is paramount, and Takaful Emarat Silk Road offers the ideal health insurance coverage to prove it. This Takaful Emarat Silk Road includes a plethora of medical services, such as maternity care, critical illness cover, dental and gum treatment, hearing and vision aids, and more. ...read more

Plan Summary

Plan NameSilk Road

Cover AmountAED 1,000,000

Pharmacy LimitUpto AED 1,000,000

TPAMEDNET

Takaful Emarat - Silk Road Details

Maternity Cover

• Normal Delivery expenses are covered up to AED 10,000 • C-Section and complication expenses are covered up to a sub limit of AED 10,000

Waiting Period

Maternity Waiting Period

any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition

Chronic Condition Waiting Period

All medical underwritten conditions will have no waiting period. Undeclared pre-existing conditions will not be covered during the policy period and will be underwritten at renewal.

Pre-existing diseases (PED)

Covered only if declared on additional payment

Hospital Access

Referral procedure to be followed:- Direct access to specialist in the clinincs

Coverage Type

Clinic With Specialist

Out-Patient Services

New Born Cover

As per DHA benefit guidelines.

Vaccinations (Adults)

Covered both on Free Access & reimbursement basis

Physician Consultation

Covered with Co-pay of 20% max 50 per consultation

In-Patient Services

Room Type

Private Room

Ambulance Service

Covered

Emergency Treatment

100% of Actual Covered Cost

Pre-existing conditions

All pre-existing medical conditions should be declared in the Medical Application Form and is subject to medical underwriting., All declared Pre-existing and Chronic conditions are covered with a sub limit of AED 150,000/- , Undeclared pre-existing conditions will not be covered during the policy period and will be underwritten at renewal.

Parent Accommodation for child under 18 years

For children upto 16 Years of Age - Covered maximum up to 100 AED per night

Repatriation of Mortal Remains to Home Country

Covered up to AED 7,500/-