Watania Takaful - NAS - Plan A

Watania Takaful NAS - Plan A ensures health insurance coverage for families, encompassing a wide range of medical services such as maternity care, outpatient/inpatient services, diagnostics costs etc. Watania Takaful offers flexibility and customizable features to tailor-fit your families’ needs and your budget. ...read more

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AED 1 million Health cover starting @4/Day

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Plan Summary
Plan NameNAS - Plan A
Cover AmountAED 75,000
Pharmacy LimitUpto AED 1,500
TPANAS

Watania Takaful - NAS - Plan A Details

Maternity Cover
Out-patient Maternity Services
Requires prior approval from the insurance company.10% Co-payment. PHC Visits to include reviews. (All Care provided by Primary Health care obstetrician for low risk or specialist obstetrician for high risk referrals.)Covered (12 months waiting period)
In-patient Maternity Services
10% co-payment payable by the Policy Holder.Maximum benefit AED 7500 per delivery
New Born Cover
New born babies not covered must be enrolled from day 1 in a separate policy
Waiting Period
Chronic Condition Waiting Period
Chronic Condition Waiting Period - 12 Months
Pre-existing diseases (PED)
Covered only if declared on additional payment
Hospital Access
Referral procedure to be followed:- Customer has to visit GP, after GP refers then customer can visit the specialist in clinics.
Dental and Gum Treatment
Co-Payment
20% Co-payment
Covered
Covered only if related to a medical emergency, subject to 20% co-payment
Hearing and Vision Aids
Co-Payment
20% Co-payment
Covered
Covered only if related to a medical emergency, subject to 20% co-payment
Coverage Type
Clinic Only
Out-Patient Services
Co-Payment - This is what you'll pay your health provider when claiming with this policy
20% Co-payment
In-Patient Services
Co-Payment - This is what you'll pay your health provider when claiming with this policy for hospitalization
20% Co-payment upto AED 1000
Room Type
Shared Room
Ambulance Service
Ground transportation services in the UAE provided by an authorized party for medical emergencies.
Companion Accomodation
Covered up to AED 100 per nightCovered up to AED 100 per night
Territorial Scope Of Coverage
Coverage
UAE Excluding Abu Dhabi & Al Ain EmiratesInsurance Coverage is only for Northern Emirates visa holders.
Network
NAS-VN
Other Services
Laboratory Tests
Covered
Radiology diagnostic
Covered
Physiotherapy Treatment
Maximum 10 sessions per year.CoveredCovered
Test, diagnosis, treatments related to surgeries in hospitals
Prior approval required from the insurance company / TPA.
Emergency Treatment
Approval required from the insurance company within 24 hours of admission to the authorized hospital.
Healthcare services for emergency cases
Approval required from the insurance company within 24 hours of admission to the authorized hospital.
Medication
Co-Payment
0.3
Limit
Maximum Limit AED 1500
Description
No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist.
Essential Vaccines & Preventive Services
Co-Payment
Not Covered

Watania Takaful - NAS - Plan A Added Network Hospitals

Name
Address
No Network Hospital is available at this Location.