How to Check Car Insurance Status Online

Wondering if your motor insurance is still active or due for renewal? In the UAE, checking your car insurance status online is now faster, easier, and more convenient than ever. With just a few clicks, you can access all the important details about your policy — no paperwork, no waiting in queues! Whether you're preparing for vehicle registration, renewing your insurance, or simply staying on top of your coverage, online tools help you do it in minutes. 

From using government portals to checking with your insurance provider, multiple platforms are available to keep you updated. This page walks you through the step-by-step process of checking your car insurance status online in the UAE so that you’re always informed, protected, and road-ready.

Significance of Car Insurance in UAE

Car insurance in UAE is a legal obligation that every vehicle owner needs to fulfil. A motor insurance plan financially covers your car in case of a mishap, be it a third-party liability or damage to your insured vehicle (covered only under comprehensive plans). Without proper vehicle insurance, you might face hefty penalties, vehicle impoundment, or even severe legal consequences. 

For all these reasons, it’s important to buy a car policy in the UAE. While third-party car insurance is mandatory, experts recommend getting a comprehensive plan to cover all damages and losses related to your car as well. 

Why is it Important to Check Vehicle Insurance Status Online in UAE?

An insurance plan for cars usually lasts for 13 months (including a 1-month grace period). Since it is mandatory, checking vehicle insurance status becomes crucial. Additionally, it ensures that you don’t end up getting surprised (read: shocked and fined) on the road. Checking motor insurance status online in UAE can save you from legal consequences in case of an accident or traffic violation. For your reference, we have listed the benefits of checking car insurance status online —

• Legally Binding – Checking insurance status lets you know whether your policy has expired or not. It also helps you figure out the renewal date. This way, you can ensure that your policy remains active whenever you drive around. This, in turn, will save you from the trouble of getting fined or even having your vehicle impounded. 
• Financial Protection – An active car plan offers financial protection in case of accidents, natural disasters, and theft. If you don’t have active insurance, you would not only have to pay the fine but also personally pay for any liability or damages. When you check car insurance online in UAE, you ensure that you are financially protected in case of uncertainty. 

How to Check If Your Car Insurance is Active Online?

Checking the vehicle insurance details online is quite easy. Every car insurance policy available in the UAE has a tenure of 13 months – 12 months for the policy and 1 month as the grace period for renewal of the plan. This simply means that you have to keep constant tabs on the plan and its active status to make sure the policy doesn’t expire. From your aggregator’s website to the provider’s website and Dubai Insurance Authority portal, you can choose any methods that you find convenient.

Methods for Checking Car Insurance Status in UAE

So far, we have understood that it is important to check insurance status in UAE. Let’s turn our attention to how to check car insurance status online. There are 6 main ways to check the insurance status online. In this section, we will provide step-by-step guides for checking insurance status in UAE —

• RTA Website
• EVG Platform
• MoI Portal
• Via Policybazaar.ae
• Insurance Company’s Official Website
• Email

Check Car Insurance Status Via RTA Website

To check car insurance status via RTA, you need to follow the steps mentioned below —

• Step1- Visit RTA’s official website and go to the ‘Driver and Car Owner Services’ section 
• Step2- Click on the ‘Vehicle Status Check’ tab
• Step3- Accept the Terms and Conditions on the next page
• Step4- Once done, click on the ‘Apply for Service’ button
• Step5- Next, enter your chassis number in the search bar and hit the search button 
• Step6- Select the vehicle for which you want to confirm details
• Step7- After this, you will be able to find the required insurance details 

Check Vehicle Insurance Status Via Emirates Vehicle Gate (EVG) Platform

Another way to check car insurance status online is via the EVG platform. Here’s what you need to do —

• Step1- Visit EVG’s official website
• Step2- Log in to your account using the traffic code number and password 
• Step3- Once logged in, go to the insurance section
• Step4- In this section, you will be able to check your policy’s validity and other key details

Car Insurance Status Check Via Ministry of Interior (MoI) Portal

Follow these steps to check car insurance status online via the Ministry of Interiors’ website —

• Step1- Go to MoI’s official website or download the app
• Step2- Log into your account and enter the vehicle registration number 
• Step3- Once you enter the number, you will be able to access all the details about your car insurance — validity, coverage, and more 

Check Car Insurance Status Via Policybazaar.ae

When you buy car insurance from Policybazaar.ae, you can easily check vehicle insurance status online through our platform. The process is fairly simple — sign in, and you will get the car insurance status on the user dashboard! 

Insurance Status Check Through the Insurance Company’s Website

This is another straightforward way to check vehicle insurance status online in UAE. 

For this —

• Step1- Visit the insurance company’s website
• Step2- Log in to your account
• Step3- Check the policy number and view the insurance status details

Vehicle Insurance Status Check Online Via Email

You can also check vehicle insurance status online in UAE through your email inbox. Considering that most insurers send details regarding policy renewal through email, you simply need to watch out for notifications regarding renewal and other updates.

Best Car Insurance Providers in the UAE

How to Check the Details of Car Insurance Policy Online?

There are several ways to check the basic vehicle insurance details online. Most ways that let you check car insurance status also offer small details like policy number and registration details of the car. If you want to dive deeper and check every detail including the terms of the plan, services and benefits covered, etc., the following are some ways to do it:

 

The Policy Wordings or the Contract 

Checking the policy wording of your car insurance plan is the best way to find out every vehicle insurance detail about the plan. The policy wording or the contract document will include the start date of the plan as well which can help you figure out the active details of the plan. Apart from that, you can go through all the detailed benefits and other parts of your car insurance policy and get to know anything that you might need using the policy contract. 

 

Insurance Aggregator 

If you have bought your insurance plan from an insurance aggregator, simply contact them and raise a query about the vehicle insurance details that you want. Be specific and explicit about your requirement so that the aggregator provides you with an equally detailed solution. Once you have raised the query, your aggregator will send you an email containing all that you requested about the car policy online. It can include a detailed description of the benefits and technical details. 

 

The Provider Website

Lastly, you can use the provider website to check the available details of your plan. Most providers give a fairly detailed description of the car insurance plans offered by them on a dedicated page. You can check that out to get a rough idea. Another way is to use your policy number, log in and then check the vehicle insurance details of your plan – accompanied with any personal customizations that you have made to the plan.

How to Check Car Insurance Expiry Date Online?

Getting your car insurance expiry date is as simple as retrieving your policy details online. In UAE, the car insurance plan needs to be renewed every year. Hence, it is imperative to keep a track of your car insurance expiry dates. Failing to renew your car policy may penalise your hefty amounts. However, you have several ways through which you can check your car insurance expiry dates online. Here are a few methods. 

 

Through Insurance Provider’s Official Portal

When you buy a car insurance plan, your policy details are stored with your insurance provider and, you can conveniently access your car insurance expiry date by logging into your insurance account. You need to enter your policy details such policy number or username and password. After signing into your account, you can scroll through the policy details section to find out the expiry date of your car insurance. 

 

Emirates Vehicle Gate

Emirates Vehicle Gate is one stop solution for all vehicle related details such vehicle registration, owner and driving license, including motor insurance details. Additionally, you can view and pay your traffic fines on the Emirates Vehicle Gate (EVG) portal. To view your car insurance expiry date, you need to visit the EVG official portal and click on the ‘View Insurance Policy’ option available on the home screen. Later, you will be prompted to login using your user ID and password. After entering your profile, you can check your policy details and the expiry date. If your car insurance policy is approaching the expiry date, You can also renew it directly from the EVG website. 

 

Contact the Customer Care

If you find it complicated to search your car insurance expiry dates online, you can contact the customer support team of your insurance provider. As convenience, every insurer in the UAE provides a dedicated team of professionals to resolve customers’ issues pertaining to car insurance. You can retrieve the customer support number from your insurer’s official portal. The representative will ask you the policy number and personal details for verification. Once verified, they will inform you the car insurance expiry date. 

 

Online Insurance Aggregator

Policyholders who have purchased their car insurance policy through an insurance aggregator such as Policybazaar.ae need to simply visit the aggregator’s website and raise a query stating the details the of the insurance policy. The policyholder will receive a mail with all the car insurance details including the expiry date of car insurance plan. Alternatively, they can also contact the support team and enquire the details of car insurance by providing their policy and personal details. The support representative will inform the details and an e-mail regarding the same is also sent on the registered e-mail ID for customer’s future references. 

Documents Required to Check Vehicle Insurance Status Online in UAE

Before checking car insurance status online in the UAE, it's important to gather a few essential details to ensure a smooth and hassle-free process. 

Make sure the following documents and details are readily available —

• Vehicle Registration Number – Used to identify the specific vehicle
• Chassis Number – Sometimes required for additional verification
• Emirates ID or Personal Identification – Helps confirm the identity of the vehicle owner
• Insurance Policy Number – Useful for directly accessing insurance records, especially when checking through the insurance provider’s platform

Things to Look Out for When Checking Insurance Status in UAE

Checking car insurance status online is usually straightforward, but occasional issues may arise. Here are a few common things to watch out for —

• Incorrect Details - Entering the wrong registration or chassis number is a common mistake. Always double-check your information before submitting it to avoid delays.
• Recently Renewed Policies - If your insurance was just renewed, the system may not reflect the update immediately. Allow some time for records to sync, or contact your insurer if needed.
• Expired Policies - If the policy has lapsed, it may not show up as valid on some platforms. In this case, reach out to the insurer and consider starting the renewal process.
• Technical Glitches - Online platforms can often experience downtime or errors. If the site isn't working properly, try again later.

Where to Renew Car Insurance in UAE?

Renewing car insurance in the UAE is an easy and efficient process. Here’s how it works —

• Step1- Visit Policybazaar.ae and log in to your account
• Step2- Go to your User Dashboard, where you’ll find a renewal reminder if your policy is due
• Step3- You can either renew your current policy or explore other plans that may offer better features or value
• Step4- If you're considering switching, compare different quotes side by side to find a plan that fits your needs and budget
• Step5- Once you've made your choice, simply follow the on-screen instructions to complete the renewal in just a few steps

This quick and convenient process ensures you stay insured without any disruption, keeping you safe and compliant on the road.

Related links - 

How to Check RTA Vehicle Certificate Status

How to Check Driving License Status in UAE

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