Best Insurance Companies in Dubai

With insurance, you get financial security in case of any unfortunate event. When you, as a policyholder, buy an insurance policy or plan, you get financial security in exchange for premiums. In case of an uneventful scenario, the policyholder or beneficiary can visit the insurance-providing company to seek compensation called a claim. In the UAE, the major insurance types are health, life, motor, home, travel, and business. 

To select the best insurance in UAE, you must be well acquainted with insurance companies in the country. We have curated this list of top insurance companies just for your convenience. 

Best Insurance Companies in UAE -2025

Here are the best insurance companies in Dubai,UAE —

1. New India Assurance 

With a strong foothold in the country, New India Assurance has established itself as one of the best insurance companies in UAE. The company was founded in 1919 and is a leading force in the Afro-Asian region. Having entered the UAE’s insurance industry in 1961, New India has set itself apart as a general insurance company offering insurance policies including motor insurance, health insurance, home insurance, and business insurance. 

 

2. Al Wathba National Insurance Co.

Recognised as one of the top companies in the UAE, Al Wathba National Insurance Co. has a solid industry standing of over 25 years. With a capital base of AED 207 million, this insurance company in UAE has ISO certifications in Information Security, Environmental and Quality Management Systems.This insurance provider offers exclusive discounts and assures a seamless and bespoke customer experience. It is vouched for its prompt claim settlement system and smooth redressal system. You can explore the provider for its business insurance, motor insurance, travel insurance, home insurance, and more. 

 

3. Oriental Insurance

An Indian insurance company established in 1947, Oriental Insurance Company has expanded its insurance products across the globe including in Dubai, Nepal, and Kuwait. It entered the UAE market in 1960 with a base in Dubai. This insurance company in Dubai has set itself apart with its extensive understanding of the region, customer-centric approach, and quality insurance products. In the UAE, it has served over 217,000 customers with insurance products in motor, home, travel, business, health, and more. Its transparent claim management system makes it easy to submit a file and track it until you get the compensation.

 

 

4. Dubai Insurance

Founded by His Highness Late Sheikh Rashid Al Maktoum, Dubai Insurance Company is the first local insurance company in the UAE. With a market presence of 15 years, it has been serving the community and working in collaboration with the government to provide excellent insurance products for business, motor, and health. In 2022, it recorded a revenue of AED 1.5 billion — significantly up from AED 24 million in 2006 — with no compromise on its quality of products. Besides a range of plans products, it has a prompt redressal system and a customer support team to cater to your requirements and complaints. 

 

5. Qatar Insurance Company

Established in 1964 in Doha, Qatar Insurance Company is vouched for its rich history of over 55 years. It has been in the UAE market for the last 50 years and offers products including car insurance, travel insurance, home insurance, and business insurance. With high-standard services and world-class technology, this insurance company in UAE was declared the Insurer of the Year at the MENA IR Awards 2023. It has a separate yet prompt claim settlement process for its different insurance offerings for the customer’s convenience. 

 

6. Orient Insurance

Part of the Al-Futtaim Group, Orient Insurance Company was founded in 1982. This insurance company in Dubai has a paid-up capital of AED 500 million and an A+ credit rating, the highest rating in the UAE insurance industry. It has a strong market hold across the country in the Emirates including Sharjah, Ras al Khaimah, and Sharjah and the GCC region — the Sultanate of Oman and Bahrain. With over 40 years of experience in the industry, its insurance solutions portfolio includes health insurance, motor insurance, travel insurance, home insurance, life insurance, and commercial insurance. 

 

7. Alliance Insurance 

One of the trusted insurance providers in Dubai, Alliance Insurance has over 48 years of industry experience in the country. With this provider, you can get an assortment of insurance solutions including travel insurance, medical insurance, aviation insurance, life assurance, motor insurance, marine insurance, home protection insurance, and more. As a leading ‘A-’ (excellent) rated insurance provider for the last 15 years, its team includes qualified and experienced staff and experts who offer optimal insurance solutions and a redressal system to the customers. 

 

8. Al Sagr Insurance

Based out of Dubai, Al Sagr National Insurance Co. is a multinational insurance company in the UAE. Established in 1979, it offers comprehensive insurance solutions for health, life, and general risks among individuals, multinational corporations, SMEs, and more. The company had a strong original capital investment of AED 10 million, which is now AED 230 million as paid-up capital with constant growth of assets every year. The provider has a skilled and dedicated claim assistance system for motor insurance, general insurance, and medical insurance.

9. Abu Dhabi National Insurance Company (ADNIC)

Founded in 1972, ADNIC is a multi-line insurance provider with a strong foothold in the insurance industry. It functions across the MENA region and is licenced by the Central Bank of the UAE. The insurer offers a line of commercial and individual insurance solutions that can be customised as per your requirements.Due to its active participation in the insurance industry and work towards the community, ADNIC has received several awards including the Energy Insurer of the Year at InsurTek Golden Shield Excellence Awards 2024. 

 

 

10. Zurich Middle East

This insurance company in the UAE entered the insurance industry to empower nationals and residents to become financially ready for life.Zurich Insurance has a strong footing in the country with over 230,000 customers and a total market cover of USD 57 billion. It offers insurance solutions like life insurance. With a 98% payout for life claims, the insurance provider has a smooth claim assistance system. Its customer care service helps the customers in case they have any queries. 

 

11. Salama Insurance 

A leading insurance company in Dubai, SALAMA is a Shariah-compliant Takaful provider established in 1979. Listed on the Dubai Financial Market, it has a paid-up capital of AED 939 million. SALAMA offers a plethora of insurance solutions in motor, health, general, and family. Its claim service is easily available on the mobile application and can be filed from anywhere — home or office. Its excellent solutions and easy claim settlement system have got it recognised as the Family Takaful Company of the Year — UAE at the Middle East Insurance Industry Awards 2015.

 

12. Adamjee Insurance

A Pakistan-based insurance company in Dubai, Adamjee Insurance Company Limited has developed a strong customer foothold in the UAE with a customer-centric approach. With a line of comprehensive insurance solutions in health, motor, engineering, fire and property, and marine, the company also offers a quick and easy claim settlement system.Adamjee has an IFS rating of AA+ from PACRA and an IFS rating of B by AM Best, UK. In 2018, it earned the award of the ‘Breakthrough Insurer of the Year’ at YALLACOMPARE Banking and Insurance Awards UAE.  

 

13. HAYAH Insurance Company

One of the top insurance companies in the UAE, HAYAH Insurance has so far supported more than 150,000 individuals and businesses in the UAE. HAYAH’s line of insurance solutions primarily includes health insurance and life insurance. Its cutting-edge technology has earned it recognition as one of the best insurance companies in Dubai. For instance, you can digitally fill in the digital form for claim settlement. Listed on the Abu Dhabi Stock Exchange, this company is regulated and approved by the Central Bank of the UAE. 

 

14. Arabia Insurance

Founded in 1944, Arabia Insurance, as the name suggests, has a strong footing in 8 Arab countries — Bahrain, the Kingdom of Saudi Arabia, Qatar, the UAE, Jordan, Kuwait, Lebanon, and Oman. With more than 80 years of industry experience, it offers the best insurance in UAE that spans home insurance, life insurance, medical insurance, car insurance, personal accident insurance, travel insurance, home insurance, and business insurance. Arabia Insurance has a claim settlement rate of 95%, thanks to its prompt claim settlement process. It has a strong insurer credit rating of BBB- and a financial rating of B+.  

 

15. LIC International

This insurance company in Dubai operates in 4 major GCC countries — Bahrain, Kuwait, the UAE, and Oman. Starting its operations in the region with an asset base of USD 0.245 million, it has now become a billion-dollar insurance provider. It has an AM Best rating of B for its financial strength. Its incredible life and term products and redressal system have made it win numerous awards, such as ‘Excellence in Insurance Dispute Resolution for the Year 2020’ by the Insurance Authority, UAE. 

 

16. Union Insurance

Founded in 1998 with a paid-up capital of AED 330 million, Union Insurance is one of the best insurance companies in the UAE. Listed on the Abu Dhabi Securities Exchange, it offers a comprehensive range of retail and commercial insurance solutions including motor, life, health, travel, and home, and business insurance products like group life, group health, marine, property, and more. Union has a smooth claim filing process and a prompt claim settlement system. It also has exceptional customer service that helps you find the most suitable policy for yourself. 

 

17. Takaful Emarat

A leading insurance company in Dubai, Takaful Emarat was established in 2008. It is a Shariah-compliant insurance provider that offers health and life takaful in the UAE. With an aim of offering value-added products with international expertise, Takaful Emarat also offers a wide range of corporate products. 

 

 

18. Sukoon Insurance

With more than 48 years of industry experience, Sukoon Insurance is one of the insurance companies in Dubai with an 86% customer satisfaction rate since 2023. To stay on top of the industry it has launched over 25 digital services. Its distinctive insurance products have made it a popular insurer among over 830,000 customers. Known for its remarkable paid-out claims of AED 2 billion per year, Sukoon’s insurance solutions include motor, health, life, travel, home, personal accident, and business insurance. Besides conventional insurance products, it also offers Shariah-compliant takaful products.  

 

19. RAKInsurance

Established in 1974, Ras Al Khaimah National Insurance Company (RAKInsurance) is a leading customer-centric insurance company in the UAE. It is one of the oldest insurers in the country that has developed insurance products based on in-depth research.While providing comprehensive insurance solutions, RAKInsurance also keeps innovating technically to enhance its customer service system and keep it efficient for you. 

 

20. MetLife Insurance

With a presence of more than 65 years in the Gulf region, MetLife Insurance is a leading insurance company in Dubai. The insurance company offers individual insurance solutions (like life insurance, medical insurance, savings and investments, accident and health insurance, and pet insurance) and business insurance solutions (like SME Pre-packaged solutions, group life and disability, group medical, and other pre-packages). The insurance company’s need-based approach to designing insurance solutions has made it one of the top insurance companies in the UAE. Its seamless claim settlement process, not to mention its global repute, also makes it stand apart in the market. 

 

21. Watania Takaful

Established in 2008, Watania International Holding PJSC is listed on the Dubai Financial Market. In 2020, it acquired Noor Takaful — in 2022, the National Takaful Company merged with Watania International Holding. It has now become a Shariah-compliant insurance provider and offers individual solutions for motor, medical, home, marine, travel, personal accident, and family.Watania’s business takaful solutions are available for engineering, marine, property, general accident, family, medical, fleet, casualty and liability, and office. Its transparent claim settlement process makes it stand apart — you can easily submit an insurance claim online in a few minutes. 

 

22. Orient Takaful

An Islamic insurance company, Orient Takaful is a subsidiary of Orient Insurance. Starting its operations in 2017, it soon gained recognition to be one of the best insurance companies in Dubai, as reflected in its Financial Strength Rating of an A (implying Excellent). It offers products including motor takaful, home takaful, health takaful, and commercial takaful. 

 

23. Cigna Insurance

With more than 20 years of experience in providing personalised insurance in the Middle East, Cigna Insurance is known for its comprehensive health insurance solutions in the country. One of the best insurance companies in Dubai and UAE, it provides insurance solutions for both individuals and corporations. Cigna has a prompt customer redressal system that helps you get your queries sorted within 30 seconds.

 

24. Tokio Marine Insurance

Tokio Marine Insurance, a Japan-based insurance provider, is one of the best insurance companies in the UAE. It enjoys a financial stability rating of A+ (stable) from Standard & Poor and an Aa3 (stable) rating from Moody’s. In the UAE, Tokio Marine Insurance is sponsored by Al-Futtaim Development Services Co. LLC. Its product portfolio includes individual insurance — car, home, and travel — and corporate insurance in the form of marine cargo, business interruption insurance, public liability insurance, motor fleet insurance, property insurance, workmen compensation insurance, and medical insurance. 

 

25. Dubai National Insurance

Established in 1991, Dubai National Insurance is among the first insurance companies in Dubai and the UAE to be listed on the Dubai Financial Market. DNI offers a varied insurance portfolio for individuals and businesses in the country. Its comprehensive insurance solutions and round-the-clock and prompt customer care service have earned it the Customer Experiences Live Awards at Middle East 2024, Best Health Insurer of the Year 2023 at the  Business Tabloid Awards 2023, and more. The product portfolio of DNI includes motor insurance, travel insurance, home insurance, medical insurance, pedal cycle insurance, and commercial insurance — motor fleet insurance, group medical insurance, engineering insurance, liability insurance, property insurance, and more. 

 

26. GIG Gulf Insurance

With more than 7 decades of industry experience, GIG Gulf is one of the top insurance companies in Dubai. It provides several insurance solutions including car insurance, home insurance, home insurance, health insurance, travel insurance, and more. GIG Gulf is an A-rated regional insurance company that offers not just individual insurance solutions but also corporate and SME insurance policies. 

 

27. Allianz Insurance

It is a renowned travel insurance company in Dubai and has a global presence of more than 30 years. A Paris-based insurance provider, Allianz Travel Insurance offers travel insurance policies to individuals, businesses, families, couples, and other types of travellers.

 

28. Daman Insurance

As one of the top health insurance companies in the UAE, it is headquartered in Abu Dhabi. Daman or the National Health Insurance Company provides comprehensive health insurance policies to over 2.8 million individuals in the UAE. Besides being a leading health insurance provider, it also contributes to the community by hosting more than 300 family-friendly events every year to improve everyone’s health and wealth.

 

 

29. Fidelity United Insurance Company

Fidelity United Insurance Company, established in 1976, is one of the oldest insurance companies in the market. In November 2018, it rebranded following a partnership between United Insurance Company and Lebanon’s Fidelity Assurance and Reinsurance SARL. With over 5 offices in the UAE, Fidelity United provides various insurance services for individuals, families, and businesses. Its dedicated claims team ensures quick response, while the claims can be easily filed through its help and support centre.

 

30. Al Buhaira National Insurance Co.

Founded in 1978, Al Buhaira is one of the leading motor insurance and health insurance companies in Dubai. Its varied insurance solutions have earned it a plethora of awards, including the Health Insurer of the Year from Insuretek 2022. Its product portfolio includes personal insurance (motor insurance, travel insurance, health insurance, home insurance, jet ski insurance, Yacht insurance) and business insurance (property insurance, group life insurance, group health insurance, engineering insurance, energy insurance, and more). 

 

Tips to Choose the Best Insurance Company in UAE

While you can find so many insurance companies in Dubai and the UAE, choosing the right one can be a task. To help you, here are some tips for choosing the best insurance company —

• Compare your options before making a decision. You can visit a top aggregator like Policybazaar.ae and compare all the quotes available before making a decision. Make sure you choose an insurance policy that offers comprehensive benefits. 
• Assess your insurance requirements. Frame your financial budget before you choose an insurance provider. This way, you would be able to figure out the premium you would be able to make. 
• Know the type of insurance you require. 

 

Buy the Best Insurance Policy from the Top Insurance Companies in UAE

You can buy the best insurance policy in the UAE from the country’s leading insurance companies on Policybazaar.ae. This website offers comprehensive insurance policies from the top insurers in the country. This third-party aggregator site is easy to use and helps you compare your insurance options before making any decision. Explore the website for all kinds of insurance — car insurance, health insurance, life insurance, term insurance, home insurance, travel insurance, and business insurance. To help you find the best plan, our team of industry experts is always there. 

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