CIGNA Group Health Insurance UAE

Cigna Insurance Company- An Overview

Cigna Insurance is a renowned global health insurance company. In the UAE, the provider offers comprehensive health insurance solutions tailored to individual, family, and corporate needs. Known for its world-class healthcare access, Cigna offers flexible plans, extensive hospital networks, and 24/7 customer support.

Its group health insurance is designed to meet the diverse needs of businesses, including large and medium enterprises. Notably, Cigna small business health insurance plans are designed for a company with 2-9 employees. Cigna Insurance plans allow seamless access to quality medical care. With a focus on preventive healthcare and wellness programs, group health insurance policies offer reliable and cost-effective health insurance solutions.

Benefits of Cigna Group Medical Insurance in UAE

Unlock exceptional benefits with the Cigna Insurance company:

• Access to 3,000+ healthcare providers across the UAE
• Round-the-clock multilingual customer assistance service
• Affordable plans
• Plans are customizable
• Direct health insurance claim settlement options

Why Buy Cigna Insurance Plans for Group Health in UAE?

We have stated the top reasons to choose Cigna Insurance company for your health insurance needs: 

• Cigna ranks 15th on the Fortune 500 list
• With over 225+ years in healthcare, it has a presence in the Middle East for the past 20 years
• Cigna has a global presence in over 200 countries and territories
• The company’s ultimate goal is to maintain transparency and integrity among its customers

Cigna Insurance Plans for Group Health

The following are the Cigna insurance plans for group health in UAE:

1- GlobalCare- Corporate Medical Insurance Plan in UAE

Exclusively designed for large corporations. Policies under this category cover employees in several countries. Its key benefits are as follows:

• Availability of tiered networks at flexible pricing levels
• Coverage for pre-existing and chronic conditions up to the specified annual limit
• Live wellbeing sessions along with 500+ streaming classes
• Access to the day-care patient and inpatient hospital accommodation and treatment
• Area of cover includes:
  • Area 1- Worldwide
  • Area 2- Worldwide except for the USA
  • Area 4- Arab Countries, GCC, Southeast Asia countries, Africa, Middle East, Indian Sub-continent

2- GlobalCare Flexible- Small Business Health Insurance Plan

This plan is ideal for Small and Medium Enterprises. Company employees based in the UAE and outside the country are covered by the policy. Its primary benefits are:

• Coverage for pre-existing and chronic conditions up to the mentioned annual limit
• Choose the right care path with dedicated Clinical Case management
• Get 24/7 assistance in multiple languages
• Access to Employee Assistance Programme (EAP) platform
• Cigna Envoy app and digital self-service platform for utmost convenience
• Area of cover includes-
  • Area 1- Worldwide
  • Area 2- Worldwide except for the USA
  • Area 4- Arab Countries, GCC, Southeast Asia countries, Africa, Middle East, Indian Sub-continent

3- SmartCare By Cigna- Flexible Group Health Insurance Plan for Employees

This plan is designed for large corporate, and small & medium enterprises with 9+ employees in the UAE. The SmartCare plan is powered by Neuron, a reliable third-party administrator in the Middle East. It offers the following benefits:

• Get coverage for pre-existing and chronic health conditions up to the specified annual limit
• Find your right care path with Clinical Case management
• Get assistance round-the-clock from Cigna’s dedicated team of professionals
• Access to the Employee Assistance Programme and LVL Wellbeing Services
• Area of cover includes-
  • Worldwide except the USA
  • Regional cover- Indian Subcontinent, the Middle East, Philippines, Regional + Home Country (excluding USA) 

4- SmartCare Micro- Simple and Accessible Healthcare Solution

This plan is ideal for small enterprises having 2-9 employees. Its benefits are: 

• Coverage for pre-existing and chronic health conditions up to the specified annual limit
• Find your right care path with Clinical Case management
• 24/7 assistance from Cigna’s dedicated team of professionals
• Access to the Employee Assistance Programme and LVL Wellbeing Services
• Area of cover includes-
  • Regional + Home Country (excluding USA)
  • Regional Cover- Philippines, Middle East, and India Subcontinent

What is Covered under Cigna Group Medical Insurance Plans?

Cigna Insurance offers the following basic coverage under group health insurance plans in the UAE:

• Inpatient Service
• Outpatient Service
• Maternity Cover
• Pre-existing and Chronic Conditions Cover

Additional Benefits Provided by Cigna Insurance for Group Health

Cigna insurance coverage add-ons provided under the group health insurance are:

• Dental and Vision Cover
• Wellness Benefits
• Annual Check-up Benefits
• Infertility Treatment (only for specific plans)

How to File a Claim for Cigna Group Medical Insurance?

Easily claim your Cigna insurance for group health through the Cigna Envoy app. Install the app on your device and register your account. Alternatively, you can file your health insurance claim via www.cignaenvoy.com.

Reimbursement can be processed through both the website and the app.

Cigna Insurance Company-  Contact Details

Given below are the Cigna contact numbers for different locations across the Middle East:

Location	Address	Contact Number
Dubai	Cigna Insurance Middle East S.A.L - Dubai Branch, Level 1, The Offices 3, One Central, DWTC, Sheikh Zayed Road, PO Box 3664, Dubai - UAE	Call- 04/3620600
Abu Dhabi	Cigna Insurance Middle East SAL - Abu Dhabi Branch, Level 17, The Offices World Trade Center in Hamdan Street Central Market, Al Markaziya, PO Box 3876 Abu Dhabi, UAE	NA
Oman	Cigna Insurance Middle East SAL - Oman Branch Al Fardan Heights, 7th Floor, Gala, Muscat P.O Box 1101, P.C. 114 Jibroo, Sultanate of Oman	Call- +968 224 96961
Kuwait	Cigna Insurance Middle East SAL, Al Hamra Tower, Floor 35| Al Shuhada Street, Sharq PO Box - 5819, Kuwait City, Kuwait	Call- +965 22069101/22069102
Lebanon	Cigna Insurance Middle East S.A.L Holcom Building, Corniche Al Nahr Block B, 3rd floor, Beirut - Lebanon	Call- +961 1999654
Riyadh	Cigna Insurance Saudi Arabia Building S4, ROSHN Front Business Area, Airport Rd PO Box 13413, Riyadh Kingdom of Saudi Arabia	Call- +966 115128877
Bahrain	Cigna Life Insurance Company of Europe, S.A - Bahrain Branch, Bahrain World Trade Centre, Level 9 West Tower, Isa Al Kabeer Avenue Road 365, Block 316, Manama, Kingdom of Bahrain	Call- +973 800 11309

Frequently Asked Questions