TATA AIA Term Insurance

TATA AIA Life Insurance is a renowned joint venture between two industry leaders: Tata Group, one of India's most respected conglomerates, and AIA Group, a prominent insurance provider in Asia.

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Known for its financial stability and customer-centric solutions, TATA AIA has consistently delivered innovative and reliable insurance products tailored to individual needs.

Among the offerings of the company is TATA AIA term insurance, which provides you with affordable life coverage to ensure your family’s financial security in uncertain times. Designed with flexibility, it offers features like high coverage amounts, critical illness riders, and the option for a return of premium. 

With a TATA AIA term plan, you can protect your loved ones and achieve peace of mind for life’s uncertainties.

What is the TATA AIA Term Insurance Plan?

A term policy from TATA AIA provides financial security for your family. It does this by providing a sum assured in case of your unexpected demise — this amount can take care of your family’s major expenses and liabilities. It’s a straightforward and affordable life insurance option offering coverage for a specified period.

While a regular term policy doesn’t include maturity benefits, you can choose a ‘return of premium’ feature. This refunds the premiums paid if you outlive the policy term (after applicable deductions, if any).

Why Should You Buy Term Insurance from TATA AIA?

Here are the main reasons to buy TATA AIA term insurance policies —

  • Quick and hassle-free claim process
  • 99.13% individual death claim settlement ratio
  • 24/7 customer care service
  • Assistance from industry experts
  • Customisable term plans
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Features and Benefits of TATA AIA Term Insurance

TATA AIA Sampoorna Raksha Promise
  • Whole life cover 
  • Get your paid premiums back on outliving the policy term
  • Milestone discount
  • Instant claim process
  • Flexibility of joint life coverage
  • Flexible payouts
  • Terminal illness cover
  • Premium waiver (upon illness)
  • Special discounts on premiums for women
  • Option of family legacy planning
TATA AIA Maha Raksha Supreme Select
  • Return of premium
  • Payor accelerator benefit
  • Life stage option
  • Top-up benefit
  • Education secure benefit
  • Cover continuation option
  • Low premium rate for women
  • Up to 5 times renewability option upon maturity
  • Instant Payout service upon claim intimation
TATA AIA Saral Jeevan Bima
  • Straightforward and cost-efficient pure protection plan
  • Option to select the premium payment term
  • Special premium rates for women
  • Affordable premium rates
  • Optional riders
TATA AIA Bharat Suraksha Cover
  • Comprehensive financial coverage
  • 1% discount on first-year premium
  • Multiple premium payment modes
  • 4 optional riders
TATA AIA Sampoorna Raksha Supreme
  • Return of premium
  • Whole life coverage
  • Option to increase life cover at important milestones
  • Critical illness cover available
  • Quick claim settlement process
  • Flexible premium payment options

Eligibility Criteria for Applying for TATA AIA Term Insurance?

Listed below are the general eligibility criteria for TATA AIA term insurance plans —

  • Age - Between 18 years and 65 years
  • Nationality - You should be an Indian citizen at the time of applying, although the plan remains active even if you go abroad

Term Insurance Calculator for TATA AIA Term Insurance

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(based on 24,645 reviews)

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