Insurance House Car Insurance

Features and Benefits of Insurance House Car Insurance

Here are the major features and Benefits for Insurance House Car Insurance.

1. Round-the-Clock Support: Insurance House Car Insurance offers full-time help and support for the clients to help them get answers to their queries whenever they want.
2. Roadside Assistance: Insurance House Car Insurance provides roadside assistance like towing your vehicle to the repair shop in both kinds of car insurances, private and commercial.
3. Customization Options: Insurance House Car Insurance allows policyholders to customize their car insurance plans based on their needs. They can add benefits like roadside assistance and extend geographical area coverage to their plans.
4. Simple Buying and Claim Process: Insurance House Car Insurance offers easy buying options and a simpler claim process the policyholders. You can simply contact your nearest branch to file a claim.

Insurance House Car Insurance Inclusions

Here is the list of Insurance House Car Insurance inclusions.

1. Third-party property damage: Insurance House Car Insurance offers comprehensive car insurance plans that cover your own as well as third-party car damage.
2. Minor repairs: Insurance House Car Insurance comes with minor repairs facility as well. The company helps you get the doors unlocked, keys replaced, and much more.
3. Breakdown support: If your car breaks down on the road, the Insurance House Car Insurance Company helps you get it towed to the repair store.
4. No Claim Discount: Insurance House Car Insurance helps you get the no-claims discount at the time of the policy renewal if your car doesn’t meet with an accident throughout the year.
5. Roadside assistance: Insurance House Car Insurance allows you to avail of the roadside assistance facility as an add-on to your policy. If your car can’t be driven or has an empty fuel tank, the insurance company helps you get that fixed and gets your car up and running.
6. Extended geographical area coverage: You can also customize your car insurance plan to get extended geographical area coverage depending upon the terms and conditions of your policy.

Insurance House Car Insurance Exclusions

Here is the list of Insurance House Car Insurance exclusions.

• Third-party damage due to natural calamities like floods, earthquakes, hails storms, etc.
• Intentional car damage
• Damage caused when driving without a license
• Damage caused by racing a car
• Damage due to vehicle rollover
• Damage to electrical equipment
• Damage incurred during the war

What are the Documents Required to Buy Insurance House Car Insurance?

Here is a list of documents required while buying the Insurance House Car Insurance plan.

• Driving License
• Emirates ID
• Passport copy with the residence visa page
• Car Registration Documents

What are the Documents Required to Claim Insurance House Car Insurance?

Here is a list of documents required to register a claim for Insurance House Car Insurance.

• Police Accident Report
• High-resolution images of damage or loss
• A detailed inventory of damaged items
• A cost estimate for damage repair
• Proof of claim letter sent to a third party (if any)

How do you Claim Insurance House Car Insurance in Dubai?

Here is a simple three-step process to report the claim for Insurance House Car Insurance

1. Report the Claim: Visit the nearest branch or report a claim online.
2. Submit the Documents: Make sure you get all the relevant documents including the Police Report, Images of Damage, Emirates ID, etc., and submit them to the company’s office.
3. Wait for the Approval: After you have submitted all the documents, wait for your claim to be approved.

Important Articles Related Insurance House Car Insurance
Insurance House Car Insurance Claim	Insurance House Car Insurance Garage List
Insurance House Comprehensive Car Insurance	Insurance House Third Party Car Insurance

Frequently Asked Questions

Q1. Why do I need Car Insurance?

Ans. Car insurance might seem like a nuisance until you really need it. This is basically to provide financial assistance if your car meets an accident. Auto insurance not only covers for your own vehicle but also provides assistance to third-party vehicle and driver.

Q2. How is Comprehensive Car Insurance Plan different from Third-Party car Insurance?

Ans. Comprehensive car insurance plans cover both - damage to your vehicle and third-party’s as well. Third-party insurance plans, on the other hand, help you cover the damages caused to third-party by your vehicle.

Q3. What are the documents required to claim my car insurance?

Ans. Here is a list of the documents that you need to submit when filing a claim for comprehensive insurance plan.

• Police Accident Report
• High-resolution images of damage or loss
• A detailed inventory of damaged items
• A cost estimate for damage repair

And when reporting a third-party car insurance plan, you need to add proof of claim letter sent to a third party as well.

Q4. How can I pay my insurance policy premium?

Ans. You can pay your insurance plan premium in three different ways.

• Pay directly at any Insurance House Car Insurance Company’s branch
• Pay in cash at the company’s head office or designated bank branches