Best Orient Insurance Investment Plans in UAE 2025

The plans of Orient Insurance are designed to meet the diverse needs of individuals and families, providing both life coverage and long-term financial growth. On this page, we will explore the key features, benefits, eligibility, and other important details about Orient Insurance Investment Plans to help you make an informed decision.

Key Features of Orient Insurance Investment Plans

Orient Insurance provides several investment plans that cater to different financial goals and needs. Here are the key features that make these plans a great choice for long-term financial security —

• Dual Benefits: Orient's investment plans offer both life protection and a savings component. This ensures you and your family are financially secure in the event of unexpected circumstances.
• Guaranteed Bonuses: At maturity or in the event of death, these policies offer guaranteed bonuses equal to 1% of the total assured per policy year.
• Flexible Payment Options: Premium payments can be made monthly, quarterly, half-yearly, or annually. This way, you can choose the option that best fits your budget.
• Comprehensive Coverage: With Orient’s plan, you get worldwide coverage. This is a convenient choice for expatriates and global citizens living in the UAE and other GCC countries.

Type of Orient Insurance Investment Plan in UAE

Here’s everything to know about the Orient Insurance investment plan in Dubai available on this platform —

EduCare Limited Plan

A key offering under Orient Insurance investment plans is the EduCare Limited plan. It is designed for parents who want to secure their child’s educational future.

Key Details

Key Benefits of EduCare Limited

• Guaranteed Maturity Benefit: 100% of the sum assured along with a 1% guaranteed bonus and any applicable terminal bonuses are paid out at maturity
• Death Benefits: In case of your death, the plan offers family income benefits of 1% of the sum assured per month along with a waiver of premiums
• Flexible Payment Terms: With premium tenures ranging from 1 year to 2/3rd of the policy term, you get flexibility in how you structure your payments
• Term Options: Policy terms range from 8 to 30 years, depending on your financial goals and timelines

Additional Benefits of Orient Insurance Investment Plans

Besides the guaranteed death benefits, Orient Insurance provides you with additional advantages —

1. Waiver of Premium: If you become permanently disabled, premiums are waived — this continues the family income benefits and maturity benefits without requiring further premium payments
2. Free Look Period: 30 days from the policy issuance date, allowing you to review the plan and cancel if necessary
3. Surrender Benefits: The plan offers two options for surrendering the policy —
   • Option 1: Surrender and receive the appropriate surrender value
   • Option 2: Continue the death and family income benefits with a reduced surrender value

Eligibility Criteria

You can apply for this Orient Insurance investment plan if you meet the following criteria —

• Minimum Age at Entry: 18 years
• Maximum Age at Entry: 62 years
• Maximum Age at Maturity: 70 years
• Nationality: UAE or GCC nationals or residents
• Minimum Premium
  • Monthly: AED 250/USD 100
  • Yearly: AED 3,000/USD 1,000

Documents Required for Application

To apply for this Orient Insurance investment plan, you will need to submit the following documents —

• Completed and signed application form
• Copy of your Emirates ID, passport, and a valid UAE/GCC residency visa
• Signed representation of the plan
• Medical and/or financial questions (where relevant)
• Bank standing order or credit card authorisation form (for premium payments)

Additional Riders for Enhanced Coverage

Orient Insurance offers several optional riders that can be added to your investment plan for enhanced coverage —

1. Accidental Death Benefit: In case of death due to an accident, an additional amount equal to the sum assured is paid
2. Permanent & Total Disability (Accident & Sickness): Premiums are waived, and family income benefits continue if the policyholder becomes permanently and totally disabled
3. Passive War Risk: Covers death and disability due to passive war risk, which can be extended to your accident and sickness benefits

How to Apply for Orient Insurance Investment Plans?

On Policybazaar.ae, you can easily apply for your ideal plan in a few steps. Here are the steps to be followed —

1. Under the Insurance category select Investment Plans in UAE
2. Fill out the form with your name, phone number, and income details
3. Get redirected to the Quotes page 
4. Choose your preferred Orient investment plan

Frequently Asked Questions