Best Sukoon Takaful Investment Plans in UAE 2025

With Sukoon Takaful, you benefit from a model that aligns with both ethical values and sound investment practices. Under its plans, your contributions go towards providing financial protection and potentially earning returns.

Why Choose Sukoon Takaful Investment Plans?

By choosing Sukoon Takaful investment plans, you get a provider that offers top-notch investment options and values ethics and excellence. 

1. Sharia Compliance: Sukoon Takaful designs its investment plans in full compliance with Sharia law, ensuring that all products avoid interest (Riba) and ambiguity (Gharar). This provides peace of mind to those looking for ethical financial solutions.
2. Service Excellence: Sukoon is committed to delivering top-quality service, ensuring that every aspect of your investment is handled with care and expertise.
3. Social Responsibility: As part of their commitment to the UAE’s growth, Sukoon Takaful actively contributes to the community and plays a role in promoting socially responsible investments.
4. Transparency and Leadership: Sukoon prides itself on transparency and leadership, maintaining clear communication with participants and taking responsibility for their actions. 

Types of Sukoon Takaful Investment Plans

Sukoon Takaful offers two investment plans that are designed to provide financial protection while aligning with Islamic principles. 

1. Family Takaful Protect

The Family Takaful Protect plan allows you to contribute regularly to a Takaful fund that provides both life coverage and investment growth. The contributions are divided into two parts — a portion goes towards providing Takaful benefits, while the remaining amount is invested in Sharia-compliant funds based on the participant’s choice.

Key Features

• Coverage & Benefits:

  • Life Benefit: 100% of the account value paid in case of death
  • Accidental Death Benefit: Up to USD 200,000
  • Fund Investment: Contributions are allocated to the Participant Investment Account, which invests in Sharia-compliant funds

• Eligibility

Fund and Investment Details:

• Unit Allocation: Units are allocated after fees are deducted from contributions
• Performance & Risk: Investment returns are subject to market risks, and past performance does not guarantee future results
• Switching Funds: You can switch between funds freely, with no charges in the first year

Fees Breakdown:

Risk Factors:

This Sukoon Takaful investment plan in Dubai is linked to investment funds and is subject to market risks. The value of the investment may fluctuate — there is no guarantee of returns. Participants bear all risks associated with the investment performance.

2. Family Takaful Savings

The Family Takaful Savings plan offers two variants: one for regular contributions and another for single contributions. 

This Sukoon Takaful investment plan is designed to provide life coverage and investment growth, while adhering to Sharia principles. The contributions made by the participant are split into two parts: a portion for the Takaful risk coverage and the remainder invested in Sharia-compliant funds.

Key Features:

• Contribution Structure
   
  • Regular Contributions: Ongoing payments over a specified term (5 to 25 years)
  • Single Contributions: A one-time lump sum investment
• Coverage and Benefits
   
  • Life Benefit: 100% of the account value is paid in the event of death
  • Accidental Death Benefit: USD 200,000
• Investment Account: The remaining contributions after fees are invested in the participant's choice of Sharia-compliant funds, with a Wakala policy fee charged
• Maturity Benefit: At the end of the policy term, the fund value is paid out, provided all necessary claim forms are submitted

Eligibility Criteria:

Fund Management and Fees:

The fund is handled by specialised external fund managers, ensuring professional oversight while adhering to Islamic principles. 

Note that several types of fees, associated with managing the plan, are deducted from the investment value —

• Fund Changes: Sukoon Takaful may add, remove, or replace funds based on the best interests of the participants — any fund closures are handled automatically
• Risk Sharing: The returns and risks from the investments are shared among participants, with the value of the funds fluctuating based on market conditions

Fees Breakdown:

How to Apply for Sukoon Takaful Investment Plans UAE?

Applying for Sukoon Takaful investment plans in the UAE is quite easy through our platform. Follow these simple steps —

1. On Policybazaar.ae, look for the ‘Investment Plans in UAE’ section under the ‘Insurance’ category
2. Enter your name, phone number, and income details in the form provided at the top
3. Once you submit the form, you'll be redirected to a page with various quotes
4. Select the Sukoon Takaful investment plan that suits your needs

That's it — you'll be all set to proceed with your application!

Frequently Asked Questions