Best ADCB Investment Plans in UAE 2024

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Abu Dhabi Commercial Bank is one of the best-performing banks in the financial and investment sector. The bank comes with a deep understanding of how to operate and earn profits from local and international markets. 


Abu Dhabi Commercial Bank offers a variety of long and short-term investment opportunities for its customers to help them to achieve their financial goals and grow their savings. With the bank’s extensive network of brokers and partners, you can find the best-fit investment option in UAE based on your financial preferences in no time.

Types of ADCB Investment Plans

Abu Dhabi Commercial bank offers a broad range of investment plans that you can apply for based on your financial convenience. The best part about the ADCB investment products is that you can customise them based on your needs, budget and risk appetite.

Here is a list of the best Abu Dhabi Commercial Bank investment plans that you can choose from and start growing your money with the least risk factor.

ADCB Managed Funds

Abu Dhabi Commercial Bank creates and operates its funds through ADCB Asset Management Limited. Categorised as Luxembourg SICAV products, the ADCB investment plans help you grow your funds by converting the best investment ideas into attractive long-term opportunities. Based on a long-term investment strategy, these investment plans offer low-cost benefits with actively managed funds. 

Here is a list of some top-performing ADCB Managed Funds.

Mutual Fund Name

Category

1 Year Return

3 Years Return

Management Fee

Al Hilal GCC Equity Fund

GCC Islamic Equity

31.61%

35.74%

2.00%

ADCB Al Nokhitha AED

UAE Equity

33.62%

45.97%

1.85%

ADCB UAE Equity R

Other Equity

39.73%

49.64%

1.50%

ADCB Islamic GCC Equity X

Islamic Equity – Other

37.56%

57.60%

1.50%

ADCB Islamic GCC Equity R

Islamic Equity – Other

37.55%

57.61%

1.50%

ADCB Multi Asset Aggressive R USD Acc

USD Aggressive Allocation

1.60%

-

1.25%

ADCB Multi Asset Aggressive X USD Inc

USD Aggressive Allocation

1.63%

-

1.25%

ADCB Arabian Index R

Africa and Middle East Equity

39.24%

50.18%

1.00%

ADCB MSCI UAE Index R

Other Equity

55.54%

64.73%

1.00%

ADCB MSCI UAE Index AED

UAE Equity

40.80%

55.46%

1.00%

ADCB Target 2035 R

Target Date 2031 - 2035

4.57%

32.22%

1.00%

ADCB Target 2025 R

Target Date 2031 - 2025

1.40%

19.13%

1.00%

Al Hilal Global Sukuk Fund

Bond & Sukuk

1.05%

8.10%

0.85%

ADCB Arabian Index USD

MENA Equity

39.39%

46.32%

0.00%

ADCB Select

Select platform is one of the ADCB investment products that offers a curated list of ETFs and Mutual Funds. The best part is that the platform caters to the needs of individuals coming from all income levels. Additionally,  ADCB Select products are regularly operated and updated by the ADCB Asset Management team.

Trading Securities

Abu Dhabi Commercial Bank trading desk acts as a connection gateway between sellers and buyers of securities. With no specific proprietary book, the bank’s trading service provides investors with complete access to a countless number of trading opportunities. ADCB wealth management services give you access to a majority of fixed income opportunities in over-the-counter and other markets. 

Mutual Funds

Abu Dhabi Commercial Bank Wealth Management Services offer access to a broad range of third-party mutual funds, including commodities, hedge funds, fixed-income funds, balanced funds, real estate, and other emerging markets. These funds are highly customisable and offer decent returns on your investment.

Here are a few top third-party mutual funds that the bank deals with.

Mutual Fund Name

Category

1 Year Return

3 Years Return

Management Fee

AB SICAV I Low Volatility Eq A USD Acc

Global Large-Cap Blend Equity

10.40%

33.79%

1.50%

abrdn Diversified Inc A MInc USD

USD Moderate Allocation

6.50%

17.63%

1.20%

abrdn Indian Equity A Acc USD

India Equity

5.37%

28.58%

1.75%

abrdn Indian Equity I Acc USD

India Equity

6.21%

31.67%

1.00%

ADCB Al Nokhitha AED

UAE Equity

33.62%

45.97%

1.85%

ADCB Arabian Index USD

MENA Equity

39.39%

46.32%

-

ADCB MSCI UAE Index AED

Other Equity

40.80%

55.46%

1.00%

ADCB Arabian Index R

Africa & Middle East Equity

39.24%

50.18%

1.00%

ADCB Islamic GCC Equity R

Islamic Equity – Other

37.55%

57.61%

1.50%

ADCB Islamic GCC Equity X

Islamic Equity – Other

37.56%

57.60%

1.50%

ADCB MSCI UAE Index R

Other Equity

55.54%

64.73%

1.00%

Al Hilal GCC Equity Fund

GCC Islamic Equity

31.61%

35.74%

2.00%

BGF Global Dynamic Equity A2 EUR

Global Large – Cap Blend Equity

7.84%

50.95%

1.50%

 

Top 10 Best mutual funds in UAE to invest in 2022

Systematic Investment Plan

ADCB Systematic Investment Plan is one of the most preferred investment plans offered by the bank. With these plans, you can make the best financial decisions by simply investing the same amount on a regular periodic basis for better returns. These regular investments help you take advantage of market movements over the term of your SIPs. You can apply for an ADCB Systematic Investment Plan by sending an SMS ‘SIP’ to 2626 from your registered mobile number.

Top 5 SIP Plans for Investment in UAE

Structured Products

Abu Dhabi Commercial Bank Wealth Management offers products designed based on your monthly income and financial preferences. It provides you access to a wealth of investments with flexibility and guaranteed capital protection. With these growth instruments, you can expect attractive returns at the end of the investment term. However, the returns on your investment may vary from product to product.  

Why Invest with Abu Dhabi Commercial Bank

Here are the major reasons why you must consider investing with Abu Dhabi Commercial Bank in the UAE.

Customised Investment Plans:

Abu Dhabi Commercial Bank offers a wide range of investment plans to help you choose a suitable option based on your financial preferences. With ADCB investment plans, you can select the plan tenure, investment amount, etc. as per your choices and financial goals.

Excellent Investment Strategy:

Abu Dhabi Commercial Bank comes with an excellent investment strategy for investors. It fetches and releases monthly and quarterly investment insights to help its customers keep close track of their investment performances. 

Certified Relationship Managers:

Abu Dhabi Commercial Bank helps you make the best financial decisions by aligning a CISI certified relationship manager who analyses your needs and understands your long-term financial objective.

How to Apply for Getting an ADCB Investment Plan?

Following are the ways you can use to get in touch with the bank and apply for your preferred investment plan.

Request a Call Back:

One of the easiest ways of applying for an ADCB investment plan is to visit the investments section on the bank’s website, choose your preferred investment type, and click on the ‘Request a Call Back’ button at the right top corner. Further, you need to fill out a quick application form by providing your name, customer ID (if any), mobile number, email address, and location. Once done, the bank will call you back and brief you about further investment process. 

Online Banking:

Abu Dhabi Commercial Bank offers an online banking portal for its customers to help them access all the banking products and services with ease. If you are an existing ADCB customer, you can login to the online banking portal and apply for an investment plan. You may need to fill out the application form and provide your documents online to complete the application process. 

Mobile Banking:

Abu Dhabi Commercial Bank Mobile Banking App is another online platform that you can use to apply for your chosen ADCB investment plan. The process is almost the same as the internet banking portal. Filling out the application form, providing the required documents, and making a transaction for the required investment amount is all that you need to do for a quick investment.  

Call the Contact Centre:

Another alternative is to contact the bank is by calling its customer and support helpline at 600 56 2626. You can simply provide your chosen ADCB investment plan details over the phone to one of the bank’s representatives and start the application process for the investment.

Contact Your Relationship Manager:

Abu Dhabi Commercial Bank allocates a relationship manager to most of their customers depending upon the nature of services they avail of. You can contact your relationship manager in case you have got one assigned to get an investment plan of your choice.

Send an SMS:

Phone banking is another easy and quick means of communication provided by the bank. You can simply send an SMS from your registered mobile number mentioning a specific investment code for the investment plan type you want to get. Once done, you may expect a response from the bank at the earliest. 

Visit the Branch:

Last but not least, you can also consider visiting the Abu Dhabi Commercial Bank’s branch and contact one of the representatives to begin with the investment plan application process. Make sure you carry all the required documents including your identity, address, and income proof, to avoid any hassles.

How to Earn TouchPoints on ADCB Investment Plans?

Abu Dhabi Commercial Bank also offers TouchPoints on the invested amount. You can earn 1,500 TouchPoints on an initial investment of AED 18,000 and 85 TouchPoints on all the additional investments of AED 1,000. The bank has capped the benefit at the maximum investment amount of AED 150,000.

Key Takeaways

  • Explore various options before investing your money in a chosen investment plan.
  • Go through the terms and conditions to have a clear understanding of what you are investing in.
  • Keep the entire set of documents ready before starting the application process to avoid any last-minute hassle.
  • Check the performance report for your chosen investment plan on the bank’s website to analyse the amount of risk.
  • Perform thorough market research on the investment type before applying for the same.
  • Go through the entire fee and charges structure to avoid paying any hidden charges.
  • Contact our customer support desk without having any second thoughts if you need assistance.

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