Best Low Interest Rate Credit Cards in UAE 2025

Low-interest credit cards are ideal if you want to manage your finances more effectively, as these cards are specifically designed to reduce the cost of borrowing. You get lower interest rates on outstanding balances, which makes them ideal for carrying forward balances.

On top of these benefits, many low-interest cards in the UAE also come with additional perks such as cashback, reward points, and flexible repayment options. 

Low Interest Credit Cards

Let’s look into the top low interest credit card in the UAE offered by FAB —

First Abu Dhabi Bank — Low-rate Credit Card

*Applicable till 31st Dec, 2024

Credit Card Interest Calculator

Low Interest Cards — Eligibility Criteria

Given below are the eligibility criteria for the low-rate credit card offered by FAB —

Note: Additional eligibility may apply

Low-Interest Rate Credit Cards — Document Checklist

To apply for these cards, you may have to submit a few documents —

• Emirates ID
• Passport
• Residence Visa (for expats)
• Salary Certificate (for salaried applicants)
• Trade Licence (for self-employed)
• Latest 3-6 months bank statements

Note: Additional documents may be required

Read More About Salary Based Credit Cards