Best Multi Trip Travel Insurance in UAE
Buy Annual Travel Insurance Online And Get Your Policy Instantly
Secure Your Travel for Just AED 33*
4.6/5
24,470
ReviewsInsurance Partners
Trusted Customers
Policies Sold
Being a travel enthusiast has its perks and perils. While you get to see the world in its true glory and colours, you have to prepare yourself to stay away from the comfort of your home for long durations. These trips can become a lot bluer if you travel frequently for work. Managing several trips together can be a hassle no one wants to deal with. Making your prep time a bit easier, multi-trip travel insurance plans make sure that insurance is not on this list of things to worry about when preparing for the next trip. A plan designed for frequent travellers, annual multi-trip insurance is just what you need if you travel more than 3 or 4 times a year.
What is Multi-Trip Travel Insurance?
An annual multi-trip travel insurance plan is one of the most common travel insurance online plans. It is designed to cover multiple trips taken within the tenure of the plan instead of just one. Ideal for people who travel multiple times within a year for work or other purposes, an annual multi-trip travel insurance plan serves as a very cost-effective option. Whether it is your family that you visit often in a year or travel for work, an annual multi-trip plan can be a good option for you to choose.
Best Travel Insurance Partners in UAE
 |
 |
 |
 |
 |
 |
 |
 |
 |
Why Choose Annual Multi-Trip Travel Insurance?
You may need to travel multiple times a year. Purchasing a single trip insurance plan every time is inconvenient and time consuming. Additionally, single trip plans are hectic to maintain when purchased frequently. To resolve this issue, you can purchase an annual multi-trip travel insurance plan and enjoy its benefits for numerous trips within a year. Here are a few more reasons for you to choose an annual multi-trip insurance in the UAE.
- The net cost of an annual multi-trip insurance is cheaper in comparison to a single trip insurance plan purchased multiple times for each trip.
- You don’t need to search for an insurance plan every time you plan a trip.
- An annual travel insurance plan covers an individual comprehensively from a range of threats and vulnerabilities that may appear during a trip.
- Multi-trip insurance plan provides high insurance benefits including emergency medical expenses during a trip abroad.
- The plan also secures you from any legal and personal liabilities during the trip.
- You get a prolonged coverage of 365 days and of up to 90 days coverage per trip.
- The annual multi-trip plans are also available for individual and family, so that you have a worry-free trip with your loved ones.
How Do Multi-Trip Travel Insurance Plans Work?
A generic single-trip travel insurance plan covers the only trip that you buy it for. The trip dates are limited and the coverage is aligned. The coverage ends when the trip ends. A multi-trip travel insurance plan is right opposite of that. It comes with a fixed tenure of one year like car or health insurance plans. All trips taken within the tenure of the plan are covered by your annual multi-trip insurance. There is a pre-decided limit set on each individual trip you take within the tenure. This limit can change as per the provider and even the plan that you choose. Plans that are more exclusive or comprehensive often offer higher limits on vacation days for individual trips.
Types of Annual Multi Trip Insurance Plans
Individual Multi-Trip Insurance:
As the name suggests, an individual multi-trip insurance plan is designed to cover only one person. It offers insurance for all the trips you take within the specified tenure.
Family Multi-Trip Insurance:
Allowing you to get all the family members insured in one plan, a family multi-trip travel insurance plan covers your entire family for multiple trips taken in a year. Most insurance providers allow you to insure 4 child dependents and 2 adults, you and your spouse, in one plan.
| Travel Insurance by Age Group | ||
|---|---|---|
| Travel Insurance for over 65 | Travel Insurance for over 70 | Travel Insurance for over 75 |
Business Annual Multi-Trip Insurance:
Showcasing a slightly different make, the business annual multi-trip insurance plan is made for corporate trips. Business travel insurance plans may offer a few added benefits like protection for electronics. These benefits are catered to the unique needs of a business trip.
Best Multi Trip Travel Insurance in UAE
Here is a comprehensive list of cheapest multi-trip travel insurance plans in Dubai, UAE:
| Plan Name | Medical Cover | Max Duration | Starting from | Price |
|---|---|---|---|---|
| Alliance Insurance | AED 150,000 | 90 days/trip | AED 33 |  |
| Orient Insurance | AED 150,000 | 92 days/trip | AED 183 | |
| See More Plans >> | ||||
Top Features of Annual Multi-Trip Insurance Plans
Cost-Effective Travel Insurance:
Annual multi-trip insurance plans are one of the most cost-effective travel insurance plans for people who travel a lot. It will cost you significantly less to buy a multi-trip plan for all your trips rather than insuring them separately.
One Plan for All Trips:
Since all your trips are covered under a single plan, you do not have to worry about managing different travel insurances every time you take a trip. It also takes away the hassle to buy new travel insurance plans every few weeks or months for frequent trips.
Flexible Terms:
An annual multi-trip travel insurance plan is rather flexible and can be used for trips of different durations and destinations. As long as it is within the limits of the plan, you can plan any kind of trip you like and use the same multi-trip insurance for them.
Comprehensive Coverage:
The coverage offered by annual multi-trip travel insurance plans is quite comprehensive. From emergency medical to baggage and trip-related benefits, everything may need during your travels is covered.
Top Annual Multi-Trip Travel Insurance in the UAE
Following is the run-down of best annual multi-trip travel insurance in the UAE along with the insurance coverage and tenure per trip.
|
Name of Insurance Plan |
Coverage Amount |
Maximum coverage tenure per trip |
Features |
|---|---|---|---|
|
Alliance Insurance Premier Annual Traveller Plan |
USD 500,000 |
90 days per trip |
|
|
Alliance Insurance Elite Traveller Annual Plan |
USD 1,000,000 |
90 days per trip |
|
|
Orient Travel Safe Annual Plus Plan |
USD 100,000 |
92 days per trip |
|
|
Alliance Insurance Standard Traveller Annual Plan |
USD 100,000 |
90 days per trip |
|
|
Orient Travel Secure Annual Plus Plan |
USD 1,000,000 |
92 days per trip |
|
| |
|||
Annual Multi-Trip Travel Insurance Inclusions
Insurance inclusions are the events and vulnerabilities that are covered under a travel insurance plan. The following are the inclusions of Annual Multi-trip travel insurance in UAE.
Travel Medical Insurance Benefits
- Emergency medical treatment benefits with emergency dental treatment cover
- Emergency repatriation and medical evacuation cover
- Accidental death and disability benefit
- Compassionate visit for a family member cover in case of the policyholder’s hospitalization
- Hospital cash benefits on per daily basis
Trip Inconvenience Benefits
- Delay and loss cover for checked-in baggage
- Luggage theft or loss during the trip
- Trip curtailment or cancellation cover
- Flight Insurance for flight delays and flight hijack cover also include threats of hijack
- Emergency financial support
- Burglary and theft cover
- Loss of personal items and money
- Personal liability cover
- Bail bond and legal fee cover
- Trip extension cover
- Loss of travel documents benefit, like passport
- Non-medical emergency evacuation cover
Annual Multi-Trip Travel Insurance Exclusions
Although annual multi-trip travel insurance provides comprehensive security against a range of events and threats during a travel, there are several eventualities not covered in the insurance policy and are commonly known as travel insurance exclusions.
- Adventure sports like scuba diving, skiing, etc., unless covered by an add-on benefit
- Losses due to war or acts of war, invasion, rebellion, etc. Also includes terrorism unless covered by an add-on
- Injuries or illnesses when travelling against the advice of the doctor
- Medical expenses arising for the treatment of pre-existing diseases
- Normal pregnancy-related medical expenses
- Non-emergency medical expenses incurred by the insured person
- Elective or cosmetic surgeries
- Losses incurred as a result of radioactive and explosive substances
- Injuries, damages, and illnesses due to substance abuse
- Damages caused or sustained when driving under the influence
- Damages caused when involved in an illegal activity
- Self-inflicted injuries or suicide attempts
Annual Multi-Trip Travel Insurance Add-Ons
You can customise your annual multi-trip travel insurance with add on covers depending on specific requirements. However, you need to pay a nominal premium in addition to your base plan. Here are a few common add-ons you can include in your annual multi-trip travel insurance plan to extend its coverage.
- Adventure sports cover
- Specific cover for special sports like skiing – includes protection of equipment, trip cancellation and more
- Natural disaster cover
- Terrorism cover
- Cruise extension cover
- Stopover extension cover
- Cancel for any reason cover
- Rental car benefit
Annual Multi-Trip Travel Insurance Eligibility Criteria
Any UAE resident or citizen older than 18 years and younger than 70 years is eligible for buying an annual multi-trip insurance plan. If you are opting for a family plan, you can add children older than 30 days as dependents in the plan and your spouse apart from yourself. The upper age limit can differ slightly as per the individual policies of each provider. So, keep an eye out for that and make sure that you read all the terms and conditions carefully before making a purchase.
Annual Multi-Trip Travel Insurance Claim Process
The process for submitting a claim for your annual multi-trip insurance plan may differ depending upon the type of claim you are reporting. Emergency medical insurance claims are settled as direct, cashless claims with the hospital. All you need to do is submit a request when you arrive at one of the network hospitals and inform your insurance provider. The hospital will get the approval and settle the bill as per the assured sum of the benefit.
However, reimbursement claims, on the other hand can be filed when you return from the trip. Simply contact the insurance provider to inform about the claim. Obtain a reimbursement claim form from the provider. Fill out the form and attach the required documents with it. Submit the form via offline or online channels, whichever suits you the best. Given below is the list of basic documents you may need:
- The police report of any stolen items, luggage, accidents, personal liability or similar situation
- Receipts, bills, doctor’s reports, and other related documents for medical reimbursement claims
- Baggage tags, correspondence records, and irregularity reports for lost or delayed baggage claims
- A copy of old passport (if possible) police report and expense receipt for a new passport for lost passport claims
- Original tickets, correspondence records, termination letters, and other documents required by the insurance company for trip cancellation claims
- Summons, legal notice, witness record, and record of the incident for personal liability claims
- Death certificate, police report, and post mortem report for accidental death claims
How to Choose Annual Multi-Trip Travel Insurance?
You need to be specific while choosing a suitable travel insurance plan in the UAE to avoid paying excessive premiums. Following are the things you need to consider while selecting a travel insurance plan in the UAE.
- Destination: Check whether the destinations you will visit are covered by the travel insurance plan you are about to buy. Also, check which destinations require mandatory travel insurance and whether your insurance plan fulfills all the requirements stated in the mandate.
- Number of People to be Insured: If you are a solo traveller, it is best to go with individual annual multi-trip travel insurance. However, if it is family you are going to travel with, consider choosing a family travel insurance plan. Always compare both types of plans and buy the one that sounds more affordable.
- Nature of the Trip: Choose between personal and business annual multi-trip travel insurance as per the nature of the trip. Business travel insurance plans may cover a few additional important things for business trips like electronic devices, the replacement for a sick team member etc.
- Duration of the Trip: Check the allowed duration of a single trip in the annual multi-trip travel insurance plan you choose. Every trip you take within an annual plan has a pre-specified limit of allowed days. This limit may differ as per the provider so make sure that you pre-check this fact and see if it aligns with your needs.
- Cost-Effectiveness of the Plan: Everything aside, you must make sure that the premium you pay for your annual multi-trip insurance plan is justified by the benefits you get. Compare different plans and make sure to get the most cost-effective option for your trips.
- Claim Settlement Ratio: Check the claim settlement ratio of the provider before you buy an insurance plan. Make sure that the claim process is easy and simple enough. Get familiar with the actions you need to take as per the situation and the emergency numbers to keep with you at all times.
- Authenticity: Last but not least, make sure you only buy from authentic sources. Go through customer reviews and take advice from financial experts to figure out the best possible provider for you. Make safe transactions using secure, trusted platforms.
Why Should You Purchase Annual-Trip Travel Insurance Plans from Policybazaar.ae?
Policybazaar.ae is a one stop solution for all travel insurance in the UAE. You can choose, compare, and purchase a travel insurance plan all at one place. Additionally, buying a travel plan from Policybazaar.ae gives you numerous rebates, offers, and discounts along with instant coverage benefits. To purchase a travel insurance plan, you can visit the travel insurance section of this portal, enter your details and select a plan. Subsequently, pay the insurance premium and enjoy the insurance benefits.
Annual Multi Trip Travel Insurance FAQs
The number of vacation days per trip depends on the provider and the comprehensiveness of the plan. It can range anywhere from 45 days to 180 days depending on what your plan limits are.
Yes, you can easily buy a multi-trip insurance plan for your family. Most providers let 2 adults and 4 children dependents be insured in the same plan as a family, while others may increase this limit to 10 members as well.
Yes, annual multi-trip travel insurance plans can be bought as business travel insurance plans as well.
There is no need to carry forward your vacation days in a multi-trip travel insurance plan. You simply utilize the benefits of the plan for every trip you have taken within the 1-year tenure.
Yes, as long as your single trip length does not cross the pre-specified limit of the plan, you can easily extend the trip without trouble.
Comparing different options available at your disposal is the right way to find the best multi-trip travel insurance in the UAE. You can also visit Policybazaar UAE and browse through the top insurance providers of the country we partner up with.
You can renew your multi-trip insurance online in the UAE. Use the renewal portal of your provider or your aggregator to renew the plan in a matter of minutes.
Yes, you can easily cancel your annual multi-trip insurance. Most providers also offer a refund on a pro-rata basis. Make sure you confirm this with your provider beforehand.
Yes, your annual multi-trip insurance can cover multiple destinations you visit in multiple or single trips. Just inform the provider in advance and see if there is an additional step you need to take to unlock this benefit.
Yes, the insurance providers in the UAE offer regional multi-trip travel insurance such as Schengen travel insurance. The regional plans are cost effective and secure you according to the local requirements.
Most insurance providers offer Travel Insurance for over 75. However, you can opt for senior citizen travel insurance from various providers. The plans may be little expensive in comparison to normal travel plan, however, they secure you comprehensively against numerous inconveniences that you may encounter during your trip.
Travel Insurance Type
Travel Insurers
Salim Dubai , September 16, 2024★★★★★Amazingly comfortable experienceThanks to Policybazaar UAE, I got to purchase travel insurance Dubai online while simply sitting on my sofa and without much calling or documentation!- Javed Dubai , September 16, 2024★★★★★Must visit for travellersSince my last experience with them, I've made it compulsory to visit Policybazaar UAE whenever I need travel insurance. For my last UAE trip, I got a perfect Dubai travel insurance plan covering practically everything I wanted at a very low price.
- Nadeem Dubai , September 16, 2024★★★★★Good coverage at a good priceWhat I liked in Policybazaar UAE was how all their Schengen travel insurance plans are very reasonably priced and with excellent coverage as well!!
- Sanjay Dubai , September 16, 2024★★★★★Good ServiceIt is a good experience to buy Schengen travel insurance from Policybazaar UAE I bought a good plan at a low rate
- Khusi Dubai , September 16, 2024★★★★★Feel secure in Schengen visitsIt feels so good to have all comprehensive Schengen travel insurance. All thanks to policybazaar UAE which has so many great plans that cover practically everything you can imagine!
- Nafisa September 16, 2024★★★★★Very quick and amazing servicePolicybazaar UAE made it a matter of some clicks to get a comprehensive all-covering travel insurance in Dubai. Their online service is superb and helped me complete all the processes instantly. Policybazaar UAE is surely my favorite place now for getting travel insurance!
More From Travel Insurance
- Recent Articles
- Popular Articles
07 Oct 2024Japan E-Visa for UAE Residents: Ultimate Guide Apply for Japan E-Visa easily as a UAE resident. Discover the streamlined process, eligibility, and requirements to obtain your electronic visa for Japan.
16 Sep 2024Overview of Fines for Overstaying on a UAE Visit VisaLearn about fines and penalties for overstaying a UAE visit visa. Understand the costs, legal implications, and steps to avoid or resolve overstays in the UAE to ensure a smooth exit.
18 Dec 2024How to Get a Canada Visit Visa from Dubai?Apply for a Canada Visit Visa from Dubai with ease. Discover the step-by-step process, eligibility criteria, required documents, and expert tips to make your visa application smooth and successful- 29 Aug 2024How to Check Visa Fine in UAELearn how to check your visa fine in the UAE, including the methods available for checking outstanding penalties, online and offline options, and important details.
29 Aug 2024What to Do if Your Tourist Visa Expires in the UAEDiscover the steps to take if your tourist visa expires in the UAE, including possible fines, legal consequences, and how to extend your stay or exit the country without penalties.
29 Aug 2024Guide to Saudi Arabia Visa for UAE ResidentsLearn how UAE residents can easily apply for a Saudi Arabia visa. Discover the requirements, application process, and tips for a smooth journey to Saudi Arabia.
