National Life and General Insurance

Incorporated in 1995, National Life and General Insurance Company is a major life insurance provider in the UAE. The insurance provider has more than 700,000 clients and has a gross written premium of around AED 1.6 billion (as of 2022).

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Worldwide coverage
We Are Rated

4.6/5

24,645

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50+

Insurance Partners

1 Million+

Trusted Customers

250 K+

Policies Sold

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Monthly Income (Dirhams)
1k - 3k
3k - 5k
5k - 8k
8k - 10k
10k - 15k
15k - 20k
20k+
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Features of National Life and General Insurance Company’s  Insurance Policy

Have a look at the key features of National Life Insurance’s term plan —

  • Flexible term plan tenure — from 5 years to 35 years
  • Free-look period of 30 days from the commencement date
  • Revival period of up to 9 months from the lapsing date
  • Grace period — 30 days from the due date
  • Terminal illness benefit equivalent to death benefit
  • Optional Benefits –
  1. Critical Illness Accelerated — 10 to 50% of the sum assured as death benefit
  2. Accidental Total Permanent Total Disability — Waiver of Premium 
National Life Term Plan
Term Policy 10 Years
  • Life Cover AED 350,000
  • Accident From Day One AED 350,000
  • Sickness From Day One AED 350,000
  • COVID-19 Coverage : After 30 days
  • Pre Existing Disease Coverage : Subject to Insurer Approval
  • Worldwide Coverage : Yes
  • Maturity Bonus Payout : No
Starting from AED 260 Yearly

Benefits of Buying National Life Insurance

National Life and General Insurance Company provides individual term life insurance in the UAE. It offers some of the country's most affordable life insurance plans, which can help you ensure financial security for your family amidst unfortunate circumstances. 

Here are some benefits as to why you should buy a term plan from National Life and General Insurance Company —

  • Customisable plan tenure
  • Global coverage
  • 24/7 customer care service
  • Flexible premium payment terms — pay monthly, quarterly, annually, or half-yearly
  • Easy claim settlement process

Eligibility Criteria to Apply for NLG Insurance

To apply for a term plan with NLG Dubai, your age at the time of entry must be at least 20 years but not more than 60 years. 

Furthermore, you should be a UAE resident, national, or expat to apply for this term insurance plan. 

Note: Term life insurance is more affordable when you buy it young. This is because younger, healthier individuals are considered low risk by insurers compared to older ones. 

While anyone between the ages of 20 and 60 years can get term insurance, your 20s are an ideal time to start planning for your family’s future.

How to File a Claim for NLG UAE Insurance Plan?

Here’s how you can easily apply for National Life and General Insurance plan —

  • Download and fill in the claim form.
  • Arrange the documents mentioned in the checklist —

For Death Claims

  1. Original death certificate attested by the doctor
  2. Hospital report
  3. A copy of the residence visa cancellation 
  4. Salary slips for the last 3 months before the death of the policyholder
  5. Death notification
  6. Police report in case of unnatural death
  7. Entry and exit stamp in case the death occurred outside the UAE 
  8. MOL list showing the salary details 

For Repatriation Claims

  1. Original transportation bill
  2. Original embalming bill
  3. Airfare of escort copy
  4. Original coffin box bill
  5. Original airway bill

    Make sure that you inform the provider within 30 days of the date of the event and submit the NLG insurance claim-related documents. 

Note: You can courier the claim documents at any of the following addresses —

  • Dubai — 37th and 38th, Burj Al Salam, Sheikh Zayed Road, Trade Centre, Trade Centre 1, Dubai | +971 4 396 1331
  • Abu Dhabi — 1st Floor, Dhafir Tower, Fatima Bint Mubarak Street Electra — Najda Intersection, Abu Dhabi, P.O. Box - 26551 | +971 2 6445770

Frequently Asked Questions

When is the right time to buy National Life Insurance’s term plan?

The ideal time to buy the term insurance plan is in your 20s — as soon as you gain a stable income. 

What is the free-look period to cancel the plan if required?

You can cancel your NLG UAE term plan within 30 days from the commencement date. 

How is terminal illness benefit determined?

The terminal illness benefit is usually equivalent to the death benefit’s sum assured. 

What are the optional benefits of NLG Dubai’s term insurance plan?

The optional benefits include Critical Illness cover and Accidental Total Permanent Total Disability — Waiver of Premium. 

Reviews & Ratings

4.6 / 5
(based on 24,645 reviews)

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