How to Pay NBF Credit Card Bill Payment Using Online & Offline Modes
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Most Popular Credit Card in UAE
Established in 1982, the National Bank of Fujairah has a keen understanding of the local market. Over the past 30 years, the bank has received several awards and is one of the renowned banks in the UAE. NBF offers several banking products and services designed for individuals and businesses. The bank’s products are not limited to deposits, savings and current accounts; it also offers credit cards, loans and other financial services. In addition, the bank provides easily accessible banking services and convenient payment facilities.
NBF credit cards are loaded with rewards and offers. Moreover, the bank offers multiple options for bill payment online and offline. The cardholders are free to choose their NBF credit card bill payment options.
NBF Credit Card Bill Payment through UAEFTS in UAE
Following the norms of UAE banking systems, all the banks in UAE accept payments via UAEFTS. Individuals with a bank account in any of UAE banks can conveniently log in to their online banking portal and use the fund transfer system for NBF credit card bill payments. UAEFTS is a type of RTGS payment that immediately queues your payment transfer request upon receiving it. UAEFTS is a secure and quick method for credit card bill payment as the transactions are monitored by the Central Bank of UAE.
Steps to Pay NBF Credit Card Bills Payment Using UAEFTS
UAEFTS can be used to transfer funds within the same bank and across other banks in UAE. An individual with a bank account in UAE can use the internet banking facility for NBF credit card bill payments online. The cardholder can follow the steps given below for making credit card payments.
Log in to your account using your internet banking login credentials.
Under the bill payment section, select the credit card bill payment option.
Choose the credit card issuer type and mention the credit card details and other details as asked.
The window will display the card statement.
Enter your credit card billing amount or any amount you wish to pay.
Verify all the details and click on the ‘Pay Now’ button.
Your bank will transfer the amount against your credit card bill and you will receive the confirmation upon successful payment. Those who wish to pay in cash may need to visit an NBF affiliated payment exchange to deposit cash. The payment exchanges use UAEFTS to pay your credit card bills.
Advantages & Disadvantages of Using UAEFTS for NBF Credit Card Bill Payment
UAEFTS credit card bill payments have some pros and cons. With the current advancements in the UAE banking system, they may not be the most preferred. However, they are one of the most secure means of credit card bill payments. Following are the advantages and disadvantages of UAEFTS for NBF credit card bill payments.
Advantages
Disadvantages
UAEFTS are secure and reliable as the transactions are regulated by the Central Bank of UAE.
They are one of the most widely used fund transfer platforms in the UAE.
You can make payments using other bank accounts.
You can easily track and monitor your credit card payments and transfers using UAEFTS.
The fund transfer system also accepts foreign currencies like USD and GBP apart from AED.
Payments done through UAEFTS incur nominal charges and you may need to pay an additional fee for the credit card bill payment.
Bill payment using another bank account can take up to two days to process your credit card payment.
If you are making NBF credit card bill payments through exchange houses, you may first need to verify whether they accept payment for your card.
NBF Credit Card Bill Payment Options in the UAE
NBF offers several means of credit card bill payments via online and offline modes. Individuals can pay credit card bills online using the internet/mobile banking facility or use cheque or cash deposits against their credit card bills. Following are the various NBF credit card bill payment options.
How to Make NBF Credit Card Bill Payment Offline
Online Banking - NBF account holders can choose the internet banking option to pay their credit card bills. They can settle their card statements with a few simple steps by logging in to their personal banking account.
Payment using NBF Mobile Application - Individuals with NBF bank account can download the mobile banking application and register themselves. Later, they can use the bill payment facility to pay their credit card bills.
Auto Debit Instructions - Individuals can set auto/direct debit instructions for NBF credit card bill payment using their bank accounts. They don’t need to worry about repayments as the bank will automatically debit the outstanding amount from their NBF bank account once the salary is received.
How to Make NBF Credit Card Bill Payment Online
While online bill payments are quick and convenient, individuals can also choose to pay NBF credit card bills offline through cheque and cash deposits.
Payment through Cheque Deposits - The cardholders can visit the bank or nearest Cheque and Cash Deposit Machines (CCDMs) to pay their credit card bills via cheque deposits. The bank verifies the payment and issues confirmation after successful payment.
Payment through Cash Deposits - Similar to cheque payments, individuals can also pay their NBF credit card bills in cash using cash deposit machines. They can also pay the bills in cash by visiting the NBF bank branch.
Note: Cheque deposit and clearance can take 2-3 days. Hence, individuals need to pay NBF credit card bills at least 7 days before the due date.
Procedure for NBF Credit Card Bill Payment Offline in UAE
While paying the bill offline, individuals can visit the bank branch or a local digital kiosk (ATM, CCDM). Following are the steps for offline NBF credit card bill payments.
Steps to Pay NBF Credit Card Payment through Cheques
Visit the local bank branch or a CCDM at your ease.
Fill out the deposit slip mentioning credit card details and your bank account details.
Enter the billing amount on your cheque and sign it.
Individuals will also have to mention their account number and contact details on the backside of the cheque.
Later, they need to submit the cheque with the deposit slip attached and collect the receipt.
The bank will verify and clear the cheque within two business days and you will receive a confirmation on successful payment.
Steps to Pay NBF Credit Card Payment via Cash Deposit
Visit a nearby NBF bank branch.
Fill out the cash deposit form mentioning the credit card number and other details.
Later, individuals need to deposit the cash along with the deposit form and collect the payment receipt.
The bank processes the payment instantly and you will receive the payment confirmation. Individuals can also use the NBF cash deposit machine to pay their credit card bills. They can visit a nearby cash deposit machine, select the credit card bill payment option and follow the instructions to deposit cash.
Procedure for NBF Credit Card Bill Payment Online in UAE
Individuals can use NBF internet banking/mobile banking for NBF credit card bill payment Online. They can also use the direct debit instructions to pay off their credit card bills directly. Following are the steps for making online credit card bill settlements.
Steps to Pay NBF Credit Card Payment Using the Internet Banking
Individuals need to log in to their internet banking accounts.
Then they need to select the bill payment option.
Subsequently, they will have to choose the credit card bill payment option.
Later, they need to enter the NBF credit card details.
Enter the billing amount in the window.
Then, they need to pay the credit card bill by clicking on the ‘Pay Now’ button.
Steps to Pay NBF Credit Card Payment Using Mobile App
Individuals need to download the NBF mobile application and register themselves.
Then, select the ‘credit card’ option on the home screen.
Subsequently, choose the credit card bill payment option.
Enter the credit card details.
Verify all the details and make payment.
NBF Credit Card Payment Through Direct/Auto Debit Instructions
Individuals with an NBF bank account can opt for the direct/auto-debit instruction. The bank automatically debits the outstanding credit card amount every month. The process is automatic and reduces your effort and time for making an NBF credit card bill payment. However, you need to visit the bank and apply for auto-debit instructions.
How to Pay NBF Credit Card Bill Payment from Another Bank’s Credit Card?
Making NBF credit card bill payments from another bank’s credit card is not possible directly. If you have no other repayment option, you can easily opt for the balance transfer facility. It will transfer your outstanding balances from the NBF credit card to a different bank’s credit card. In addition, you can also avail yourself of lower repayment interest rates and longer tenure.