Oman Travel Insurance UAE

One of the largest public joint shareholder companies (PJSC) in the UAE, Oman Insurance has been around for over 45 years now. Its core business lies in providing all life and general insurance products on personal, family, and corporate levels. Oman insurance has its headquarters in Dubai, but it functions in all emirates along with Oman and Turkey through numerous branches. The majority shares of Oman Insurance are held by Mashreq and it works in partnership with major companies like Bupa, Coface, and Generali. Oman travel insurance plans are well known among residents and visitors of the UAE for their comprehensive coverage and extensive options. From easy claim process to instance coverage, you get extensive security with Oman travel insurance in the UAE.

Key Benefits and Features of Oman Travel Insurance

Find below the list of features and benefits of Oman travel insurance plans.

Premium Worldwide Coverage:

All Oman travel insurance plans designed for UAE residents and citizens can be customized as per the preferred geographical coverage. You get the option to take the same plan for domestic trips, worldwide trips, excluding the USA and Canada, and a separate cover for global trips including the USA and Canada.

Common Covid-19 Cover:

All Travel Insurance plans offered to UAE citizens and residents by Oman insurance come with pre-approved Covid-19 cover. It means that you can now travel with maximum security and peace of mind.

Comprehensive Benefits:

From personal liabilities to emergency medical expenses and home protection, Oman travel insurance in UAE comes with a comprehensive list of benefits. The plans cover every major and minor benefit that you may need when on a trip away from home.

Easy Claim Process:

The best thing about the Oman travel insurance claim process is that the claimant does not have to go through a long waiting period for the final processing and settlement. Your claims can be quickly submitted, processed and settled within no time.

Instant Cover:

Whether you have bought Oman travel insurance online or offline, your coverage begins instantly leaving no gaps.

Customization Options:

All travel insurance plans designed for citizens and residents can be customized to cater to all your individual needs.

Specialized Plans:

Oman travel insurance also offers a specialized travel insurance plan designed for visitors in the UAE. This is a comprehensive travel insurance plan in UAE that covers all mandatory travel insurance requirements to procure a UAE Visa.

Oman Insurance Travel Insurance Plans

Oman Insurance offers two basic types of travel insurance plans – Travel Easy and Visitor Health. Travel Easy plans are designed for UAE residents and citizens whereas Visitor Health travel insurance plan is made for visitors planning to come to the UAE. Both these plans are made to fulfil all individual needs of the tourists, residents, and citizens. Let’s uncover their benefits and coverage span.

Travel Easy Insurance Plans

Made for both you and your family, Oman Insurance Travel Easy insurance plans are embedded with all the right benefits that you would need on your trip away. The benefits are comprehensive and includes several coverage options to choose from. All plan variants from the Travel Easy category can be bought as either domestic or international travel insurance plans. Travel Easy is further divided into five different travel insurance plans – Elite, Ultimate, Annual Individual, Family Plan, and Annual Family. All these variants come with 24x7 customer assistance and support.

 

Elite

• Oman travel insurance Elite plan is the base level individual single-trip travel insurance plan offered in this sequence.
• It comes with an emergency medical expense cover of USD 75,000. This also includes emergency medical evacuation and an emergency dental cover of USD 300.
• Oman travel insurance Elite plan offers a personal liability cover of USD 500,000 to cover any third-party liability arising during the trip.
• A repatriation benefit of USD 10,000 is offered in case of the policyholder’s demise during the trip.
• The Elite plan also includes an accidental death and total disability cover of USD 50,000, which also includes cases of complete and partial paralysis.
• Standard baggage delay benefit of USD 50 per hour after the base waiting period of 4 hours.
• Oman travel insurance Elite plan also offers loss or damage of baggage/personal items cover benefit of USD 500.
• Trip cancellation and curtailment cover of USD 1000 for each scenario come with the Oman travel insurance Elite plan.
• Trip delay benefit of USD 50 per hour up to a maximum amount of USD 500.
• Special home protection covers of USD 5000.
• Other included benefits of Oman travel insurance Elite plan are coverage for loss of money, loss of travel documents, theft, flight hijack or detention, bail bond cover, legal fee cover, and missed departure or connection flight cover.

Ultimate

• The Ultimate travel insurance plan from Oman Insurance is an exclusive version of individual single-trip travel insurance plans.
• It comes with an emergency medical insurance benefit of USD 1,000,000, which is inclusive of emergency medical evacuation. You also receive a benefit of USD 300 for emergency dental care services and treatment during your trip.
• Personal liability cover of Oman travel insurance Ultimate plan is set at USD 1,000,000. You also get a bail bond benefit of USD 15,000 and a legal fee benefit of USD 10,000.
• Accidental death and disability benefit of USD 200,000 is inclusive of compensation benefit for partial or complete paralysis cases.
• In case of the policyholder’s demise during the trip, the Oman insurance Ultimate plan offers a benefit of USD 15,000 for repatriation of the mortal remains of the deceased.
• Standard travel benefits include baggage loss benefit of USD 3000, trip delay benefit of USD 50 per hour, trip cancellation and curtailment benefit of USD 6000, missed departure or connection flight benefit of USD 1500, and flight hijack/detention benefit of USD 500/day.
• Oman travel insurance Ultimate plan also comes with loss/theft of money benefit of USD 1000 and loss of travel document benefit of USD 500.
• It also offers home protection benefits with an assured limit of USD 10,000.

Annual Individual

• The annual individual plan from Oman insurance is the only individual travel insurance plan made for annual trips. It is valid for all trips taken within the term of the plan.
• It comes with an emergency medical treatment benefit of USD 100,000, which is inclusive of an emergency medical evacuation benefit as well. The plan also offers emergency dental treatment benefits of up to USD 300.
• Accidental death and disability benefit of the Oman travel insurance annual individual plan is set at USD 100,000.
• Repatriation of mortal remains benefit with an assured sum of USD 10,000 is available in case the insured person meets their demise when traveling.
• Standard flight-related benefits include baggage delay benefit of USD 50 per hour, trip cancellation or curtailment benefit of USD 1000, trip delay benefit of USD 50 per hour up to a maximum amount of USD 500, hijack and detention benefit of USD 250 per day and miss departure or connection flight benefit of USD 1000.
• Personal protection benefits of Oman travel insurance annual individual plan include loss of personal money benefit of USD 250, loss of travel documents benefit of USD 500, and loss of baggage benefit of USD 1000.
• You can also avail of a home protection cover benefit of USD 10,000 and a 24-hour assistance service during your trip.

Family Plan

• The Oman travel insurance Family plan is a single trip basic plan designed to cover the whole family under a single plan. The benefits of this plan are applicable for each family as a whole and not each member.
• Emergency medical treatment benefit of USD 60,000 inclusive of emergency medical evacuation services. Emergency dental care services are also covered up to a sum of USD 300.
• The Oman travel insurance Family plan offers accidental death and disability benefit of USD 5,000 and a repatriation of mortal remains cover of USD 10,000.
• Flight-related benefits include flight delay benefit of USD 50 per hour, trip cancellation or curtailment benefit of USD 1000, baggage delay benefit of USD 50 per hour, missed departure or connection flight benefit of USD 500 and hijack/detention benefit of USD 100 per day.
• The additional trip benefit of the Oman travel insurance family plan includes loss or damage of luggage during the trip benefit of USD 500, loss or theft of money benefit of USD 250 and loss of travel documents benefit of USD 250.
• In case of a pressing matter when on the trip, the Oman travel insurance Family plan will also offer a legal fee benefit of USD 1000 and a bail bond benefit of USD 5000.
• It also comes with a home protection cover of USD 5000.

Annual Family

The Oman travel insurance Annual Family plan offers benefits that are similar to that of the single-trip Family plan. The assured sum for all benefits is also the same. The only difference between these two plans is that one is for a single trip while the other is an annual plan applicable for all trips taken during the term of the plan.

• The annual family travel Insurance plan from Oman insurance  secure your yearly family trips. It is valid for all trips taken within the term of the plan.
• The insurance plan offers an emergency medical treatment benefit of USD 60,000, which includes an emergency medical evacuation benefit as well. The plan also cover dental treatment expenses of up to USD 300.
• Accidental death and disability benefit of the Oman travel insurance annual family plan is set at USD 25,000.
• Repatriation of mortal remains benefit with an assured sum of USD 10,000 is available in the event of any of the policyholders’ demise while travelling.
• Standard trip inconvenience benefits include baggage delay benefit of USD 50 per hour, trip cancellation or curtailment benefit of USD 1000, trip delay benefit of USD 50 per hour up to a maximum amount of USD 500, hijack and detention benefit of USD 100 per day and miss departure or connection flight benefit of USD 500.
• Personal protection benefits of Oman travel insurance annual family plan include loss of personal money benefit of USD 250, loss of travel documents benefit of USD 250, and loss of baggage benefit of USD 500.
• You can also avail of a home protection cover benefit of USD 5,000 and a 24-hour assistance service during your trip.

Visitor Health Travel Insurance

As the name suggests, Oman Insurance Visitors Travel Insurance Plans offer affordable and easy-to-buy travel insurance plans for visitors planning to visit the UAE. The plans offer comprehensive trip security and fully compliant based on the UAE government’s directives and terms regarding travel protection for visitors.

• A plan specifically designed for people who are planning to visit the UAE.
• Anyone with a valid UAE visitors visa can purchase the Visitor Travel Insurance plan from Oman Insurance.
• People within 80 years of age can opt for the travel insurance plan.
• Ideally compliant with all directives set by the UAE government.
• The Visitor Health travel insurance plan includes emergency medical coverage of up to AED 150,000 and an accidental death benefit of up to AED 5,000.
• Repatriation of mortal remains cover of AED 7,500 in the event of the policyholder’s demise.

Oman Travel Insurance UAE General Exclusions

• Any claim arising from a pre-existing disease
• Eventualities due to drugs, alcohol or any kind of intoxicating substance
• Suicide attempts or self-inflicted injuries
• Being a part of an actual or attempted felony
• Loss arising out of war-like situations including civil wars, terrorism, rebellion, foreign enemies, mutiny, etc. (add-on cover available)
• Radioactive blasts or activities including nuclear explosions and toxic substances
• Participation in adventure sports, professional sports or military activities

How to Buy Oman Travel Insurance Plans?

There are several ways to buy an Oman insurance plan. Given the digital advancement of the insurance sector, you can easily buy Oman travel insurance online as well as offline. Explained below are four easy ways to get your Oman travel insurance:

By Phone: Give a call on the Oman Insurance toll-free number to register yourself for Oman travel insurance in the UAE. You can also call one of the branches and connect to an agent there. The agent will take your enrolment process further.

Online: Use the online registration platform of PolicyBazaar UAE to buy your travel insurance online with Oman. You can start by entering your basic details to get a few quotes. Compare quotes, choose a plan and proceed to buy it in a few simple steps.

By Email: Use the official Oman Insurance customer support email id and drop a mail to register for a travel insurance plan.

In-Person: Visit one of the Oman Insurance branches located in the UAE and book your travel insurance in person. You will be assigned to an agent available at the branch who will assist you in the whole process. Compare properly before buying.

Oman Travel Insurance UAE Claim Process

You can initiate Oman travel insurance claims process by simply calling the UAE toll-free number or dropping an email on the official email id. You will get a claim reference number which you can use to file the claim after you return from your trip. If you are filing an emergency medical claim, simply inform Oman Insurance and they will take it from there. Outpatient and clinic treatments are reimbursed and not paid directly like inpatient benefits. In the case of reimbursement claims, you need to download the claim form from the Oman Insurance website, fill it by providing your basic details, and submit it along with all the supporting documents.. Oman insurance will process your claim without any waiting period and send the settlement amount to your bank account listed on the form

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