RAKBANK Titanium Credit Card
- Airport Lounge
- Shopping Benefits
- Fuel benefits
- Movie Discounts
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Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Credit cards offer a plethora of benefits, with Cashback being one of their most attractive features. If you are looking for a card with exclusive cashback rewards, the RAKBANK Titanium credit card may be the one for you. Besides, you can enjoy exceptional offers on dining, entertainment, and more.
Let’s know about the RAK Titanium credit card in detail.
RAK BANK Titanium Credit Card Benefits and Features
The RAKBANK Credit Card Benefits and features are as follows:
- Earn up to 5% cashback on entertainment, dining, and shopping
- Receive up to 5% cashback on supermarkets spent globally upon spending AED 5,000 monthly
- Up to 50% on movie tickets worldwide upon spending a minimum of AED 5,000 monthly
- Get up to 2% cashback on all international and domestic retail purchases, international cash advances, and Internet transactions
- 10% cashback on hotel bookings across 200+ countries and territories with Booking.com
- 15% or more discount at IHG Hotels and Resorts across Africa, Maldives, the Middle East, Europe, and India
- Complimentary lounge access at 10+ airports across the UAE, Egypt, Saudi Arabia, and Jordan
- Upgradation and 20% discount on car rental with Avis rental services
RAKBANK Titanium Credit Card: Eligibility Criteria
Know your eligibility criteria for the RAK Titanium credit card below:
| Eligibility Type | Criteria |
|---|---|
| Age | Minimum - 21 Years |
| Salary (for Salaried Employees) | Minimum - AED 8,000 |
| Residency | UAE Citizen or Resident |
Note: You may have to fulfill additional criteria according to your profile.
RAK Titanium Credit Card: Documents Checklist
We have provided you with a list of documents required to apply for RAKBANK Titanium credit card:
| For Salaried Individuals | For Self-Employed Individuals |
|---|---|
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| Read Also - List of Best Credit Cards in UAE |
RAK Titanium Credit Card: Easy Apply via Policybazaar UAE
Policybazaar UAE offers a streamlined process that allows you to apply for a credit card swiftly.
Website homepage> Credit card in UAE> Submit lead form> Select card> Apply.
Here’s a list of the reasons to choose Policybazaar.ae —
- 80+ credit cards to find the best fit for your needs
- Compare and select the ideal card
- Benefit from our collaboration with prominent banking institutions across the UAE
- Receive round-the-clock customer assistance support
- Easy access to necessary details about credit cards or bank-specific cards via our website's ‘Articles’ section
RAKBANK Titanium Credit Card: Fees and Charges
Refer to the table below for detailed fees and charges of the RAK Titanium credit card:
| Type of Fee | Charges |
|---|---|
| Annual Fee | Free for Life |
| Overlimit Fee | AED 285 |
| Cash Advance Fee | 3.15% or AED 100 (whichever is higher) |
| Case Release Charge | AED 525 |
| Rescheduling Fees | Up to 1% of the card outstanding |
| Duplicate Statement Fee (before the last statement) | AED 45 for each statement |
| Returned Cheque Fee | AED 100 |
| Fee for issuance of Managers Cheque for refund of excess balance on Card | AED 25 |
| Card Replacement Fee | AED 75 |
| Late Payment Fee | AED 230 |
| Liability/ No Liability Letter | AED 50 |
| Printed Statement Delivery Fee | NIL |
| E-Statement Fee | NIL |
| Payment through Exchange House Fee | AED 3 (per transaction) |
| Credit Shield Insurance (on monthly statement balance) | 0.99% |
| International Transaction Fee for Purchase | 2.2 % of transaction amount (in non-AED currency) 1.35% of the transaction amount (in AED currency) |
| Early Settlement/ Cancellation Fee for BT/ CCC/ SC/ All EPP Plans (current month interest will be charged) | AED 249 |
| Processing fee for Easy Payment Plan (EPP) at participating merchants | 3 months- AED 49 6 months- AED 49 9 months- 1.5% 12 months- 2% |
| Smart Cash (SC) Processing Fee | AED 100 |
| Credit Card Cheque (CCC) Processing Fee | 1% (Min 50, Max 250) |
| Fate Inquiry of International Remittance | AED 50 |
| International Remittance Fee | AED 75 |
| Sales Voucher Copy Fee | AED 65 |
| International Courier Charges | AED 100 |
Do you have queries regarding the RAKBANK Titanium credit card? Refer to the frequently asked questions in the next section. For additional inquiries, reach out to our customer service team at communication@policybazaar.ae or call us/ WhatsApp at 042472904.
FAQs About RAKBANK Titanium Credit Card
Ans: No, the card does not have this facility for India.
Ans: No, you must have a salary of AED 5,000 at least to be eligible for the credit card.
Ans: You must redeem the cashback within 15 months, starting from the cashback credit date.
Ans: Yes, the card replacement fee is AED 75.
Ans: Unredeemed cashback amount will expire in 15 months. Therefore, it is mandatory that the primary cardholder redeems all the accumulated cashback within 15 months before it gets expired.
Ans: Yes, you can get your lost or misplaced card replaced but remember that the bank will charge a nominal replacement fee of AED 75 for replacing the card.
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