Various credit cards in the UAE offer reward points benefits to enable cardmembers to earn even from their expenditures. These reward points could be in the form of Skyward Miles, Emirates Guest Miles, and more. The cardmembers can easily redeem these reward points to book flight tickets, movie tickets, shop at retail outlets, and much more.
Keep reading to go through various reward point credit cards with Emirates Skywards Miles benefits and choose the one that best fits your financial preferences.
Best Reward Point Credit Cards with Emirates Skywards Miles in UAE
Here are the types of reward point credit cards with Emirates Skywards Miles in UAE.
Emirates NBD Skywards Infinite Credit Card
- Airport Lounge Access
- Valet Parking
- Golf Benefits
Emirates NBD Skywards Infinite Credit Card is one of the best-performing reward point credit cards with Emirates Skywards Miles benefits in the UAE. The cardmembers can earn an attractive number of rewards along with a welcome bonus by simply activating their credit card.
Reward Point Benefits for this Emirates Skywards Credit Card
- Welcome Bonus Miles: Emirates NBD Skywards Infinite Credit Card offers 100,000 Skywards Miles as a welcome bonus for the cardmembers.
- Emirates Skywards Silver Membership: Emirates NBD Skywards Infinite Credit Card offers an Emirates Skywards Silver Membership for the cardmembers. The membership enables cardholders to enjoy benefits like business class check-in, 25 per cent bonus Skywards Miles, excess checked baggage allowance and much more.
- Skyward Miles: The credit card enables cardmembers to earn an attractive number of Skyward Miles on their spending. Here is how the cardmembers can earn miles.
Category
|
Number of Miles
|
Emirates and flydubai spends
|
2 Skyward Miles
|
Duty-free, online food delivery and car booking apps spend
|
2 Skyward Miles
|
International spends
|
1.5 Skyward Miles
|
Domestic spends
|
1 Skyward Mile
|
- Skyward Miles Redemption: The credit card enables cardmembers to redeem and use their Skyward Miles for flight bookings with Emirates, flydubai and other selected airlines. In addition, they can redeem the miles to avail of benefits like Emirates flight upgrades, hotel accommodation, shopping, excursions and much more.
Other Features & Benefits for this Reward Points Credit Card with Emirates Skywards
- Rotana Rewards Exclusive Membership: Emirates NBD Skywards Infinite Credit Card offers free first year Rotana Rewards Exclusive membership.
- Airport Lounge Access: The credit card offers complimentary airport lounge access to over 1,000 airport lounges using LoungeKey. The cardmembers can enjoy this benefit along with one accompanying guest.
- Complimentary Airport Transfers: The credit card comes with discounted airport transfers for cardmembers to avail of within the UAE. They can get a 50 percent discount on booking pick-up and drop-offs with Careem.
- Death Cover: Emirates NBD Skywards Infinite Credit Card members can get a death cover of up to AED 300,000 in the event of their sudden demise.
- Medical Expenses Cover: The credit card members get medical expenses cover of up to AED 100 per day in the event of getting hospitalised.
- Job Loss Cover: Emirates NBD Skywards Infinite Credit Card members can get job loss cover of up to AED 60,000, which they can use to pay off their expenses in the event of loss of employment. The cardmembers can get this benefit for 12 months or until their re-employment.
- Concierge Desk: With Emirates NBD Skywards Infinite Credit Card offers full-time available concierge services for cardmembers. With this service, they can manage time-consuming tasks by availing of benefits like six times submission of visitor visa at the Dubai and Abu Dhabi airports, four airport drops per year within the UAE, and much more.
- Golf Privileges: The credit card comes with exclusive golf deals and discounts for cardholders. They can enjoy free golf at five leading golf courses in the UAE, including Yas Links Golf Club, Arabian Ranches Golf Club, Sharjah Golf & Shooting Club, Trump Golf Club, The Track Meydan Golf Club and more.
- Valet Parking: The credit card offers four free valet parking services for cardmembers. The services are based on an hourly basis at some selective shopping malls, such as Yas Mall, Ferrari World, Khalidiya Mall and Yas Waterworld.
- Medical and Travel Insurance: The credit card members can get medical and travel insurance benefits to pay for sudden expenses incurred while traveling.
- Global Customer Support: The credit card members can get global customer assistance services such as emergency cash, emergency replacement of a card, emergency payment authorisation and more.
- Easy Instalment Plans: The credit card offers easy installment plans to help cardholders convert their high-value purchases into easy monthly EMIs of 6 to 12 months at no interest.
- Contactless Payments: The credit card offers contactless payment benefits for cardmembers to help them make easy payments using their mobile phone or smartwatch.
- Utility Bill Payments: The credit card enables cardholders to make utility bill payments for vendors, including Emirates Post, Etisalat, DEWA and more using quick online methods.
- Auto Salik Top-Up: The credit card offers an automatic Salik recharge option to cardmembers. Your Salik account gets automatically recharged as soon as the balance reduces.
- Flexi Payment Options: The credit card offers flexible bill payment options such as paying off 5 percent of the outstanding balance every month and carrying forward the remaining balance to the next billing cycle. The cardholders can choose the percentage based on their financial preferences.
- Interest-Free Period: The credit card comes with an interest-free period of 55 days to help cardholders easily manage their outstanding balance.
- SMS Notifications: The credit card offers an SMS notification service to help cardmembers get text messages for each transaction and other banking activity on their credit card.
- Online Banking: The credit card members can access their credit card details using online and mobile banking services in just a few clicks.
- Instant Cash Withdrawal: The credit card members can withdraw cash of up to 50 percent of the total available credit limit if they need funds.
- Roadside Assistance: The credit card members can avail of full-time roadside assistance services such as battery boost, fuel delivery, towing, and more.
- Protect Plus Insurance: The credit card members can get protect plus insurance coverage to deal with their expenses during events such as critical illness, loss of employment, permanent or total disability or death.
- Extended Warranty: The credit card members get an extended warranty for the products purchased using this credit card.
- Purchase Protection: The credit card members get purchase protection cover against theft, loss, or damage caused to products bought using this credit card for up to one year.
- Card Misuse Protection: The credit card members get card misuse protection to cover fraudulent transactions made using this credit card.
- Multi-Trip Travel Insurance: The credit card members get multi-trip insurance coverage which includes trip cancellation cover, personal accident cover, personal belongings cover, evacuation or repatriation expenses cover, hospitalisation expenses cover, delayed baggage cover, and much more.
Emirates NBD Skywards Signature Credit Card
- Airport Lounge Access
- Valet Parking
- Golf Benefits
Emirates NBD Skywards Signature Credit Card is another useful reward point credit card with Emirates Skywards Miles benefits. With this credit card, the cardmembers can earn exciting rewards on shopping within and outside UAE.
Reward Point Benefits for this Emirates Skywards Credit Card
- Welcome Bonus Miles: The credit card offers 40,000 Skywards Miles as a welcome bonus for cardmembers.
- Emirates Skywards Silver Membership: The credit card offers an Emirates Skywards Silver Membership for cardmembers. The membership enables cardholders to enjoy benefits like business class check-in, 25 percent bonus Skywards Miles, excess checked baggage allowance and much more.
- Skyward Miles: The credit card enables cardmembers to earn up to 1.5 Skyward Miles on every USD spent using this credit card. Here is how the cardmembers can earn miles.
Category
|
Number of Miles
|
Emirates and flydubai spends
|
1.5 Skyward Miles
|
Duty-free, online food delivery and car booking apps spend
|
1.5 Skyward Miles
|
International spends
|
1 Skyward Mile
|
Domestic spends
|
0.75 Skyward Miles
|
- Skyward Miles Redemption: The credit card enables cardmembers to redeem and use their Skyward Miles for flight bookings with Emirates, flydubai and other selected airlines. In addition, they can redeem the miles to avail of benefits like Emirates flight upgrades, hotel accommodation, shopping, excursions and much more.
Other Features & Benefits for this Reward/Point Credit Card with Emirates Skywards
- Dining Offers: The credit card offers exciting dining offers at more than 200 restaurants across the globe.
- Agoda Offers: The credit card enables cardmembers to get up to 12 per cent off at selective Agoda hotels.
- Avis Car Rentals: The credit card members can get up to 35 per cent off on standard car rental rates at Avis Car Rentals.
- Travel Discounts: The credit card members can get up to 3 per cent off on flight tickets and 7 percent off on selective vacation packages.
- Valet Parking: The credit card members can get up to four valet parking services for free every month.
- Utility Bill Payments: The credit card enables cardholders to make easy utility bill payments for vendors including Emirates Post, Etisalat, DEWA, and more using quick online methods.
- Global Customer Support: The credit card members can get global customer assistance services such as emergency cash, emergency replacement of a card, emergency payment authorisation, and more.
- Contactless Payments: The credit card offers contactless payment benefits for cardmembers to help them make easy payments using their mobile phone or smartwatch.
- Interest-Free Period: The credit card comes with an interest-free period of 55 days to help cardholders easily manage their outstanding balance.
- Auto Salik Top-Up: The credit card offers an automatic Salik recharge option to cardmembers. Your Salik account gets automatically recharged as soon as the balance reduces.
- Flexi Payment Options: The credit card offers flexible bill payment options such as paying off 5 percent of the outstanding balance every month and carrying forward the remaining balance to the next billing cycle. The cardholders can choose the percentage based on their financial preferences.
- SMS Notifications: The credit card offers SMS notification service to help cardmembers get text messages for each transaction and other banking activity on their credit card.
- Easy Instalment Plans: The credit card offers easy installment plans to help cardholders convert their high-value purchases into easy monthly EMIs of 6 to 12 months at no interest.
- Online Banking: Credit card members can access their credit card details using online and mobile banking services in just a few clicks.
- Instant Cash Withdrawal: The credit card members can withdraw cash of up to 50 percent of their available credit limit in case they are in need of funds.
- Roadside Assistance: The credit card members can avail of full-time roadside assistance services such as battery boost, fuel delivery, towing, and more.
- Protect Plus Insurance: The credit card members get protect plus insurance coverage to deal with their expenses during events such as critical illness, loss of employment, permanent or total disability, or death.
- Card Misuse Protection: The credit card members get card misuse protection cover fraudulent transactions made using this credit card.
- Extended Warranty: The credit card members get an extended warranty for the products purchased using this credit card.
- Purchase Protection: The credit card members get purchase protection cover against theft, loss or damage caused to products bought using this credit card for up to one year.
- Multi-Trip Travel Insurance: The credit card members get multi-trip insurance coverage which includes trip cancellation cover, personal accident cover, personal belongings cover, evacuation or repatriation expenses cover, hospitalization expenses cover, delayed baggage cover and much more.
Emirates Islamic Skywards Black Credit Card
EIB Skywards Black Credit Card
- Airport Transfer
- Airport Lounge Access
- Golf Benefits
- Travel Insurance
Emirates Islamic Skywards Black Credit Card enables cardmembers to earn an attractive number of Skyward Miles. They can also redeem these miles for other expenses.
Reward Point Benefits for this Emirates Skywards Credit Card
- Skyward Miles: With this credit card, the cardmembers can earn Skyward Miles for every USD spent. Here is how the miles work.
Category
|
Number of Miles
|
Domestic Spend
|
1.5 Miles
|
International Spend
|
2 Miles
|
Spend at Emirates Airline
|
3.5 Miles
|
- Emirates Skywards Gold Tier Membership: The credit card members need to spend AED 5,500 on Emirates Airlines within 12 months from the card activation date to enjoy Skywards Gold Tier membership benefits.
- Skywards Silver Membership: The credit card members are enrolled for Emirates Skywards Silver Membership with valuable benefits like Bonus Tier Miles, priority check-in, extra baggage allowance and more.
- Tier Miles: The credit card members can get one Tier Mile for every four Skyward Miles earned.
- Additional Skyward Miles with ExtraMiles App: The credit card enables cardholders to earn additional miles on spending using the ExtraMiles App.
Other Features & Benefits for this Emirates Skywards Credit Card
- Airport Transfers: The credit card members can enjoy four complimentary airport transfers from or to Dubai airport every year.
- Complimentary Golf: The credit card members can enjoy free golf on weekdays at Arabian Ranches Golf Club, Track Meydan Golf Club, Yas Links Golf Club, or The Trump International Golf Club.
- Easy Payment Plan: With this credit card, the cardmembers can convert their high-value purchases into three monthly EMIs at a zero percent interest rate.
- Valet Parking: The credit card members can enjoy three complimentary valet parking services every month. An additional valet parking service will be charged AED 80 per service.
- Complimentary Lounge Access: The credit card members can get unlimited access to over 1000 airport lounges. They can enjoy these benefits along with one guest.
- Multi-Trip Travel Insurance: The credit card members get multi-trip travel insurance coverage to pay for the sudden expenses incurred while traveling.
- Global Assistance: The bank offers a full-time available customer service desk to assist the credit card members in case they misplace their credit cards.
- Purchase Protection: The cardmembers get buyers’ protection against theft, loss, or damage caused to the products purchased using this credit card.
- Cash Advance: The credit card members can withdraw cash from any of the bank’s ATMs if they need emergency cash. An additional fee of 3 percent will be charged on availing of this service.
- Global Concierge: The credit card offers global concierge services by dialing 800 0441 3487 when within the UAE or +971 4 436 7222 when outside the UAE. The cardmembers can call these numbers anytime to seek assistance related to flights, hotel, or restaurant reservations.
- Movie Tickets: The credit card members can get up to four monthly Buy 1 Get 1 offer on movie tickets at VOX Cinemas on weekdays.
- Extended Warranty: The credit card offers an extended warranty benefit that doubles the original warranty of the purchased product for up to 1 additional year.
- Balance Transfer Facility: The credit card members can consolidate and transfer their other bank credit card’s outstanding balance to this credit card. They can then convert the amount into monthly EMIs and make easy repayments.
- Exclusive Visa Infinite Offers: The credit card members can get exclusive Visa Infinite benefits with this credit card.
Emirates Citibank World Credit Card
- Free for 1st year
- Airport Lounge Access
- Movie Discounts
- Dining Benefit
- Special Discounts
Emirates Citibank World Credit Card is one of the leading reward point credit cards with Emirates Skywards Miles benefits offered by Citibank. The credit card enables cardmembers to earn Skyward Miles with easy redemption options.
Reward Point Benefits for this Emirates Skywards Credit Card
- Skyward Miles: Emirates Citibank World Credit Card enables cardmembers to earn a significant number of Skyward Miles on their expenditures. Here is how they can earn the same.
Type of Spending
|
Skyward Miles
|
USD 1 on international spend
|
1 Skyward Mile
|
USD 1 on local spend
|
0.75 Skyward Mile
|
- Skyward Miles Redemption: Emirates Citibank World Credit Card members can log in to their Skywards account or contact the bank’s helpline at +971 600 555555 to redeem their earned Skyward Miles.
Other Features & Benefits for this Reward/Point Credit Card with Emirates Skywards
- Movie Tickets: Emirates Citibank World Credit Card offers a complimentary buy 1 get 1 movie ticket offer every month at Reel and VOX cinemas.
- VoucherSkout: Emirates Citibank World Credit Card offers 50 complimentary VoucherSkout credits worth AED 250 on sign up. With this benefit, the cardholders can get up to 50 percent off on bills at more than 500 outlets.
- Easy Instalment Plans: Emirates Citibank World Credit Card offers easy installment plans to help cardholders convert their high-value purchases into easy monthly EMIs.
- Airport Lounge Access: Emirates Citibank World Credit Card offers free access to more than 1,000 leading airport lounges around the world.
- Citi World Privileges: Emirates Citibank World Credit Card offers exclusive deals and discounts on dining and entertainment in more than 95 countries around the world.
- Cash Loan: Emirates Citibank World Credit Card members can get an instant cash loan with a single click using the bank’s online banking portal.
- Meet and Greet: Emirates Citibank World Credit Card offers a complimentary meet and greet service at Dubai International Airport.
Emirates Citibank Ultimate Credit Card
Citibank Emirates Ultimate Credit Card
- Golf Benefit
- Airport Lounge Access
- Movie Discounts
- Dining Benefit
- Special Discounts
Emirates Citibank Ultimate Credit Card is another reward point credit card with Emirates Skywards Miles benefits that Citibank offers. With this credit card, the cardholders can earn Skyward Miles on both local and international spending.
Reward Point Benefits for this Emirates Skywards Credit Card
- Skyward Miles: Emirates Citibank Ultimate Credit Card members can earn an attractive number of Skyward Miles on their expenditures. Here is how the members can earn the same.
Type of Spending
|
Skyward Miles
|
USD 1 on international spend
|
1.25 Skyward Miles
|
USD 1 on local spend
|
1 Skyward Mile
|
- Skyward Miles Redemption: Emirates Citibank Ultimate Credit Card members can log in to their Skywards account or contact the bank’s helpline at +971 600 555555 to redeem their earned Skyward Miles.
Other Features & Benefits for this Reward Credit Card with Emirates Skywards
- Movie Tickets: Emirates Citibank Ultimate Credit Card offers a complimentary buy 1 get 1 movie ticket offer every month at Reel and VOX cinemas.
- Airport Lounge Access: Emirates Citibank Ultimate Credit Card offers free access to more than 1,000 leading airport lounges around the world.
- Easy Instalment Plans: Emirates Citibank Ultimate Credit Card offers easy installment plans to help cardholders convert their high-value purchases into easy monthly EMIs.
- Golf Benefits: Emirates Citibank Ultimate Credit Card members can get unlimited golf benefits on weekdays and once on the weekends at some selective golf courses in the UAE.
- VoucherSkout: Emirates Citibank Ultimate Credit Card offers 150 complimentary VoucherSkout credits worth AED 645 on sign up. With this benefit, the cardholders can get up to 50 per cent off on bills at more than 500 outlets.
- Meet and Greet: Emirates Citibank Ultimate Credit Card offers a complimentary meet and greet service at Dubai International Airport.
- Citi World Privileges: Emirates Citibank Ultimate Credit Card offers exclusive deals and discounts on dining and entertainment in more than 95 countries in the world.
- Cash Loan: Emirates Citibank Ultimate Credit Card members can get an instant cash loan with a single click using the bank’s online banking portal.
Emirates Citibank Ultima Credit Card
Citibank Emirates Ultima Credit Card
- Travel Insurance
- Airport Lounge Access
- Movie Discounts
- Dining Benefit
Emirates Citibank Ultima Credit Card is a reward point credit card with Emirates Skywards Miles that offers the best suitable options for cardmembers to earn Skyward Miles while shopping, dining, entertainment and more.
Reward Point Benefits for this Emirates Skywards Credit Card
- Skyward Miles: Emirates Citibank Ultima Credit Card offers exciting Skyward miles earning rates for cardmembers. Here is how they can earn the same.
Type of Spending
|
Skyward Miles
|
USD 1 on Emirates.com spend
|
2.5 Skyward Miles
|
USD 1 on international spend
|
1.5 Skyward Miles
|
USD 1 on local spend
|
1 Skyward Mile
|
- Bonus Skyward Miles: Emirates Citibank Ultima Credit Card offers 25,000 bonus Skyward Miles on card activation. Additionally, the cardmembers can get 10,000 bonus Skyward Miles every year on the card renewal.
- Skywards Silver Membership: Emirates Citibank Ultima Credit Card offers complimentary Emirates Skywards Silver membership for cardmembers with benefits like priority check-in, 12kg of extra baggage allowance and more.
Other Features & Benefits for this Reward Credit Card with Emirates Skywards
- Airport Lounge Access: Emirates Citibank Ultima Credit Card offers free access to more than 1,000 leading airport lounges around the world.
- Golf Benefits: Emirates Citibank Ultima Credit Card members can get unlimited golf benefits on weekdays and once on the weekends at some selective golf courses in the UAE.
- Metal Card: Emirates Citibank Ultima Credit Card offers 100 per cent exclusive metal card for the primary cardmembers.
- Citi World Privileges: Emirates Citibank Ultima Credit Card offers exclusive deals and discounts on dining and entertainment in more than 95 countries in the world.
- Easy Instalment Plans: Emirates Citibank Ultima Credit Card offers instalment plans to help cardholders convert their high-value purchases into easy monthly EMIs.
- Cash Loan: Emirates Citibank Ultima Credit Card members can get instant cash loans with a single click using the bank’s online banking portal.
- Movie Tickets: Emirates Citibank Ultima Credit Card offers a complimentary buy 1 get 1 movie ticket offer every month at Reel and VOX cinemas.
- VoucherSkout: Emirates Citibank Ultima Credit Card offers 150 complimentary VoucherSkout credits worth AED 645 on sign up. With this benefit, the cardholders can get up to 50 per cent off on bills at more than 500 outlets.
- Marhaba Meet and Greet: Emirates Citibank Ultima Credit Card offers a complimentary meet and greet service twice a year.
Eligibility Criteria to Apply for Reward Point Credit Cards with Emirates Skywards Miles in UAE
Here are the eligibility criteria the applicants need to meet when applying for a reward point credit card with Emirates Skywards Miles in UAE.
Reward Point Credit Cards with Emirates Skywards Miles
|
Eligibility Criteria
|
Emirates NBD Skywards Infinite Credit Card
|
- The applicant must be a UAE resident.
- The applicant must have a good credit Score.
- The applicant must have a minimum monthly income of AED 30,000.
|
Emirates NBD Skywards Signature Credit Card
|
- The applicant must be a UAE resident.
- The applicant must have a good credit score and credit history.
- The applicant must have a minimum monthly income of AED 15,000.
|
Emirates Islamic Skywards Black Credit Card
|
- The applicant must be a UAE resident.
- The applicant must have a good credit score and credit history.
- The applicant must have a minimum monthly income of AED 50,000.
|
Emirates Citibank World Credit Card
|
- The applicant should be 21 years old or above.
- The applicant must be a UAE resident.
- The applicant must have a good credit score and credit history.
- The applicant must have a minimum monthly income of AED 12,000.
|
Emirates Citibank Ultimate Credit Card
|
- The applicant should be 21 years old or above.
- The applicant must be a UAE resident.
- The applicant must have a good credit score.
- The applicant must have a minimum monthly income of AED 18,000.
|
Emirates Citibank Ultima Credit Card
|
- The applicant should be 21 years old or more.
- The applicant must be a UAE resident.
- The applicant must have a good credit score.
- The applicant must have a minimum monthly income of AED 36,750.
|
Documents Required to Apply for Reward Point Credit Cards with Emirates Skywards Miles in UAE
Here are the documents required to apply for a reward point credit card with Emirates Skywards Miles.
- Passport with Residency Visa
- Emirates ID (for identity verification)
- Salary Transfer Letter/Appointment Letter (for salary and designation verification)
- One of these address proofs – Utility Bill, Emirates ID, Contract of Tenancy
- Trade License (for self-employed applicants)
- Bank Statement (for last three months showing the salary credit transaction)
Fees & Charges of Reward Point Credit Cards with Emirates Skywards Miles in UAE
Here are the fees and charges applicable to a reward point credit card with Emirates Skywards Miles.
Reward Point Credit Cards with Emirates Skywards Miles
|
Fees and Charges
|
Amount
|
Emirates NBD Skywards Infinite Credit Card
|
Annual Membership Fees
|
AED 1500
|
Monthly Finance Charges
|
3.09 per cent
|
Cash Withdrawal or Advance Fee
|
3 per cent of the total amount or AED 99 (whichever is higher)
|
Late Payment Charge
|
AED 230
|
Card Replacement Fees
|
AED 20
|
0% Instalment Plan Fees
|
AED 49 (on each transaction)
|
Foreign Currency Transaction Charges
|
Non-AED purchases - 1.99 per cent
AED purchases - 1.99 per cent
|
Over-Limit Charge
|
AED 279
|
International Delivery Charge
|
AED 150 per credit card
|
Cancellation Fees
|
3 per cent on principal outstanding or AED 250 (whichever is higher)
|
Insurance Fees
|
0.99 per cent on the present balance within the billing period (initial 2 months free)
|
Charges on Return of Direct Debit or Cheque
|
AED 100
|
Emirates NBD Skywards Signature Credit Card
|
Annual Membership Fees
|
AED 700
|
Monthly Interest on Retail Purchases
|
3.25 per cent
|
Cash Withdrawal or Advance Fees
|
3 per cent of the total amount or AED 99 (whichever is higher)
|
Late Payment Charge
|
AED 230
|
Card Replacement Fees
|
AED 20
|
0 per cent Instalment Plan Fees
|
AED 49 (on each transaction)
|
Foreign Currency Transaction Charges
|
Non-AED purchases - 1.99 per cent
AED purchases - 1.99 per cent
|
Over-Limit Charge
|
AED 279
|
International Delivery Charge
|
AED 150 per credit card
|
Cancellation Fees on Instalment Plans or Balance Transfer or Conversion of Balance or Dial-A-Cheque
|
3 percent on principal outstanding or AED 250 (whichever is higher)
|
Insurance Fees
|
0.99 percent on the present balance within the billing period (initial 2 months free)
|
Charges on Return of Direct Debit or Cheque
|
AED 100
|
Minimum Due Payment
|
AED 100 or 5 percent (whichever is higher)
|
Emirates Islamic Skywards Black Credit Card
|
Annual Membership Fees for Primary Card
|
AED 4,200
|
Annual Membership Fees for Supplementary Card
|
AED 4,200
|
Monthly Profit Rate
|
3.25 percent
|
Emirates Citibank World Credit Card
|
Annual Membership Fees
|
Free for the first year,
AED 400 from the second year onwards
|
Interest rate per month
|
3.25 percent
|
Interest on cash per month
|
3.25 percent
|
Stopping Direct Debit Payment
|
AED 50
|
Card Replacement Charges
|
AED 50
|
Card Conversion Charges
|
AED 50
|
Instant Loan Processing Charges
|
AED 100
|
Lifestyle Protect Plus Charges
|
0.79 percent of the outstanding monthly balance
|
Cash Advance Charges
|
3 percent of the advance amount or AED 99 (whichever is higher)
|
Processing Fees For personal loan
|
1 percent of the total loan amount (minimum AED 500, maximum AED 2,500)
|
Sales Draft Copy Charges
|
AED 65
|
|
|
Credit Shield Plus Charges
|
0.82 percent of the outstanding monthly balance
|
Loan Cancellation Charges
|
AED 100
|
Loan Rescheduling Charges
|
AED 250
|
Emirates Citibank Ultimate Credit Card
|
Annual Membership Fees
|
AED 800
|
Interest rate per month
|
3.25 percent
|
Interest on cash per month
|
3.25 percent
|
Stopping Direct Debit Payment
|
AED 50
|
Card Replacement Charges
|
AED 50
|
Card Conversion Charges
|
AED 50
|
Instant Loan Processing Charges
|
AED 100
|
Lifestyle Protect Plus Charges
|
0.79 percent of the outstanding monthly balance
|
Cash Advance Charges
|
3 percent of the advance amount or AED 99 (whichever is higher)
|
Processing Fees For Personal Loan
|
1 percent of the total loan amount (minimum AED 500, maximum AED 2,500)
|
Sales Draft Copy Charges
|
AED 65
|
Credit Shield Plus Charges
|
0.82 percent of the outstanding monthly balance
|
Loan Cancellation Charges
|
AED 100
|
Loan Rescheduling Charges
|
AED 250
|
Emirates Citibank Ultima Credit Card
|
Annual Membership Fees
|
AED 3,000
|
Interest rate per month
|
3.25 percent
|
Interest on cash per month
|
3.25 percent
|
Stopping Direct Debit Payment
|
AED 50
|
Card Replacement Charges
|
AED 50
|
One time Issuance Charges for Metal Supplementary Card (Applicable for MasterCard)
|
AED 1,000 per card
|
Card Conversion Charges
|
AED 50
|
Instant Loan Processing Charges
|
AED 100
|
Lifestyle Protect Plus Charges
|
0.79 percent of the outstanding monthly balance
|
Cash Advance Charges
|
3 percent of the advance amount or AED 99 (whichever is higher)
|
Processing Fees For Personal Loan
|
1 percent of the total loan amount (minimum AED 500, maximum AED 2,500)
|
Sales Draft Copy Charges
|
AED 65
|
Credit Shield Plus Charges
|
0.82 percent of the outstanding monthly balance
|
Loan Cancellation Charges
|
AED 100
|
Loan Rescheduling Charges
|
AED 250
|
How to Apply for Reward Point Credit Cards with Emirates Skywards Miles in UAE?
Here are a few simple ways to apply for a reward point credit card with Emirates Skywards Miles.
- Online Banking - If existing banking customers want to apply for a reward point credit card with Emirates Skywards Miles, they can simply log in to their bank’s online banking portal and submit an application for the same. All they need to do is fill out the online application form and submit it along with all the required documents.
- Mobile Banking - The existing banking customers can also log in to the mobile banking app of the chosen bank and apply for their preferred reward point credit card with Emirates Skywards Miles in just a few taps. The applicants need to fill out the application form in the mobile app and upload the essential documents to complete the registration process.
- Bank’s Website - The new customers can visit the preferred bank’s website and apply for the chosen reward point credit card with Emirates Skywards Miles in just a few clicks. They need to find an online application form on the website, fill in the same by providing their details and submit it along with all the necessary documents.
- Bank’s Branch - The applicants with no access to the internet can also visit the nearest branch of their preferred bank and apply for their desired reward point credit card with Emirates Skywards Miles without any hassle. They need to carry the required documents with them and submit the same with a filled-out application form.
- Our Website - The applicants can also visit our website to find the best-fit reward point credit card with Emirates Skywards Miles based on their financial preferences. They can also contact our financial experts on the helpline number to seek help in submitting the credit card application. Our help and support team will explain to them the features and benefits of the chosen credit card and help them fill out the application form without making any mistakes.
Rewards Credit Cards With Other Facility in UAE