Rewards Points Credit Cards with Golf Offers in UAE

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Most Popular Credit Card in UAE

Credit cards in the UAE support you financially when you run short of funds. You can pay for your expenses using your credit card and then repay the dues later when the billing cycle ends. All the credit cards have their own set of features and benefits such as dining offers, travel discounts, medical insurance, balance transfers, purchase protection, cash in advance and more.

Some credit cards even help you earn from your expenditures by introducing reward programs. In this post, we are going to talk about the major reward point credit cards with golf offers. With these credit cards, you can avail numerous benefits while earning rewards and enjoying playing golf at the best golf clubs in the world.

Best Reward Point Credit Cards with Golf Offers in UAE

Here are the types of reward point credit cards with golf offers in the UAE.

Dubai Islamic Bank Prime Platinum Credit Card

Dubai Islamic Bank Prime Platinum Credit Card is one of the most popular reward point credit cards with golf offers in the UAE. The credit card enables cardmembers to earn reward points on different types of purchases while enjoying golf at the best clubs in the world.

DIB Prime Platinum Credit Card
Free for life
  • Minimum Salary AED 15,000
  • Annual Fee Free for Life
  • Balance Transfer
  • Roadside Assistance
  • Credit Shield Takaful
  • Golf Offers
  • Rewards

Reward Points Benefits for this Rewards Point Credit Card with Golf Offers

  • Wala’a Rewards Program: Dubai Islamic Bank Prime Platinum Credit Card enables cardholders to earn an attractive number of reward points through a rewards program called Wala’a Rewards. 

Categories

Reward Points

Hotel reservations, retail purchases, flight tickets, bill payments, etc.

2.5 reward points per AED spent

Telecom, supermarkets, petroleum, education, etc.

0.5 reward points per AED 1 spent

  • Reward Points Redemption: The cardmembers can easily redeem these reward points to spend on hotel stays, flight tickets, bill payments, retail purchases and more.

Golf Benefits for this Rewards Point Credit Card with Golf Offers

  • Golf Offers: Dubai Islamic Bank Prime Platinum Credit Card offers attractive deals and discounts at various leading golf courses, including 14 leading golf clubs in the UAE.

Other Features and Benefits for this Rewards Point Credit Card with Golf Offers

  • Roadside Assistance: The cardmembers can avail of free roadside assistance services such as vehicle towing, vehicle registration, vehicle repairs, fuel assistance, flat tyre repairs, battery boosting and much more.
  • Multi-Trip Travel Insurance: The credit card provides cardmembers with multi-trip travel insurance coverage that includes insurance benefits like trip cancellation cover, repatriation expenses cover, personal accident insurance, emergency medical expenses cover, baggage delay cover and more.
  • Credit Shield Insurance: The credit card offers credit shield insurance for cardmembers to help them pay their dues in the event of unemployment due to job loss, permanent disability, critical illness, or death. 
  • Card Control: With a Dubai Islamic Bank Prime Platinum Credit Card, the cardholders can get numerous card control features that they can use to block unwanted transactions, block ATM cash withdrawals, set up daily and monthly spending limits, etc. 
  • Balance Transfers: With a Dubai Islamic Bank Prime Platinum Credit Card, the cardholders can consolidate and transfer their other bank credit card dues to the DIB credit card. The cardmembers can convert this balance into monthly EMIs and make hassle-free repayments.
  • Card Misuse Protection: Dubai Islamic Bank Prime Platinum Credit Card offers card misuse protection against unauthorised transactions made using the credit card. With this benefit, the cardholders can claim up to USD 5,000 per year including USD 3,000 per instance.
  • Hotel Benefits: Dubai Islamic Bank Prime Platinum Credit Card offers an attractive 8 per cent discount on bookings made through hotels.com. In addition, the cardmembers can enjoy perks like VIP treatment, room upgrades, free breakfast and internet, price discounts, free food and beverage vouchers, late check-out time and much more at over 900 hotels around the world.
  • Airport Lounge Access: Dubai Islamic Bank Prime Platinum Credit Card provides cardmembers with free airport lounge access to over 900 airports across the globe.
  • Purchase Protection: Dubai Islamic Bank Prime Platinum Credit Card offers purchase protection for cardmembers against loss, theft or damage caused to the products bought using this credit card.
  • Global Concierge Service: The credit card offers global concierge services for cardmembers to help them get instant bookings for a special occasion. 
  • Online Banking Services: The credit card members can easily access their online banking portal and manage their credit card transactions with great ease. This helps them keep close track of their expenses and avoid unnecessary ones. 
  • Mobile Banking Services: The credit card members can also download the bank’s mobile banking app and register on the same using their credit card details. They can then log in to this app using their banking credentials and manage their credit card transactions. 
  • Extended Warranty: Cardholders can get an extended warranty on the products bought using the Dubai Islamic Bank Prime Platinum Credit Card. 

Emirates Citibank Ultima Credit Card

Emirates Citibank Ultima Credit Card is one of the best-performing credit cards that offer exciting reward point benefits with golf offers.

Emirates Citibank Ultima Credit Card

Airport Lounge Access
  • Minimum Salary AED 36,000
  • Annual Fee AED 3,000
  • Travel Insurance
  • Airport Lounge Access
  • Movie Discounts
  • Dining Benefit
  • Rewards
  • Golf Offers

Reward Points Benefits for this Point Rewards Credit Card with Golf Offers

  • Skyward Miles: The credit card members can earn Skyward Miles on their local and international spending using the Emirates Citibank Ultima Credit Card.

Type of Spending

Skyward Miles

USD 1 on Emirates.com spend

2.5 Skyward Miles

USD 1 on international spend

1.5 Skyward Miles

USD 1 on local spend

1 Skyward Mile

  • Bonus Skyward Miles: The credit card members can earn 25,000 bonus Skyward Miles on card activation and 10,000 bonus Skyward Miles on card renewal with an Emirates Citibank Ultima Credit Card.
  • Skywards Silver Membership: The credit card members are already enrolled for Emirates Skywards Silver membership, where they can enjoy benefits like 12 kg of extra baggage allowance, priority check-in, and much more.

Golf Benefits for this Point Rewards Credit Card with Golf Offer

  • Golf Benefits: The credit card members can get unlimited golf benefits on weekdays and once at the weekends using the Emirates Citibank Ultima Credit Card at selective golf courses in the UAE.

Other Features & Benefits for this Point Rewards Credit Card with Golf Offers

  • Airport Lounge Access: The credit card members can get free access to over 1,000 leading airport lounges worldwide by simply showing their Emirates Citibank Ultima Credit Card at the reception. 
  • Metal Card: The credit card provides the primary cardmembers with a 100 percent exclusive metal card.
  • Citi World Privileges: The credit card members can enjoy exciting deals and discounts on entertainment and dining in over 95 countries around the world.
  • Easy Instalment Plans: The credit card members can use easy installment plans to pay off their high-value purchases while managing their finances. 
  • Cash Loan: The credit card members can get a cash loan to fulfil their emergency need for funds with a single click through the bank’s online banking portal.
  • Movie Tickets: The credit card members can get a complimentary buy 1 get 1 movie ticket offer every month on their Emirates Citibank Ultima Credit Card for booking tickets at Reel and VOX cinemas.
  • VoucherSkout: The credit card members can get 150 complimentary VoucherSkout credits worth AED 645 on signing up to the VoucherSkout portal. Additionally, they can enjoy up to 50 percent discount on bills at over 500 outlets.
  • Marhaba Meet and Greet: The credit card members can enjoy a complimentary meet and greet service twice a year using their Emirates Citibank Ultima Credit Card.

ADCB Etihad Guest Infinite Credit Card

ADCB Etihad Guest Infinite Credit Card is one of the leading reward point credit cards with golf offers in the UAE. With this credit card, the cardmembers can earn easy reward points while enjoying golf at premium golf clubs around the world.

ADCB Etihad Guest Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 40,000
  • Annual Fee AED 2,625
  • Airport Lounge Access
  • Dining Discounts
  • Golf Benefits

Reward Points Benefits for this Rewards/Points Credit Card with Golf Offer

  • Welcome Bonus: The Etihad Guest Infinite Credit Card offers a welcome bonus of 60,000 Etihad Guest Miles for cardmembers. They can get these miles by paying the annual membership fee within 60 days from the card registration date. 
  • Monthly Bonus: The Etihad Guest Infinite Credit Card members are eligible for a monthly bonus of 5,000 Etihad Guest Miles if they meet the minimum spending limit set by the bank.
  • Etihad Guest Miles: With an ADCB Etihad Guest Infinite Credit Card, the cardholders can earn guest miles when spending on entertainment, dining, shopping, lifestyle and more. 

Purchase category

Etihad Guest Miles earned for every USD spent

Domestic purchases

Up to 2 Etihad Guest Miles

International purchases

Up to 3 Etihad Guest Miles

Purchases with Etihad Airways

3 Etihad Guest Miles

  • Etihad Guest Miles Earn Rate: Here is how the bank defines the ADCB Etihad Guest Miles earning rate for cardmembers at different locations.

Location

Merchant Categories

Miles per USD 1 purchase

UAE

Fuel, Education, Government Service, Real Estate, Telecommunication, Charity, Transport

0.33 mile

Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants (i.e. fast food restaurants)

0.50 mile

Europe

All Merchants

2 miles

  • Guest Miles Redemption: ADCB Etihad Guest Infinite Credit Card allows cardmembers to redeem the Etihad Guest Miles for flight upgrades, ticket bookings and other services through the Etihad Airways network. 
  • Etihad Tier Miles: ADCB Etihad Guest Infinite Credit Card members can also earn Etihad Tier Miles at the rate of 1 Etihad Tier Mile for each USD spent. They can earn a maximum of 50,000 Miles in one calendar year.

Golf Benefits for this Rewards/Points Credit Card with Golf Offer

  • Golf Access: With an ADCB Etihad Guest Infinite Credit Card, the cardmembers can enjoy free golf access to the most popular golf clubs, including Yas Links Golf Club Abu Dhabi, Arabian Ranches Golf Club Dubai and Meydan Golf Dubai throughout the year. 

Other Features & Benefits for this Rewards/Points Credit Card with Golf Offer

  • Airport Lounge Access: ADCB Etihad Guest Infinite Credit Card provides cardmembers with free airport lounge access to over 1,000 airports across the globe.
  • Etihad Guest Gold Tier Membership: The credit cardholders, by meeting certain criteria, can get themselves enrolled for Etihad Guest Gold Tier Membership. Along with various other benefits such as baggage allowance, business class airport lounge access, priority check-in, instant upgrades using miles, etc., the cardmembers can accrue 35,000 Tier Miles when using the ADCB Etihad Guest Infinite Credit Card for shopping.
  • Airport Chauffeur Rides with Careem: The cardholders can get four one-way airport transfers with a capping of up to AED 100 when booking their rides using the ADCB Etihad Guest Infinite Credit Card.
  • Flight Upgrade Voucher: The credit card offers up to four complimentary flight ticket upgrade vouchers for card members. These vouchers can be used to upgrade flight tickets. 
  • Cash in Advance: Credit card members can enjoy cash loan benefits if they need funds. They can go to any of the ADCB ATMs and withdraw cash up to the available credit limit with great ease. They can easily repay the outstanding amount by converting the same into 48 monthly EMIs.
  • Agoda Offers: ADCB Etihad Guest Infinite Credit Card enables cardmembers to get up to a 12 percent discount on hotels booked through the Agoda website.
  • Hotel Collection Privileges: Credit card members can enjoy attractive deals at over 900 premium hotels around the world. They can also get automatic room upgrades, free room Wi-Fi, complimentary breakfast and more.
  • Car Rental Benefits: The credit card offers a 35 percent discount on car rentals when booked online using the ADCB Etihad Guest Infinite Credit Card. 
  • Multi-Trip Travel Insurance: The credit card provides card members with multi-trip travel insurance coverage that includes insurance benefits like trip cancellation cover, repatriation expenses cover, personal accident insurance, emergency medical expenses cover, baggage delay cover, and more.
  • Global Concierge Service: The credit card offers global concierge services for cardmembers to help them get instant bookings for a special occasion. 
  • Credit Shield Insurance: The credit card offers credit shield insurance for cardmembers to help them pay their dues in the event of unemployment due to job loss, permanent disability, critical illness, or death. 
  • Purchase Protection: ADCB Etihad Guest Infinite Credit Card offers a purchase protection facility for cardmembers against loss, theft, or damage caused to the products bought using this credit card.
  • Online Banking Services: Credit card members can easily access their online banking portal and manage their credit card transactions with great ease. This helps them keep close track of their expenses and avoid unnecessary ones. 
  • Mobile Banking Services: The credit card members can also download the bank’s mobile banking app and register on the same using their credit card details. They can then log in to this app using their banking credentials and manage their credit card transactions. 
  • Installment Payment Plans: ADCB Etihad Guest Infinite Credit Card enables cardmembers to make easy repayments for their high-value purchases by converting the amount into monthly EMIs depending upon their financial requirements.
  • Interest-Free Days: The credit card provides cardmembers with an interest-free period of 55 days to help them easily pay off their credit card bills.
  • Convenient Payment Options: With an ADCB Etihad Guest Infinite Credit Card, the cardholders can pay 5 per cent of their total credit card bill and carry forward the remaining balance to the next billing cycle. 
  • Card Control: With an ADCB Etihad Guest Infinite Credit Card, the cardholders can get numerous card control features that they can use to block unwanted transactions, block ATM cash withdrawals, set up daily and monthly spending limits and more. 
  • Balance Transfers: With an ADCB Etihad Guest Infinite Credit Card, the cardholders can consolidate and transfer their other bank credit card dues to an adcb credit card. The cardmembers can convert this balance into monthly EMIs and make easy repayments.
  • Card Misuse Protection: ADCB Etihad Guest Infinite Credit Card offers card misuse protection against unauthorised transactions made using the credit card. With this benefit, the cardholders can claim up to USD 5,000 per year, including USD 3,000 per instance.
  • Extended Warranty: Cardholders can get an extended warranty on the products bought using an ADCB Etihad Guest Infinite Credit Card. 
  • Entertainer Offers: ADCB Etihad Guest Infinite Credit Card enables cardmembers to enjoy exciting 2-for-1 deals at top fitness clubs, restaurants, spas, and entertainment centres in the Middle East region. To avail of the offers, the cardmembers need to download the ENTERTAINER mobile application from their preferred app store and register themselves on the same. 
  • Dining and Lifestyle Discounts: With an ADCB Etihad Guest Infinite Credit Card, the cardholders can enjoy an attractive discount of 40 per cent at more than 1400 restaurants in the UAE. Furthermore, they can get some additional offers on retail, shopping, travel and entertainment.

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card enables cardmembers to earn exciting reward points while playing golf for free at the best golf clubs in the UAE.

Standard Chartered Visa Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 1,575
  • Free for 1st year
  • Airport Lounge Access
  • Golf Benefits
  • Health Club Memberships
  • Golf Offers
  • Rewards

Reward Points Benefits for this Points/Rewards Credit Card with Golf Offer

  • Reward Points: The credit card members can earn exciting reward points on spending in different categories such as dining, lifestyle, entertainment, travel and more. 
  • Points-to-Miles: The credit card enables cardmembers to redeem their reward points and convert them into Emirates Skywards Miles and Etihad Guest Miles. They can also use these reward points to become a member of selective hotel loyalty programmes.
  • Purchase with Rewards: The credit card enables cardmembers to use their earned reward points for making purchases at over 20 million online and offline stores worldwide.
  • Cashback Offers: The credit card allows cardmembers to convert up to 2 per cent of their earned reward points into cashback. They can use these points to book flight tickets through any partner airlines company. 

Golf Benefits for this Points/Rewards Credit Card with Golf Offer

  • Golf Offers: The credit card members can enjoy a free round of golf every month at multiple leading golf clubs in the UAE.

Other Features & Benefits for this Points/Rewards Credit Card with Golf Offer

  • Supplementary Cards: The primary credit card members can avail themselves of the first two supplementary cards for free. They need to get these cards within the first year from the card registration date. If they try to get these cards in the second year after card activation, they need to pay an additional fee of AED 525. 
  • Airport Transfers: The credit card members can enjoy the first four Careem airport transfers for free every year when booked using the Standard Chartered Visa Infinite Credit Card. The rides are capped at a maximum of AED 100 per ride. 
  • Access to Airport Lounges: Standard Chartered Visa Infinite Credit Card provides cardmembers with priority access to more than 1,000 airport lounges worldwide. The primary card members can enjoy the access benefits along with one guest.
  • Fitness First Access: Standard Chartered Visa Infinite Credit Card offers cardmembers free access to popular Fitness First clubs in the UAE.
  • Visa Concierge Service: The credit card members get visa concierge services that help them make last-minute reservations using their Standard Chartered Visa Infinite Credit Card on some special occasions. With this benefit, the cardmembers can enjoy full-time priority personalised services. 
  • Movie Offers: The credit card members can get attractive deals and offers on movie tickets booked using a Standard Chartered Visa Infinite Credit Card at VOX Cinemas. With this benefit, the cardmembers can also enjoy an exciting buy 1 get 1 offer at Costa Coffee.
  • Medical and Travel Insurance: Standard Chartered Visa Infinite Credit Card offers multi-trip travel insurance against loss, damage, or bodily injuries caused to the cardholders or their family members while travelling. The policy covers expenses caused on trips of not more than 90 days in duration.
  • Cash in Advance: The credit card members can enjoy cash loan benefits in case they are in need of funds. They can go to any of the Standard Chartered ATMs and withdraw cash up to the available credit limit with great ease. 
  • Credit Shield Insurance: The credit card offers credit shield insurance for card members to help them pay their dues in the event of unemployment due to job loss, permanent disability, critical illness, or death. 
  • Purchase Protection: Standard Chartered Visa Infinite Credit Card offers purchase protection for cardmembers against loss, theft, or damage caused to the products bought using this credit card.
  • Online Banking Services: The credit card members can easily access their online banking portal and manage their credit card transactions with great ease. This helps them keep close track of their expenses and avoid the unnecessary ones. 
  • Mobile Banking Services: The credit card members can also download the bank’s mobile banking app and register on the same using their credit card details. They can then log in to this app using their banking credentials and manage their credit card transactions. 
  • Mobile Wallet Payments: The credit card enables cardmembers to make easy payments using multiple payment methods such as Samsung Pay, Fitbit Pay, Apple Pay, Google Pay, and more.
  • Careem Offers: The credit card members can enjoy a 20 per cent discount on the first three Careem rides. And not just that! With a Standard Chartered Visa Infinite Credit Card, the cardholders can also get 50 per cent off on three Careem Food & Shop orders every month. 

Emirates NBD Dnata World Credit Card

Emirates NBD Dnata World Credit Card is another reward point credit card with golf offers that enables cardmembers to earn dnata points and redeem the same in a few simple steps.

Emirates NBD dnata World Credit Card
Airport Lounge Access
  • Minimum Salary AED 25,000
  • Annual Fee AED 999
  • Airport Lounge Access
  • Valet Parking
  • Travel Discounts/Benefits
  • Road Assistance
  • Golf Offer
  • Rewards

Reward Points Benefits for Rewards Point Credit Card with Golf Offer

  • Dnata Points: Emirates NBD Dnata World Credit Card enables cardmembers to earn an attractive number of dnata points for local and international spending. 

Categories

Dnata Points

Costa, City Sightseeing, Giraffe

15 percent dnata Points

Dnata Travel

15 percent dnata Points

MMI

10 percent dnata Points

Al Hamra Cellar, Arabian Adventures, Le Clos

10 percent dnata Points

Duty Free Shopping

10 percent dnata Points

all retail spends

2 percent dnata Points

  • Dnata Points Redemption: Emirates NBD Dnata World Credit Card members can redeem their dnata points at any partner retail store.

Golf Benefits for Rewards Point Credit Card with Golf Offer

  • Golf Offers: Emirates NBD Dnata World Credit Card members can avail of various exciting benefits at the top five golf courses in the UAE. The golf courses include Arabian Ranches Golf Club, Trump Golf Club, Yas Links Golf Club, The Track Meydan Golf Club, Sharjah Golf and Shooting Club, and Saadiyat Beach Golf Club. 

Other Features & Benefits for Rewards Point Credit Card with Golf Offer

  • Cash in Advance: The credit card members can enjoy cash loan benefits in case they are in need of funds. They can go to any of the Emirates NBD ATM and withdraw cash of up to 75 per cent of their available credit limit with great ease. 
  • Credit Shield Insurance: The credit card offers credit shield insurance for cardmembers to help them pay their dues in the event of unemployment due to job loss, permanent disability, critical illness, or death. 
  • Interest-Free Days: The credit card provides cardmembers with an interest-free period of 55 days to help them easily pay off their credit card bills.
  • Online Banking Services: The credit card members can easily access their online banking portal and manage their credit card transactions with great ease. This helps them keep close track of their expenses and avoid unnecessary ones. 
  • Mobile Banking Services: The credit card members can also download the bank’s mobile banking app and register on the same using their credit card details. They can then log in to this app using their banking credentials and manage their credit card transactions. 
  • Convenient Payment Options: With an Emirates NBD Dnata World Credit Card, the cardholders can pay a minimum of 5 percent of their total credit card bill and carry forward the remaining dues to the next billing cycle. 
  • Roadside Assistance: The cardmembers can avail of free roadside assistance services such as vehicle towing, vehicle registration, vehicle repairs, fuel assistance, flat tyre repairs, battery boosting, and much more.
  • Travel Medical Insurance: Emirates NBD Dnata World Credit Card offers multi-trip travel insurance against loss, damage, or bodily injuries caused to the cardholders or their family members while travelling. The policy covers expenses caused on trips of not more than 90 days in duration.
  • Concierge Services: Emirates NBD Dnata World Credit Card offers global concierge services for cardmembers to help them complete time-consuming tasks such as airport transfers, car servicing, car registration, visa submission and more on time. 
  • Death Cover: Emirates NBD Dnata World Credit Card offers a death cover of up to AED 300,000 for cardmembers.
  • Job Loss Cover: Emirates NBD Dnata World Credit Card offers a job loss cover of up to AED 60,000 for cardmembers against their loss of income due to reasons like permanent disability, critical illness, or death. 
  • Hertz Car Rental Membership: Emirates NBD Dnata World Credit Card offers a five-star Hertz Car Rental membership for cardholders. The membership offers benefits like complimentary one-car-class upgrades, faster reservations, discounts on publicly available rates and more, depending upon the availability.
  • MasterCard Benefits: Emirates NBD Dnata World Credit Card offers various MasterCard benefits such as Uber ride-hailing, travel medical insurance, Avis car rental, and more.

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Eligibility Criteria to Apply for Reward Point Credit Cards with Golf Offers in UAE 

Here are the eligibility criteria the applicants need to meet when applying for a reward point credit card with golf offers in UAE.

Types of Reward Point Credit Cards with Golf Offers

Eligibility Criteria

Dubai Islamic Bank Prime Platinum Credit Card

  • The applicant should be 21 years old or above.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit Score.
  • The applicant must have a minimum monthly income of AED 15,000.

Emirates Citibank Ultima Credit Card

  • The applicant should be 21 years old or above.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 36,750.

ADCB Etihad Guest Infinite Credit Card

  • The applicant’s age should be between 21 and 65 years.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 40,000.

Standard Chartered Visa Infinite Credit Card

  • The applicant’s age should be between 21 and 60 years.
  • The applicant must be a UAE resident.
  • The applicant must not have a history of bad debts or a bad credit score.
  • The applicant must have a minimum monthly income of AED 30,000.

Emirates NBD Dnata World Credit Card

  • The applicant should be 21 years old or above.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 25,000.

Documents Required to Apply for Reward Point Credit Cards with Golf Offers in UAE

Here are the documents required to apply for a reward point credit card with golf offers.

  • Emirates ID for identity verification
  • A valid passport with a residency visa 
  • Appointment Letter/Salary Certificate/Salary Transfer Letter – for income and designation verification 
  • Trade License for business applicants
  • Bank statements for the last three months with the salary credit transaction
  • Utility Bill/Contract of Tenancy - for address verification

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Fees & Charges of Reward Point Credit Cards with Golf Offers in UAE

Here are the fees and charges applicable to a reward point credit card with golf offers.

Types of Reward Point Credit Cards with Golf Offers

Fees and Charges

Amount

Dubai Islamic Bank Prime Platinum Credit Card

Annual Membership Fee

No Fees

Monthly Subscription Charges

AED 600

Cash Advance Charges

AED 94.50

Profit Rate on Salam

Up to 3.25 per cent per month

Late Payment Charges

AED 236.25

Issuance of Liability Letter

AED 63

Issuance of No Objection/Clearance Letter

AED 52.50

Other Certificates & Statements

AED 52.50

Reissuance of Instalment Cheques

AED 105

Application to change guarantor (after approval)

AED 100

Award Full Payment

AED 50

Card Replacement or Reissuance Charges

AED 52.50

Duplicate Statement Charges

AED 47.25

Outstation Cheque Processing Fee

AED 52.50

Returned Cheque Fee

AED 105

Upgrade Charges

AED 288.75

Sales Voucher Copy

AED 26.25

International Usage Charges (Non-AED)

2.26 per cent

International Usage Charges (AED)

2.09 per cent

Credit Shield Takaful Charges

0.94 per cent

Profit Rate on Easy Payment Plan/Balance Transfer/Cash on card

A maximum of 3.15 per cent per month

Emirates Citibank Ultima Credit Card

Annual Membership Fee

AED 3,000

Interest rate per month

3.25 per cent

Interest on cash per month

3.25 per cent

Stopping Direct Debit Payment

AED 50

Card Replacement Charges

AED 50

One time Issuance Charges for Metal Supplementary Card (Applicable for MasterCard)

AED 1,000 per card

Card Conversion Charges

AED 50

Insta Loan Processing Charges

AED 100

Lifestyle Protect Plus Charges

0.79 per cent of the outstanding monthly balance

Cash Advance Charges

3 per cent of the advance amount or AED 99 (whichever is higher)

Processing Fees For personal loan

1 per cent of the total loan amount minimum AED 500 Maximum AED 2,500

Sales Draft Copy Charges

AED 65

Credit Shield Plus Charges

0.82 per cent of the outstanding monthly balance

Loan Cancellation Charges

AED 100

Loan Rescheduling Charges

AED 250

ADCB Etihad Guest Infinite Credit Card

Annual Fee

AED 2,625

Finance Charges for Retail Purchases

3.25 percent per monthly

Finance Charges for Credit Card Loan/Balance Transfer/Instalment Plans

Up to 1.50 percent per month

Finance Charges for Cash Advance

3.50 percent per month

Fee for Over Limit

AED 288.75

Late Payment Charges

AED 241.50 (in case of the minimum due being paid by the due date)

Fee for Cash Advance

3.15 percent or AED 105 (whichever is higher)

Charges for a Duplicate Statement

AED 26.25

Fee for Card Replacement

AED 78.75

Fee for credit shield (optional)

1.0395 percent (of the outstanding amount at the billing cycle)

Fee for a temporary increase of the credit limit

AED 52.50

The margin for a transaction in foreign currency

2.99 percent

Sales Voucher Copy

AED 26.25

Charges for Liability/No Liability Letter

AED 52.50

Standard Chartered Visa Infinite Credit Card

Annual Membership Fee on Primary Card

AED 1575

Annual Fee on Supplementary Cards

First two cards: Free

3rd card onwards: AED 525

Finance Charges for Retail Transactions

3.25 percent

Finance Charges for Cash Transactions

3.25 percent

Over-limit Fees

AED 292.95

Late Payment Fees

AED 241.50

Emirates NBD Dnata World Credit Card

Annual Membership Fee 

AED 1048.95

Credit Shield Pro Insurance

1.04% per month of the Credit Card

Outstanding

Instalment Payment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC

0.29% - 1.99% flat monthly interest rate

(0.53% - 3.46% reducing monthly interest rate)

Cash Advance Fee

3.15% or AED 103.95 (whichever is higher)

Over-Limit Fee

AED 292.95 per month

International Delivery Charge

per Credit Card

AED 157.50

0% Instalment Plan

AED 51.45 per transaction

Cancellation Fee: Instalment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC/0 percent IPP

1.05% of Principal Outstanding

Card Replacement Fee: Go4it/Others

AED 52.50/AED 21

International Transaction Fee

1.99%

Late Payment Fee

AED 241.50 per month

Paper Statement Fee

AED 5.25 per month

Sales Voucher Copy

AED 10.50

Duplicate Statement Fee (per copy) -

Up to last 3 Months/Over 3 Months

AED 15.75/AED 47.25 per month

Cheque/Direct Debit Return Fee

AED 105

How to Apply for Reward Point Credit Cards with Golf Offers?

Here are a few simple ways to apply for a reward point credit card with golf offers.

  • Bank’s Website - The applicants can visit their preferred bank’s website and fill out the online application form to get a reward point credit card with golf offers. They need to submit the form along with the set of essential documents.
  • Bank’s Branch - The applicants with no access to the internet can visit the nearest branch of their preferred bank and fill out the online application form to get a credit card with golf offers without any hassle. They need to get the application form from one of the bank’s representatives and submit it with all the essential documents.
  • Online Banking - The existing banking customers can log in to their bank’s online banking portal and apply for their preferred reward point credit card with golf offers in just a few clicks. These applicants also need to fill out the online application form and submit it along with all the necessary documents.
  • Mobile Banking - The banking customers can also download their chosen bank’s mobile banking app from any of the app stores and get a reward point credit card with golf offers in no time. They need to provide all their personal details in the mobile app and submit the required documents to complete the application.
  • Our Website - The applicants can also visit our website to apply for their preferred reward point credit card with golf offers. They can go through the entire set of features and benefits of their chosen credit card on our website. In case they need assistance, they can contact our customer service helpline anytime. Our professionals with a vast knowledge of financial products will help them find a suitable credit card and apply for the same without any hassle.

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