RSA Car Insurance

RSA car insurance is one of a kind auto insurance provider that’s known to offer unmatched insurance services to its customers in the UAE. RSA offers three levels of insurance covers for your automobile with a benefit of a comprehensive car insurance policy and third-party liability car insurance cover. With 99.46% claims satisfaction, No claim bonus, and plenty of add-on covers and optional benefits, RSA motor insurance stands above all car insurance policies.

Types of RSA Car Insurance

RSA offers three levels of car insurance options to stay protected behind the wheel. You can choose any of them as per your insurance requirements. Following are the types of RSA auto insurance policies available in the UAE:

1. Motor Value

It is the most basic car insurance plan that covers third-party liability. RSA motor value car insurance plan covers you against bodily injury or death to any third-party. In addition to this, it covers damages to third-party property arising out of the usage of the insured automobile. Please note that this plan doesn’t cover any loss or damage to your own automobile.

2. Motor Smart

It is a comprehensive car insurance policy that covers loss or damage to the insured automobile including enhanced protection as well as third-party liability. Meaning that the RSA motor smart car insurance plan covers loss or damage to your own vehicle as well as third-party liability.

3. Motor Executive

This plan offers highest level of coverage with higher limits in the UAE. It includes everything you and your vehicle will ever require. Also, all the optional covers are included in this RSA motor executive car insurance plan to provide maximum level of protection to its customers whenever required.

Below is the coverage offered by RSA car insurance plans in the UAE:

Features and Benefits of RSA Car Insurance

Royal Sun Alliance Car Insurance offers a wide range of features and benefits. Let’s take a look at its key features and benefits:

1. Online Discount: You can avail of a discount of 10% on buying royal and sun alliance car insurance online through the company’s official website.
2. Oman Cover: Royal sun alliance car insurance policies offer comprehensive cover which includes third-party liability, theft, fire, and more while driving in Oman.
3. Document Handling: Royal Sub Alliance (RSA) will process your documents with the transport authorities on your behalf.
4. No Claim Bonus: A car insurance premium might become a financial burden since it’s a recurring expenditure. Nevertheless, certain offerings such as No Claim Bonus can assist in reducing the premium value for not filing an insurance claim in the previous year and maintaining an accident free record.
5. Extensive Coverage: Each of the Royal and Sun Alliance auto insurance plans offer extensive coverage to provide you the protection in the hour of need.
6. Secure Payment Experience: Buying an RSA Direct Car Insurance policy online reduces the exchange of physical cash and ensures more transparency in payment via online modes of payment of your choice including debit/credit cards, net banking, online wallets, etc.
7. 24x7 Customer Care Support: Any doubt or query regarding the purchase of RSA assurance automobile insurance will be solved through chat or telephonically, helping you to buy the policy in a hassle-free manner.
8. High Claim Settlement Ratio: RSA has the highest claim settlement ratio in terms of the number of settled claims with 99.46%.

RSA Car Insurance Coverage in UAE

Additional Covers Under RSA Car Insurance in UAE

As mentioned above, there are currently three RSA car insurance plans available in the UAE. Among the three plans, the Motor executive plan offers the highest level of coverage that includes everything you and your vehicle will require. However, the other two RSA vehicle insurance plans i.e. Motor Smart and Motor Value plan also offer extensive coverage but it is less in comparison to the executive plan and it does have its certain limitations.

But, you can enhance the coverage of your existing motor smart and motor value plan. All you need to buy optional covers by paying an extra premium. Below are the optional covers available under Royal Sun Alliance Motor Insurance plans:

Motor Smart Optional Covers

1. Agreed Value Cover
2. Personal Accident Cover for Driver
3. Using your Vehicle in GCC countries
4. Breakdown recovery
5. No Claim Discounts
6. Temporary Hire a Car cover
7. Agency Repairs

Motor Value Optional Covers

1. Personal Accident Cover for Driver
2. Breakdown recovery

What Documents are Required to Avail RSA Car Insurance?

You will need to submit the following documents in order to opt for RSA auto insurance in UAE:

1. Copy of vehicle registration
2. Main driver’s license
3. Trade license copy
4. Tax registration number

How to Make a Claim Under RSA Car Insurance?

The RSA motor insurance claim process is quite convenient which includes three simple steps. So, have a look at the below-mentioned steps that you need to follow in an unforeseen event of an accident of the insured vehicle to lodge a claim:

• Step 1: Register Your Claim - First of all, you need to register your claim with RSA online through the company’s official website. Alternatively, you can visit the branch office to submit all the required documents or call on customer care number at 800 774 and speak with one of the company’s team members.
• Step 2: Avail your Claim Number - Afterward, you should immediately get a notification of your successful registration through an email. If, in case, you do not get this notification, then dial the RSA car insurance number i.e. 800 774. You can contact them from Saturday to Thursday.
• Step 3: Further Steps - RSA car insurance claim team will reach out to you and guide you through the next steps and claim processes. You’ll be suggested to go to the workshop with a subsequent follow-up on the repair status.

Frequently Asked Questions on RSA Car Insurance