Salary Accounts: Open Salary Bank Account Online in Dubai, UAE

As the name suggests, salary accounts are designed to disburse monthly salaries directly to employees. These accounts ensure convenience for employees and offer benefits like zero balance requirements and additional perks.

From benefits of salary accounts to the process, this article offers a concise yet comprehensive overview of salary accounts in the UAE.

Features & Benefits of Best Salary Accounts

While each bank may provide exclusive benefits at their own discretion, here are some of the general benefits for employees to enjoy:

Debit Card: Every salary account in the UAE comes with a debit card that can be used both locally and internationally.
Cheque Book: Salary account holders usually get a cheque book for free with the Salary Transfer account.
Minimum Balance Requirement: There's generally no need to maintain a minimum monthly balance with the salary transfer account.
SMS Alerts: Receive instant SMS alerts for any activity in your account.
Enjoy free banking services: through Online Banking and Mobile Banking.
Bill Payments: Use your salary account to conveniently pay utility bills and more.
E-Statements: E-statements are usually provided free of charge with the Salary account.
Loan Offers: As a Salary Account holder, you have easy access to loan applications with the bank.
Prompt Assistance: The customer support team is available round-the-clock to assist you.

Top Salary Accounts in the UAE

Here’s our research-backed top salary accounts in the UAE list for 2024:

Accounts	Minimum Salary Requirements	Fees & Charges
ADIB Ghina Salary Account	AED 8000	Monthly min. balance fee: AED 0
Emirates Islamic Bank Current Account	AED 5000	Monthly min. Balance fee: AED 25
Standard Chartered SC Salary Suite For Employees	AED 5000	Monthly min. balance fee: AED 0
HSBC Personal Banking Account	AED 5000	Monthly min. balance fee: AED 0
RAKBANK RAK Salary Transfer Account	AED 5000	Monthly min. balance fee: AED 0

Eligibility Criteria to Open a Salary Account

To open a Salary Account in the UAE, you need to meet the following criteria:

You must be employed and receive a regular salary.
You must be a citizen or resident of the UAE.
You need to be at least 21 years of age.

Documents Required for Salary Account Opening in the UAE

Here are the few general set of documents required to open a salary account in the UAE:

Passport Copy
Identity Proof
Visa
Salary Transfer Letter
Salary Certificate
Pay Slip
Print out of MOL or Labour Certificate, or Offer Letter

How to Open a Bank Account in UAE via Policybazaar UAE

With Policybazaar.ae, you can seamlessly open a bank account online in a few easy steps:

Visit Policybazaar.ae and click on the ‘Banking Products’ drop-down
Select ‘Open Bank Accounts’
Fill out the lead form with accurate details
Once directed to the quotes page, go through the list of available accounts
Select the most suitable one and submit your request by filling in the form

One of our experts will then get in touch with you to guide you further

Frequently Asked Questions on Salary Account in UAE

Yes, an expat can open a Salary Account in the UAE. However, he or she will have to be a resident of the UAE.

The minimum salary requirements differ for every bank. However, most banks require a minimum salary of AED 5000 to open a salary account in the UAE.

No. It is not necessary to be an existing customer of the bank to open a Salary Account in the UAE.

That would depend on the bank you have the Salary Account with. Some banks require a monthly balance to be maintained while some banks don’t.

No, typically a salary account requires regular income from employment.

If a salary account remains inactive for a certain period, it may be converted into a regular savings account by the bank.

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