Takaful Emarat Health Insurance

Takaful Emarat has an appointed Shariah Supervisory Board and offers health insurance plans for individuals, families, and businesses. With Takaful Emarat health insurance, one can get benefits like prescription drug coverage, dental benefits with direct billing service at network hospitals, optical coverage, and physiotherapy sessions. ...read more

4.6/5

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AED 1 million Health cover starting @4/Day

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Self Only
Both Self and Family
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<span>Worldwide Coverage</span>
Worldwide Coverage
<span>Covid-19 Covered</span>
Covid-19 Covered
<span>Claim Assistance</span>
Claim Assistance

Takaful Emarat is a UAE-based, Shariah-compliant health and life insurance provider that offers a wide range of comprehensive insurance products. The company offers a variety of individual and corporate insurance plans that are designed to provide the best-in-class insurance solutions to its customers. Takaful Emarat is not just limited to offering insurance products, it has investment and savings plans too that are to cater to the ever-evolving needs of its customers.

Takaful Emarat is known for its innovative products that are designed to offer complete protection to the policyholder and family members. On top of everything, its world-class customer service has made the brand popular among its customers in the UAE. 

Takaful Emarat Health Insurance Plans

Compare & Buy Takaful Emarat Health Insurance Plans in UAE

Takaful Emarat
Takaful Emarat
Takaful Emarat
Takaful Emarat
Takaful Emarat
Takaful Emarat
Takaful Emarat
Takaful Emarat
Takaful Emarat
Takaful Emarat
The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.
The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

Best Takaful Emarat Health Insurance Plans in the UAE

Here are the best Takaful Emarat Medical Insurance plans in Dubai, UAE for 2023:

Plan Name Medical Cover (AED) Pharmacy Limit Price
Silver 10,00,000 Up to AED 1,500 View Quotes
Gold 10,00,000 Up to AED 7,500 View Quotes
Platinium 10,00,000 Up to AED 10,000 View Quotes
Rhodium 10,00,000 Up to AED 10,000 View Quotes
See More Plans >>

 

Features and Benefits of Takaful Emarat Health Insurance

Let’s take a look at all the features and benefits that Takaful Emarat has to offer: 

  1. Takaful Emarat health insurance dubai plans provide global coverage to the policyholder and their family members.  
  2. Multiple plans to cater to a variety of needs and budgets.
  3. The coverage is not just limited to in-patient treatments but also includes home nursing. 
  4. With a Takaful Emarat Health Insurance, policyholders get free access to physiotherapy.
  5. Takaful Emarat Network hospitals provide cashless treatment. 
  6. Takaful also offers an instant certificate of issuance to willing migrators.  

Types of Takaful Emarat Health Insurance Plans

There are five types of Takaful Emarat health insurance plans that are listed below:

Features Silver Iridium Gold Platinum Rhodium
Coverage AED 1 Million AED 1 Million AED 1 Million AED 1 Million AED 1 Million
Worldwide Coverage Yes No Yes Yes Yes
Network Next care RN3  (OP is restricted to clinics only)   Next care RN2 Next care RN Next care GN Next care GN+
Diagnostic Covered (10% co-pay) Covered (10% co-pay) Covered (10% co-pay) Covered (10% co-pay) Covered (10% co-pay)
Physiotherapy 8 sessions annually 10 sessions annually 15 sessions annually 20 sessions annually 20 sessions annually
Maternity Covered with 10% co-pay (Max 10 visits) Covered with 10% co-pay (Max 12 visits) Covered with 10% co-pay (Maxi 12 visits) Covered with 10% co-pay (Max 12 visits) Covered with 10% co-pay (Max 12 visits)
Price View Quotes View Quotes View Quotes View Quotes View Quotes

Takaful Emarat Health Insurance Plan Inclusions

The inclusions under Takaful Emarat health insurance are:

  • Diagnostic, laboratory, and imaging tests 
  • Maternity coverage with 10% co-payment 
  • Physiotherapy 
  • Worldwide coverage
  • Coverage for prescribed medicines 

Takaful Emarat Health Insurance Plan Exclusions

The exclusions under Takaful Emarat Health Insurance Plan are as follows:

  • Unnecessary medical procedures 
  • All expenses incurred in the treatment of orthodontic procedure and prosthetics
  • Cosmetic procedures
  • Custodial care
  • Hearing tests and aids 

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Takaful Emarat Network Hospitals

Takaful Emarat Health Insurance Claim Process

Takaful Emarat's health insurance claim can be filed by both means - online and offline. The claimant can log on to Takaful’s website and fill out the claim form followed by uploading relevant documents. 

Once the Takaful Emarat insurance claim form is submitted the provider investigates the case, followed by the disbursement of funds. If you are opting to file your claim online, then you can simply fill out a form online and upload relevant documents with it. 

Here’s a list of documents that you’ll need for filing an insurance claim:

  1. Claim form
  2. Medical bills and invoices 
  3. Policy papers
  4. Identification proof 
  5. Valid UAE visa for expatriates
  6. Along with any other document asked for by the provider

Takaful Emarat Health Insurance Renewal Process

Here are the simple steps for Takaful Emarat Insurance Renewal.

  1. Visit the Insurer’s Website: To renew the Takaful Emarat Health Insurance, the policyholder needs to visit the insurer’s official website and login to the customers’ online portal.
  2. Enter the Policy Details: Next, they need to enter their policy details like policy number, policy registration date, policy maturity date, etc. to raise a policy renewal request.
  3. Make the Payment: Once done, the policyholders will be redirected to the payments page. They need to pay the premium using their preferred payment mode and complete the policy renewal process.

Why You Should Choose Takaful Emarat?

Takaful Emarat is a well-established, Shariah-compliant insurance provider that offers a comprehensive range of insurance products, specially designed to provide comprehensive coverage to its customers. All of Takaful’s products are Shariah-compliant making them the right choice for both ex-pats and UAE nationals. These plans are developed following UAE law and Shariah guidelines.

Takaful Emarat Health Insurance FAQs

Which hospital and clinic networks are available for Takaful Emarat health insurance plans?

Next Care RN3, Next Care RN2, Next Care RN, Next Care GN, and Next Care GN+ are the clinic and hospital networks available with Takaful Emarat health insurance plans.

What is the coverage scope of Takaful Emarat health insurance plans?

Takaful Emarat health insurance plans offer both regional and worldwide coverage as per the type of plan you purchase.

What is the validity duration for Takaful Emarat health insurance plans?

Takaful Emarat health insurance plans are valid for one year.

How can I go about Takaful Emarat health insurance renewal?

Takaful Emarat health insurance renewals can be done online using either Policybazaar.ae or the provider website. You can also take assistance from your insurance agent or visit a provider branch for renewals.

Where can I get my Takaful Emarat health insurance policy documents?

You will receive your Takaful Emarat policy documents via email when you purchase your plan. As an alternative, you can also download them by logging into the customer profile of your purchase portal.

What is Takaful Emarat customer care number for UAE?

Takaful Emarat customer care number for the UAE is 600522550

How can I find the Takaful Emarat clinic list in Dubai?

You can look for the Takaful Emarat clinic list in Dubai on the provider website or directly get it from our Takaful Emarat quotes page. The list will be provided for each plan separately.

Is maternity cover included in Takaful Emarat health insurance plans?

Yes, maternity covers are added to Takaful Emarat health insurance plans.

How can I file Takaful Emarat health insurance claims?

You can file your Takaful Emarat health insurance claim directly from the provider’s website.

Reviews & Ratings

4.6 / 5 (based on   24,098 google icon reviews)

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