Takaful Emarat Term Plan Insurance

Takaful Emarat term insurance is designed to provide financial security to your loved ones in case of unforeseen events. Available at affordable rates, this plan ensures a substantial payout to beneficiaries and helps them manage expenses and maintain their standard of living.

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Founded in 2008, Takaful Emarat is a leading provider of Sharia-compliant insurance solutions in the UAE. With a focus on transparency, mutual assistance, and ethical practices, Takaful Emarat has earned the trust of individuals and families seeking comprehensive insurance options that align with their values.

Whether you seek to cover liabilities, safeguard your family's future, or meet long-term financial goals, Takaful Emarat's term policies are certainly a reliable and ethical choice.

What is a Takaful Emarat Term Insurance Policy?

A Takaful Emarat term insurance policy is a Sharia-compliant life insurance plan designed to provide financial protection for your loved ones in the event of unforeseen circumstances. Based on the principles of Takaful, this policy operates as a cooperative system where participants contribute to a shared fund, ensuring mutual support during financial emergencies.

In the unfortunate event of the policyholder’s death during the policy term, the nominee receives a payout. They can use this sum to meet their financial needs, daily expenses, future goals related to education, and more. 

Takaful Emarat term insurance offers comprehensive coverage at affordable premiums, providing peace of mind to both individuals and families. With flexible options and adherence to Islamic principles, it is an ideal choice for those seeking ethical and reliable life insurance coverage.

Why Should You Buy a Term Insurance Plan from Takaful Emarat?

As an Islamic insurance company, Takaful Emarat operates on the concept of shared contributions and cooperation. When you buy Takaful Emarat term insurance, you get the following benefits —

  • Shariah-compliant insurance plans
  • Customisable plans
  • 24/7 customer care service
  • Comprehensive coverage
  • Hassle-free claim application and settlement process

Features and Benefits of Takaful Emarat Term Insurance Plans

Takaful Emarat term insurance is available under two different plans. Here are the features and benefits of each type —

Fixed Term Decreasing Term
  • Plan tenure varying from 5 to 25 years
  • The policy can be in AED or USD
  • Benefits include repatriation and death benefits 
  • As a death benefit, a fixed sum assured is paid to the beneficiaries
  • Additional riders —
    • Critical illness cover
    • Permanent and partial disability
    • Accidental death benefit
    • Permanent and total disability
  • The payment rate remains the same every year, irrespective of age
  • Sum assured as death benefit paid to the beneficiary
  • Tenure varying from 5 years to 25 years
  • Additional riders — Permanent total disability

Eligibility Criteria to Apply for Takaful Emarat Term Insurance in the UAE

To apply for Takaful Emarat term insurance in the UAE, you must meet the following basic eligibility requirements — 

Fixed Term Decreasing Term
  • Minimum Entry Age — 18 years
  • Maximum Entry Age — 65 years
  • Minimum Entry Age — 18 years
  • Maximum Entry Age — 65 years

Frequently Asked Questions

What are the maximum and minimum entry ages?

The minimum entry age is 18 years and the maximum entry age is 65 years.

Q2: Are there any add-ons offered?

Yes, the plan seeker can enjoy additional benefits on top of the existing base policy. Some of the add-ons offered are critical illness, accidental death benefit, etc.

Reviews & Ratings

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(based on 24,645 reviews)

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