Best Credit Cards in UAE

Check out the best credit cards in UAE for every category — Visa, Etihad Guest Miles, Air Miles, Travel Rewards, Islamic Finance, Golf Benefits, Cashback, and more. On this page, explore the curated list of top credit cards in the UAE. Furthermore, find out more about credit cards with features like airport lounge access, balance transfer, and more only on Policybazaar.ae. 

Considering the sheer number of options, it can be difficult to find the best credit cards in UAE. To help you out, we have curated a list of the top credit cards in UAE. 

What is a Good Credit Card in UAE: Features and Benefits

Credit cards let you make purchases on credit by borrowing money from a bank. In the UAE, they are widely accepted and are essential financial instruments for both residents and expats. 

To know more about what a good credit card in UAE is, you need to find out about their features and benefits –

• More Purchasing Power — A credit card allows you to make purchases even when your bank account is low, providing financial freedom.
• Lucrative Rewards — Earn reward points on every purchase. Redeem these points for discounts on shopping, dining, flights, valet parking, and airport lounge access.
• Easy Expense Tracking — Credit card statements are easily accessible via email and phone, which helps you monitor and manage your spending effectively.
• Convenience — No need to carry cash! Credit cards are easy to use — their tap-and-pay features make transactions quick and secure.
• Emergency Aid — Credit cards provide a financial cushion for unexpected expenses when you don't have enough cash.
• Builds Credit Score — When you use a credit card responsibly and make timely payments and manage expenses, it can improve your credit score. This, in turn, can lead to better interest rates and financial benefits.

List of the Top Credit Cards in UAE 

This section brings you a well-researched list of the #1 best credit cards in UAE for the year. These credit cards are popular for features like cashback, balance transfer, rewards, and more. 

Here’s a list of the top 10 credit cards in UAE for your convenience —

1. Liv. World Credit Card

Best Offers of Liv. World Credit Card

• Up to AED 18,000 annual cashback
• Up to 15% cashback on transactions
• Up to 1 Skywards Miles for every AED 1 spent

2. ADCB Talabat Credit Card

Best Offers of ADCB Talabat Credit Card

• Welcome bonus of AED 500 on a minimum spend of AED 2,500 in the first 45 days
• 35% back on the first 10 talabat orders
• Get up to 1.25% talabat credit on retail purchases

3. RAKBANK Skywards World Elite Mastercard Credit Card

Best Offers of RAKBANK Skywards World Elite Mastercard Credit Card

• Up to AED 1,000 Emaar gift card on eligible spends
• Up to 40,000 Skywards Miles per month
• Upgrade to Emirates Skywards Gold Tier Status
• Get 50% additional Skywards Miles in the first 3 months
• A bonus of 160,000 Skywards Miles

4. CBD Smiles Visa Platinum Credit Card

Best Offers of CBD Smiles Visa Platinum Credit Card

• 90 days free subscription to Unlimited ‘Buy 1 Get 1’ Offers worth AED 55
• Up to 2 Smiles points on international purchases
• Up to 1.5 Smiles points on local purchases 
• Up to 50% off on cinema tickets at NOVO Cinemas

5. Emirates NBD Mastercard Titanium Credit Card

 

Best Offers of Emirates NBD Mastercard Titanium Credit Card

• Free access to more than 10 VIP airport lounges
• Up to 1 Plus Point on every AED 100 spent
• Get AED 300 worth of noon.com voucher
• Up to 40% discount at more than 100 international golf courses 

6. Emirates NBD Go4it Gold Credit Card

Best Offers of Emirates NBD Go4it Gold Credit Card

• Up to 5 Plus Points on every AED 400 spent
• Complimentary Rides on Dubai Ferry

7. CBD Visa Infinite Credit Card

Best Offers of CBD Visa Infinite Credit Card

• Welcome offer of AED 2,000 cashback on spending at least AED 20,000 on a new card within the first 30 days
• Up to 50% discount on movie tickets

8. ADCB LULU Platinum Credit Cards

 

Best Offers of ADCB LULU Platinum Credit Cards

• Up to 5 LULU points on every AED 1 spent
• 0% interest payment plan on education fee payment

9. Citibank Citi Prestige Credit Card

Best Offers of Citibank Citi Prestige Credit Card

• A signup bonus of AED 600
• Up to 3 ThankYou points per USD spent
• Transfer points to 12 partner airlines

10. FAB SHARE Platinum Credit Card

 

Best Offers of FAB SHARE Platinum Credit Card

• Up to 7% SHARE points at Carrefour for every AED 1 spent
• Up to 4.25% SHARE points on shopping at the Mall of the Emirates and City Centres in the UAE
• Up to 6.25% SHARE points at Ski Dubai, Dreamscape, Little Explorers, VOX Cinemas, Magic Planet, and iFLY Dubai

Best Credit Cards in UAE for All Your Requirements 

Here is the list of the top credit cards in UAE with different offers —

FAQ's About Best Credit Card in UAE