Best Travel Insurance Companies in UAE for International Travel

Plan Name	Medical Coverage	Inclusions	Price
Platinum Plan	$500,000	Accidental death coverage Personal accident benefits coverage of up to $150,000 Baggage and personal accessories cover Hijack cover Legal expenses coverage Emergency family travel cover
Gold Plan	$100,000	Accidental death covered Damage or loss of baggage – up to $1,000 Coverage for personal liability

Plan Name	Medical Coverage	Inclusions	Price
Travel Smart Plan	USD 1,000,000	Coverage of emergency dental care Repatriation of mortal remains cover – up to USD 10,000 Premature return cover with one economy ticket Personal liability cover of up to USD 1,000,000 Terrorism extension (optional)
Inbound Travel Plan	AED 150,000	Includes emergency medical transportation Cancellation of curtailment cover Coverage for delayed departure and baggage up to AED 750 Loss of passport coverage – up to AED 1,500

4.Sukoon Travel Insurance(Oman)

Sukoon Insurance, formerly Oman Insurance, offers a wide range of excellent travel insurance plans. Having over 45 years of presence, Sukoon Insurance has become one of the UAE's biggest public joint-shareholder companies. Sukoon travel insurance offers custom-built plans with plenty of choices and a host of different features and benefits. 

Find below the prominent features of Sukoon Travel Insurance Plans – 

Types of Travel Insurance Plans: With Sukoon Travel Insurance, you can get two types of travel insurance plans – 

• Travel Easy: This can further be divided into different kinds of plans like Elite Plan, Ultimate Plan, Family Plan, Annual Family Plan, and Annual Individual Plan. All these travel insurance plans come with a packed list of covers to protect your finances and belongings while travelling.
• Visitor Health: Explicitly designed for visitors in the UAE, this travel plan offers coverage for accidental death, emergency medical expenses, repatriation of mortal remains, and more. You can purchase the plan for up to 90 days.

Schengen Visa Compliance:

All the travel insurance plans offered by Oman Travel Insurance are Schengen compliant

Extended Course Coverage:

Oman Travel Insurance plans provide coverage for single and multiple trips, with the policy tenure extending up to one year in some cases

Straightforward Claim Procedure: 

The claim application and notification processes are easy to understand and perform, with its experienced team also available to assist and guide customers at any time

Wide Medical Network:

Insured individuals can access high-quality healthcare providers that suit medical requirements at a wide range of locations

Let’s have a look at some of the inclusions and features of the top insurance plans by Oman Travel Insurance – 

 

5. Orient Travel Insurance

Orient Insurance, present in the UAE since 1982, offers a wide range of general insurance products and services across the emirates. Orient Travel Insurance plans are among the popular plans for travel lovers, with the company offering inbound and outbound travel insurance plans with excellent coverage that includes baggage delays, loss of personal belongings, repatriation of mortal remains, and more.

Given below are the salient features of Orient travel insurance plans – 

Types of Travel Insurance Plans:

Orient provides two kinds of travel insurance policies:

• Travel Outbound: Designed for UAE residents travelling outside the UAE
• Travel Inbound: Specifically for travellers visiting the UAE
• Annual Multi-Trip Cover: Under outbound travel insurance, Orient provides a single trip cover of up to 92 days. However, it also offers the annual multi-trip option for any number of trips throughout the policy if none of the trips exceeds 92 days. 

On the other hand, under inbound travel insurance, you can purchase a single trip cover for 90 days. One can also get a multi-trip policy with a duration of six months, although it would be valid only if no trip exceeds 14 days.

Schengen Visa Compliant:

All Orient travel insurance plans are Schengen visa compliant. This allows users to visit any Schengen country they prefer and enjoy the trip, with the travel insurance plan aligning with their budget and requirements.

Easy Claim process:

One of the most remarkable aspects of Orient Travel Insurance plans is that the claimant doesn't have to go through the long waiting process for their claim. You can contact the company any time, and one of their assistance coordinators will provide you with all the relevant information and resolve your queries swiftly.

Wide Range of Add-Ons –

Travellers can choose from various add-ons to customise their Orient travel insurance plans to meet their requirements

Find below the top plans by Orient Travel Insurance – 

6. Adamjee Travel Insurance

Adamjee Insurance, established as a public limited company in 1960 in Pakistan, has several branches across UAE and offers a host of Sharia-compliant insurance products in the emirates. The company also has various travel insurance plans in its collection that can help individuals financially cover their trips. 

Given below are the most notable features of Adamjee Travel Insurance – 

Types of Travel Insurance Plans:

Adamjee Travel Insurance plans are divided into four main groups – individual international, student travel insurance plans, hajj, umrah, and ziarat plans 

International Travel Insurance:

GoSecure Delight, GoSecure Bliss, Secure Plus, GoSecure Care, and Schengen Active are the plans offered by Adamjee under travel insurance. You can opt for any of the plans as an individual or family plan.

Student Travel Insurance:

There are three types of standard travel insurance plans –  student delight, student basic, and student bliss. All student insurance plans come with the option of tuition fee coverage.

Hajj, Umrah, and Ziarat Travel Insurance:

These plans are specifically designed for travellers willing to take trips to Hajj, Umrah, and Ziarat during the year. You can take the annual trip cover for both individuals and families.

Worldwide Coverage: 

The plans provide comprehensive worldwide coverage in international travel insurance plans

Customised Plans:

With so many plans available, travellers can choose the best option suiting their needs and also customise the trip duration coverage

Comprehensive Coverage:

From personal accident cover to personal travel inconvenience benefits, Adamjee travel insurance is an excellent option with an all-inclusive coverage

Easy Claim Process:

Besides a low response time and quick customer service, Adamjee is also popular for making it simple for users to access these services and make a claim. With a quick claim process, you can get the required aid whenever needed during your trip.

Have a look at the notable plans of Adamjee Travel Insurance and their major features in the table below – 

7. Emirates Travel Insurance

With almost 60 years of experience under its belt, Emirates NBD has achieved a distinguished status in terms of banking in the UAE. Besides providing various financial services associated with banking like loans and credit cards, it also offers various travel insurance plans to cater to the needs of different market segments. 

This section discusses the significant features of the travel insurance plans by Emirates:

Types of Travel Insurance Plans:

There are three types of travel insurance plans offered by Emirates NBD – 

Basic Europe Travel Insurance Plan – Covers all European and Schengen countries

Travel Insurance Plan – All countries barring the USA and Canada covered

Travel Worldwide Insurance Plan – Worldwide coverage

Round-the-Clock Service: Emirates travel insurance is renowned for its services, with customer service being available 24x7 to help users customers in their time of need. You can contact the customer care team via mail or phone.

COVID-19 Coverage: The travel insurance plans by Emirates come with a pre-approved COVID-19 cover. With this coverage, the traveller can receive financial assistance if they contract the disease on the trip related to medical treatment, as per the policy limits.

Complete Protection During Trip: Along with travel inconvenience benefits, travellers get full coverage for baggage loss and delay as well as medical ailments. Furthermore, several add-ons can enhance insurance plans, whether taken at the individual or family level.

Flexibility: Emirates travel insurance plans are rather flexible, meaning that customers can modify their various aspects to suit their requirements. 

Take a look at the top Emirates Travel Insurance Plans – 

8. RSA Travel Insurance

RSA Travel Insurance, one of the world’s oldest insurance companies, is a leading provider in the insurance sector of the UAE as well. While RSA had initiated its journey with property and home insurance products, it has since incorporated several products in its itinerary and has become one of the most reliable travel insurance companies in the UAE. 

The travel insurance plans offered by RSA offer a wide range of benefits with comprehensive coverage and a relatively high age limit for purchasing the plans.

Mentioned below are the key features and benefits of RSA Travel Insurance – 

Types of Travel Insurance Plans: There are three types of travel insurance plans available – 

• Executive Travel Insurance Plan
• Holiday Travel Insurance Plan
• Schengen Travel Insurance Plan

Claims Assistance: 

RSA offers easy online and offline claim travel insurance plans that can help customers seek the required assistance as per their requirements. This reflects in its records, with RSA having an excellent reported claim settlement percentage of 99.46 per cent with all types of travel insurance plans.

Prompt Customer Support:

You can easily reach out to customer support via phone or mail. 

All-Inclusive Coverage:

From emergency medical expenses to missed departures, RSA covers all. Travellers can customise their policies as per their needs, preferences, and budget.

Schengen Visa Compliant:

Travel insurance for Schengen nations is available as a separate option, which provides various coverages including emergency medical expenses, accidental death or permanent disability, personal money, and credit card fraud.

Listed below are the top plans by RSA Travel Insurance – 

 

9. Union Travel Insurance

Union Insurance, established in 1998, offers a comprehensive range of commercial and retail products in the UAE to help its customers obtain cost-effective and reliable insurance covers. Union Travel Insurance is one such excellent product of the company, offering safety through comprehensive coverage for you, your family, and other co-travellers. Whether on a month-long holiday, annual trip, or weekend gateway, Union travel Insurance can make for a suitable plan for excellent coverage anywhere around the globe.

Enlisted below are the salient features of Union Travel Insurance – 

Types of Travel Insurance Plans: Union Insurance offers three types of travel insurance plans for both outbound and inbound travel – 

Silver Travel Insurance Plan: The standard travel insurance plan provides coverage for emergency medical expenses and other non-medical related issues

Gold Travel Insurance Plan: Along with medical expenses cover, it covers transportation & accommodation expenses, travel delay, trip cancellation, personal belongings, and so on.

Platinum Travel Insurance Plan: Platinum plans offer maximum coverage for your travels among all the categories here. Medical expenses, travel delays, and trip cancellations are all covered under this plan (along with a higher reimbursement rate).

Tailor-Made Insurance Policy: Union Travel insurance offers tailor-made insurance products that cater to both corporates and individuals. Whether you want to purchase inbound or outbound travel insurance, Union provides comprehensive coverage in all its travel insurance plans.

Quick Claim Process: The dedicated insurance claim department is available whenever you require help. Union provides claims concierge services for a rapid and straightforward claim process. Moreover, the claimant doesn't need to visit the company in person, and the entire claim process can be completed online.

Long-Course Coverage: If you are purchasing a single-trip travel insurance policy, there is no restriction in terms of days. However, for annual multi-trip plans, Union offers coverage of 60 days of each trip.

Flexible: Shortening or cancelling a trip puts a strain on your wallet, with several reservations being non-refundable. Union Travel Insurance protects your financial interests in such cases by covering any non-refundable losses resulting from trip cancellations or curtailments

Check out some of the top plans by Union Travel Insurance below –