Free for Life Credit Cards

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Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Most Popular Free for Life Credit Cards in UAE

Several banks in the UAE offer free for life credit cards, loaded with rewards and additional benefits. These credit cards uae are perfect for those of you who are on a tight budget but still wish to enjoy the perks and benefits that a credit card has to offer. 

Get to know  more about the best free for life credit cards in the UAE.

Features and Benefits of Best Free for Life Credit Cards UAE

Listed below are the features and benefits of free for life credit cards -

  • With free for life credit cards, you do not have to pay annual fees, late fee, cash advance fee and more if you meet the minimum spend criteria. 
  • You get complimentary access to international airport lounges for you and supplementary card holders. 
  • Free for life credit cards are loaded with lifestyle, entertainment, travel, and cashback rewards. 
  • You get several buy one get one deals for recreation, fine dining, entertainment, and accommodation. 

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Top Free for Life or Lifetime Free Credit Cards in UAE December 2024

The table below shows the best free for life credit cards in the UAE -

Bank Cards Offers Apply
Commercial Bank of Dubai Visa Platinum Card
  • Minimum Salary - AED 5,000 per month
  • 0% interest on balance transfer and cash-on call; 6 and 12 months within 30 days of the card issuance date.
  • Discount on Emaar Entertainment
  • Numerous 2-for-1 deals on the ENTERTAINER app
  • 50% discount on movie tickets at Novo Cinemas
  • Earn CBD rewards on all spends
Apply Now

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First Abu Dhabi Bank FAB SHARE Standard Credit Card
  • Minimum Salary - AED 5,000 per month
  • Up to 7% SHARE points at Carrefour for every AED 1 spent
  • Up to 5.25% SHARE points at Ski Dubai, Dreamscape, Little Explorers, VOX Cinemas, Magic Planet, and iFLY Dubai
  • Up to 3.25% SHARE points on spending at the Mall of Emirates and City Centres across the UAE
  • Up to 1.75% SHARE points on international spending, retail spending, or online shopping. 
Apply Now

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First Abu Dhabi Bank Blue FAB Platinum Credit Card by Al-Futtaim
  • Minimum Salary - AED 8,000 per month
  • Welcome Bonus - AED 500 as Al-Futtaim rewards upon a minimum spend of AED 7,500 within the first 2 months of the card issuance date
  • Up to 5% cashback as Al-Futtaim FAB rewards per AED 1 spent
  • Up to 4 movie tickets monthly
  • Up to 4 complimentary supplementary cards for your family
Apply Now

View Offers

discount offers - Policybazaar uae

First Abu Dhabi Bank Blue FAB Signature Credit Card by Al-Futtaim
  • Minimum Salary - AED 15,000 per month
  • Welcome Bonus - AED 500 as Al-Futtaim rewards upon a minimum spend of AED 10,000 within the first 2 months of the card issuance date
  • Up to 5% cashback as Al-Futtaim FAB rewards per AED 1 spent
  • Up to 4 movie tickets monthly
  • Up to 4 complimentary supplementary cards for your family
Apply Now

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Abu Dhabi Commercial Bank Talabat adcb credit card
  • Minimum Salary - AED 5,000 per month
  • Welcome Bonus - AED 500 for spending at least AED 2,500 in the first 45 days of the card issuance date
  • Up to 1.25% Talabat credit on other retail spends
  • Up to 35% cashback on first 10 Talabat orders per month
Apply Now

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Emirates NBD Mastercard Titanium Credit Card
  • Minimum Salary - AED 5,000 per month
  • Free access to more than 10 VIP lounges
  • 40% off at more than 100 golf courses globally
  • Up to 1 Plus Point per AED 100 spent
  • Buy 1 get 1 offer
Apply Now

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Emirates NBD Lulu 247 Titanium Credit Card
  • Minimum Salary - AED 5,000 per month
  • Up to 3.5% Lulu points on daily spends
  • Exclusive privileges and offers at Lulu
  • 0% balance transfer as a welcome benefit
  • Buy 1 get 1 free deal on VOX Cinema tickets
  • Access to more than 10 domestic and international airport lounges
Apply Now

View Offers

discount offers - Policybazaar uae

Emirates NBD U by Emaar Family Credit Card
  • Minimum Salary - AED 5,000 per month
  • Buy 1 get 1 free offer on movie tickets at Reel Cinemas and complimentary beverages and popcorn with every movie
  • Up to 5% cashback on shopping and dining at the Emaar Hospitality Group
  • Up to 30% off on entertainment at Emaar Entertainment Group - the Dubai Underwater Zoo, Dubai Ice Rink, and Kidzania
  • Round-the-clock roadside assistance
Apply Now

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Abu Dhabi Commercial Bank Lulu Titanium Credit Card
  • Minimum Salary - AED 5,000 per month
  • 0% interest payment plan on education
  • Up to 3.5 Lulu points for every AED 1 spent 
Apply Now

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Abu Dhabi Commercial Bank Lulu Platinum Credit Card
  • Minimum Salary - AED 15,000 per month
  • 0% interest payment plan on education
  • Up to 5 Lulu points for every AED 1 spent 
Apply Now

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RAKBANK Titanium Mastercard Credit Card
  • Minimum Salary - AED 8,000 per month
  • 20% discount on Kidzania
  • Up to 55 days of interest-free credit
  • Exclusive offers on jewellery, dining, electronics, holidays, furnishing, and more
  • Up to 5% cash back at supermarkets and restaurants
  • Low interest on outstanding retail purchases
Apply Now

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Liv. Platinum Credit Card
  • Minimum Salary - AED 10,000 per month
  • Up to 15% cashback on transactions
  • Up to 1 Skywards Miles per AED 1 spent
  • Access to more than 25 airport lounges
  • Up to AED 12,000 cashback per annum 
  • 1 Skyward Mile on per AED 1 spent
  • Dining and lifestyle offers
Apply Now

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Deem Finance Mastercard World Cash Up Credit Card
  • Minimum Salary - AED 25,000 per month
  • Up to 10% cashback on flights
  • Up to 5% cashback on hotels
  • Up to 5% cash back on entertainment
Apply Now

View Offers

Eligibility Criteria to Apply for No Annual Fee Credit Cards

The following is the eligibility criteria to apply for best credit card in uae without annual fee -

  • Minimum Age - 21 years
  • Minimum Salary - AED 5,000 per month
  • Nationality - UAE nationals and residents

Documents Required to Apply for Free for Life Credit Cards

Here’s a list of documents required to apply for no annual fee credit cards -

  • Emirates ID 
  • Duly filled-in application form
  • Passport with relevant Visa page
  • Current bank statements
  • Salary transfer certificate
  • Last 3 salary slips
  • Proof of residence

How to Apply for Zero Annual Fee Credit Cards in the UAE?

Get the best free for life credit cards in the UAE at Policybazaar.ae. To begin the application process, fill in the lead form and click on the View Quotes tab. You will get steered to our Quotes Page. Here, you can add the free for life filter and browse the available credit card options. 

Once you make your choice, click and Apply Now.

Top Banks That Offer the Free for Life Credit Card in UAE 2024

Credit Cards with No Annual Fees
ADIB Free for Life Credit Cards in UAE ADCB Free for Life Credit Cards in UAE
DIB Free for Life Credit Card in UAE RAKBANK Free for Life Credit Cards in UAE
Citibank Free for Life Credit Cards in UAE American Express Free for Life Credit Cards in UAE

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(based on 24,259 reviews)

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