Top 7 Credit Cards for Expats in UAE

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Most Popular Credit Card in UAE
Credit cards have become a lifestyle necessity for many people here in the United Arab Emirates. It can either prove to be very handy for the smart spender or debt trap for those who don’t use it carefully. With an increase in usage of credit cards, the majority of the banks & financial institutions have started offering a wide range of credit cards with bundles of benefits.

  Top 7 Best Credit Cards for Expats in UAE:

  1. Majid AI Futtaim (Najm) Platinum credit card link' href='https://www.policybazaar.ae/top-5-cashback-credit-cards-in-the-uae-ccart/'>cashback credit card
  2. ADIB Etihad Guest Visa Platinum Card
  3. Emirates Citibank Ultimate Credit Card
  4. Mashreq Platinum Elite Credit Card
  5. RAKBANK Titanium Credit Card
  6. Standard Chartered Bank Platinum Credit Card
  7. Emirates NBD Titanium Credit Card

Majid AI Futtaim (Najm) Platinum Cashback Credit Card

Najm Platinum Cashback Credit Card is the best credit card in UAE that offers you unmatched benefits and cashback on everyday spending. It provides amazing discounted offers on leisure & travel. This card is offered on no low fees & charges.

The Najm Platinum Cashback Credit Card comes with so many amazing perks such as:

  • 5 percent cashback on all retail purchases from the hypermarket Carrefour and 0.5% cashback on purchases from all other locations where Visa card is accepted.
  • Free supplementary Najm Platinum Cashback Credit Cards
  • 20% off for stay & dining at Jumeirah Group Hotels
  • 10% off across 985000 hotels worldwide on www.agoda.com
  • Buy 1, get 1 free offer on popcorn at any VOX cinema throughout the UAE.

Fees & Charges for the Najm Platinum Cashback Credit Card

  • Annual Membership Fee: 0 AED
  • Minimum Monthly Salary: 7000 AED

ADIB Etihad Guest Visa Platinum Card

The ADIB Etihad Guest Visa Platinum Card is especially designed for the people who love travelling as it offers unmatched travel benefits and privileges.

Following are the key features & benefits offered by the ADIB Etihad Guest Visa Platinum Card:

  • Up to four free supplementary cards
  • 50,000 Etihad Guest Miles as a welcome bonus which is one of the highest of any travel credit card
  • 3 Etihad Guest Miles on every 4 AED spent in foreign currency & 2 Etihad Guest Miles on every 4 AED spent in local currency. You can easily redeem your Etihad Guest Miles for gifts, electronics, travel bookings, and home furnishing.
  • Free access to premium airport lounges with lounge key program
  • Complimentary valet parking and 24x7 roadside assistance across the UAE

Fees & Charges for the ADIB Etihad Guest Visa Platinum Card

  • Annual Membership Fee: 2000 AED
  • Minimum Monthly Salary: 5000 AED

Emirates Citibank Ultimate Credit Card

The Emirates Citibank Ultimate Credit Card offered by Citibank is loaded with a wide range of exciting features & benefits that make it the best credit card in the UAE.

The Emirates Citibank Ultimate Credit Card comes with so many amazing perks such as:

  • Unlimited access to over 1000 airport lounges globally for you as well as one accompanying guest
  • Up to 1.25 Skywards Mile on spending every USD and you can easily convert them into business class upgrades & reward flights
  • Four complimentary but one, get one free movie tickets at VOX Cinemas in a month
  • Unlimited free supplementary cards
  • Complimentary travel insurance cover
  • Up to 6 nights’ complimentary stay at 175+ participating Starwood Hotels & Resorts

Fees & Charges for the Emirates Citibank Ultimate Credit Card

  • Annual Membership Fee: 800 AED
  • Minimum Monthly Salary: 18000 AED

Mashreq Platinum Elite Card

The Mashreq Platinum Elite Card offers a wide range of benefits including golf, dining, shopping, travel, and entertainment.

Have a look at its key features & benefits:

  • Complimentary access to 700+ airport lounges in over 300 cities
  • Complimentary Visits to Fitness First
  • 1 Salaam Point for every AED spent locally & 3 Points for every AED spent internationally
  • Up to 50% off on dining
  • Complimentary round of golf at premium golf courses once in a month

Fees & Charges for the Mashreq Platinum Elite Card

  • Annual Membership Fee: 650 AED
  • Minimum Monthly Salary: 7000 AED

RAKBANK Titanium Credit Card

The RAKBANK Titanium Credit Card is a new financial revolution in credit cards that offers its card member an array of benefits and privileges. Some of them are given below:

  • No interest period for up to 55 days
  • Free supplementary credit cards
  • 5% cashback on retail purchases
  • Up to 50% cashback on Cinemas
  • Exclusive offers on holidays, dining, jewellery, furnishing, electronics, and much more.

Fees & Charges for the RAKBANK Titanium Credit Card

  • Annual Membership Fee: 0 AED
  • Minimum Monthly Salary: 10000 AED

Standard Chartered Bank Platinum Credit Card

The Standard Chartered Bank Platinum Credit Card offers unparallel benefits & privileges that is why it is considered as the best credit card in uae.  Here are the few ones:

  • Up to 10 percent cashback on paying school fees as well as on other payments made with this credit card
  • Unlimited free access to over 20 local & international airport lounges
  • 20% off on three Careem rides every month
  • 30% off on travel booking with Cleartrip

Fees & Charges for the Standard Chartered Bank Titanium Credit Card

  • Annual Membership Fee: 525 AED (1st year free)
  • Minimum Monthly Salary: 5000 AED

Emirates NBD Titanium Credit Card

The Emirates NBD Titanium Credit Card offers its card member several travel & lifestyle perks such as:

  • Up to 1 Plus Points for every 100 AED spent
  • Free access to 10+ VIP airport lounges
  • Hundreds of buy one, get one free offer on leading brands across the Middle-east & Africa
  • Golf privileges at leading golf courses

Fees & Charges for the Emirates NBD Titanium Credit Card

  • Annual Membership Fee: 400 AED
  • Minimum Monthly Salary: 5000 AED

Final Words!

Here you have the list of top 7 credit cards for expats living in UAE. Although there is plenty of credit cards in the market that offers an array of benefits & privileges, it is highly suggested that you read the fine print and go through terms & conditions before you opt for the best credit card in UAE.

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