Choosing the right add-ons can save you from unexpected expenses and improve your overall insurance benefits. This page explores the top car insurance add-ons in the UAE to help you select the best options for your needs.
In case your vehicle breaks down in the middle of the road, you can get it towed to the nearest authorised garage with this car insurance rider. Moreover, this add-on does not just include towing service but also battery jump-start, flat tyre replacement, breakdown recovery, and more.
Usually included in most comprehensive plans for free, this add-on covers the lives of the driver and passengers in the insured car. Here, each passenger and the driver’s family get AED 200,000 per person if they pass away or become disabled. However, it’s important to note that the car is not compensated for under this rider. Also, no coverage is provided if the car is overloaded.
A popular rider in most comprehensive plans, this car insurance add-on covers your own vehicle against any accidents and/or losses in Oman. An important point to note here is that you cannot get third-party coverage with this rider. For that, you need to get an Orange card.
With this car insurance add-on, you get a replacement car while your insured car is getting repaired. This makes it easy for you to travel around without letting your plans get affected by the repairs.
Another top motor insurance rider is natural perils cover, which covers your car in case of natural disasters like floods, earthquakes, and more. Just like other coverage features, however, it comes with its own set of rules and conditions. For instance, in case of floods, you won’t get coverage if you drive your car around or intentionally park it in waterlogged areas. Additionally, if you try to start the car parked in waterlogged areas, it can damage the engine and lead to claim rejection.
You can easily find the best car insurance in the UAE on Policybazaar.ae. This third-party aggregator brings an array of plans from the top insurance providers in the UAE.
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