Top Credit Cards with No Annual Fees in the UAE
Refer to the list of the best no annual fees credit cards in the UAE below —
Commercial Bank of Dubai Commercial Bank of Dubai Visa Platinum Card
Commercial Bank of Dubai Commercial Bank of Dubai Visa Platinum Card
Minimum Salary (AED) 5,000
Annual Fee (AED) Free for Life
Features
Free for Life
Lifestyle Benefits
Movie Discounts
Dining Discounts
Travel Benefits
Apply Now
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Features and Benefits CBD Visa Platinum Credit Card
0% interest on balance transfer and cash on call — 6 and 12-month plans available within 30 days of the card issuance
Travel benefits include 8% discount with Booking.com and 12% off at Agoda.com
‘Buy 1 Get 1’ offers on entertainment, dining, and lifestyle
Exclusive discounts on Novo Cinemas tickets
First Abu Dhabi Bank First Abu Dhabi Bank FAB SHARE Standard Credit Card
First Abu Dhabi Bank First Abu Dhabi Bank FAB SHARE Standard Credit Card
Minimum Salary (AED) 5,000
Annual Fee (AED) Free for Life
Features
Free for Life
Lifestyle Benefits
Movie Discounts
Free Supplementary Cards
SHARE points
Apply Now
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Features and Benefits FAB SHARE Standard Credit Card
Earn exceptional SHARE points with every purchase on international spending, retail spending, online shopping, groceries, and other leisure
Two VOX Cinemas tickets at the price of one ticket
Abu Dhabi Commercial Bank Abu Dhabi Commercial Bank talabat ADCB Credit Card
Abu Dhabi Commercial Bank Abu Dhabi Commercial Bank talabat ADCB Credit Card
Minimum Salary (AED) 5,000
Annual Fee (AED) Free for Life
Features
Free for Life
AED 500 Welcome Bonus
Talabat credit on spends
Unlimited free delivery on talabat
Personalized card design
Airport Lounge Access
Apply Now View Offers
Features and Benefits Talabat ADCB Credit Card
Exclusive Talabat rewards include cashback on Talabat orders, unlimited free deliveries with Talabat Pro, and more
Earn Talabat credit on domestic and international retail purchases, fuel, education, auto dealers, government services, telecommunication, transport, and more
Emirates NBD Emirates NBD Mastercard Titanium Credit Card
Emirates NBD Emirates NBD Mastercard Titanium Credit Card
Minimum Salary (AED) 5,000
Annual Fee (AED) Free for Life
Features
Free for Life
Lifestyle Benefits
Airport Lounge Access
Golf Benefits
Travel Benefits
Apply Now
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Features and Benefits Emirates NBD Mastercard Titanium Credit Card
Earn up to 1 Plus Point on each AED 100 spent
Points on grocery shopping, supermarket, car dealership, utility, education, and more
Complimentary access to over 10 VIP airport lounges
‘Buy 1 Get 1’ offers on the best brands and outlets across Africa and the Middle East
Job loss cover of up to AED 60,000 for up to 12 months
Deem Finance Deem Finance Deem Platinum Mastercard
Deem Finance Deem Finance Deem Platinum Mastercard
Minimum Salary (AED) 10,000
Annual Fee (AED) Free for Life
Features
Free for Life
Welcome Bonus
Avis Car Rental
Airport Lounge Access
Valet Parking
Hotel Discounts
Apply Now
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Features and Benefits Deem Finance Platinum Mastercard
Cashback on spends related to department stores, entertainment, online shopping, utilities, government services, transport, fuel, and other international spending
Complimentary access to airport lounges
Avis car rental, valet parking services, and hotel discounts available
Eligibility Criteria for the Top Credit Cards with No Annual Fee
To apply for the best 0 annual fee credit cards, you need to clear the eligibility criteria first.
Check out the standard criteria below —-
Eligibility Criteria
Requirements
Age
Your age must be at least 21 years
Nationality
You must be a UAE national or an expat
Employment Status
You must be either a salaried or a self-employed individual
Documents Required to Apply for the Best Cards with No Annual Fee
To apply for the top rated credit cards with no annual fee, you can keep the following documents ready —
Emirates ID (original and a copy)
Passport (original and a copy)
Salary certificate (for salaried individuals)
Trade Licence (for self-employed individuals)
Security Cheque
Recent 3 months’ original bank statements
Note: Depending on what your bank requires, you may have to submit additional documents.
How to Apply for the Best Credit Card in UAE Without Annual Fee via Policybazaar UAE?
With Policybazaar UAE, you can enjoy the luxury of comparing and getting the best zero annual fee credit cards at your fingertips!
Policybazaar.ae is here to provide you with quick assistance and the best products in one place.
Here’s how you can apply for the best no annual fee credit cards via Policybazaar.ae —
On our website, click on the ‘Banking product’ drop-down.
Fill out the lead form correctly.
Submit it to get to the credit card quotes page.
Use the filter to find the top credit cards with no annual fees.
Go through the list of cards and apply for the most suitable one.
Note: We will review your submitted application and proceed with the next steps.