Does Travel Insurance cover Pregnancy?

Best Insurance for Travelling During Pregnancy

The good news is that you can find a variety of alternatives to make your travel worry-free during pregnancy. One such option is international health insurance. This type of insurance provides you coverage for all maternity-related issues, whether you are traveling to or from the UAE. 

In addition, it’s also important to note that pregnancy coverage is mandated by the DHA under health insurance policies. This ensures maternity benefits to women across the UAE, covering pregnancy-related expenses, such as: Pre-natal care, post-natal care, newborn care, and more. Furthermore, if you are a would-be mother, you will require a no objection certificate (NOC) from your doctor or midwife. This certificate confirms that you are fit to travel. 

Airline Guidelines for Pregnant Women in the UAE

Each airline has its own set of rules for flying while pregnant. Here's a quick look at the guidelines of some major UAE-based airlines:

Emirates

• You don’t need to present any medical certificate for up to 29 weeks of pregnancy. 
• You require a medical certificate to travel during the 29 to 36 weeks of pregnancy. 
• Traveling beyond 36 weeks is not permitted by this airline (special permission is required from the Medical Department of the airline). 

Etihad Airways

• There are no travel restrictions if you are traveling during the first 28 weeks of pregnancy. 
• You need to submit a medical certificate from the concerned doctor if you are 29–36 weeks pregnant. 
• After 37 weeks, you are not allowed to travel with Etihad Airways. 

Flydubai

• Traveling is permitted up to 28 weeks of pregnancy. 
• An official medical report is required to fly during 29–36 weeks of pregnancy. 
• Travel is not permitted after 36 weeks with Flydubai. 

Air Arabia 

• Pregnant women can travel up to the end of 35 weeks with a medical certificate. 
• From 36 weeks onwards, they are not permitted to travel. 

✍️Note: Always carry your maternity file, a recent ultrasound report, and a doctor’s stamp confirming you're fit to travel while flying.

What is the Best Time to Travel During Pregnancy? 

According to the American Congress of Obstetricians and Gynecologists (ACOG), the safest and most comfortable time to travel during pregnancy is the second trimester, between 14 to 28 weeks. During this time, your energy levels are relatively higher, and the risks of miscarriage or premature labour are lower. Since each pregnancy is unique, it is important to consult with your doctor before making any travel plans. 

It is advisable to avoid traveling during the first trimester due to the increased risk of nausea and miscarriage. Furthermore, traveling during the late third trimester also poses various challenges, such as preterm labour and travel restrictions.

Travel Tips While You Are Pregnant 

Here are some essential tips for a smooth and safe journey for pregnant women:

✨Consult your doctor before making travel plans

✨Stay hydrated and carry healthy snacks

✨Wear compression socks to prevent deep vein thrombosis (DVT)

✨Book an aisle seat for easy access to the restroom and mobility

✨Avoid heavy luggage lifting, as it can lead to complications 

✨Take regular walks during long flights to improve circulation

✨Pack essential medications and prenatal documents

✨Avoid risky destinations with poor medical infrastructure

For added protection, consider combining the benefits of both comprehensive health insurance and a travel insurance policy. While health insurance ensures you have access to quality medical care, even when you're abroad, a travel cover plan safeguards you against common travel disruptions such as emergency medical evacuation, flight delays, or lost baggage. Together, they offer double the safety and peace of mind for your trip, whether it’s domestic or international.