A combination of extreme sports and travel is a great way to spend a holiday. With the right extreme sports travel insurance, you can enjoy the enthralling activities without any worries.
In most cases, a standard travel insurance policy only covers low-risk activities. For individuals involved in activities like sky diving or rock climbing, a different level of coverage is required. So if you are an adrenaline junkie and enjoy participating in extreme sports while on vacation, extreme sports travel insurance is for you.
The definition of the term 'extreme' can refer to various activities involving varying degrees of risk, while its definition varies as per the insurance provider. To determine which type of coverage you will need, the benefits of extreme sports travel insurance as well as exclusions, and how to find the best extreme sports travel insurance for your needs, keep on reading the article below.
Extreme sports collectively refer to adventurous and high-risk sports. Extreme sports travel insurance in UAE is explicitly designed to provide coverage to UAE residents travelling specifically with the motive of engaging in extreme sports.
As mentioned earlier, standard travel insurance plans in the UAE generally don’t cover extreme sports. Consequently, extreme sports travel insurance becomes an excellent option for short-term coverage for individuals planning to experience the thrill of extreme adventures and sports.
Each insurance company has its own definition of adventure sports. However, a few activities are generally included in all the plans.
The following is a quick round-up of what extreme sports travel insurance might cover -
It’s worth noting that some insurance companies offer extreme sports coverage as an add-on. In such instances, if you plan on participating in extreme sports overseas, you can add the extreme sports or hazardous sports add-on to your basic travel insurance package and be secured against adversity.
Although extreme sports travel insurance coverage varies as per the insurance provider, you will find generally find the following inclusions –
Here are the major exclusions of extreme sports travel insurance policies are –
Extreme sports travel insurance, as stated earlier, is designed to safeguard people who enjoy adrenaline-pumping adventure sports. If you plan to participate in extreme sports on your vacation, it is highly recommended to get an extreme sports travel insurance plan for the same.
Generally, you can purchase travel insurance plans right up to the time of boarding the flight. However, to get the best deal without rushing through any process, it is advisable to get the extreme sports travel insurance plan right after you confirm your bookings for transportation and hotel accommodation.
You can apply for extreme sports travel insurance online or offline as per your preferences. In case you opt for the former mode of application, you would need to visit the official websites of your preferred insurance providers. Once you access all the details related to the plans (inclusions, key features, exclusions, and more), you can compare them and select one for your journey as per your requirements. You can then apply for your chosen plan and make the payment to get your plan.
Another way to get extreme sports travel insurance is the offline route, although this could be more tedious compared to the online mode. Here, you would need to visit a branch of your insurance provider and request an executive to initiate the process. You can then fill up the form, attach the required documents, and submit them to the concerned personnel at the branch. You will then have your travel insurance plan as soon as you complete the fee payment.
If you plan to take part in extreme sports on your next adventure, extreme sports travel insurance is something that should be on your list of necessary things for your journey. With this type of travel insurance, you can have adequate coverage in case you face any injuries, loss of luggage, third-party liabilities, and more on your journey.
If you already have travel insurance and your provider offers the option of an extreme sports cover add-on, you can also opt for adding hazardous or extreme sports coverage as an add-on. Simply put, with extreme sports travel insurance, you can discover new places and experience new adventures without any worries about your finances.
Feel free to reach out to us in case you face any difficulty in getting or understanding extreme sports travel insurance.
Policybazaar UAE – Helping you navigate the wilderness of the insurance world!