Top Benefits of Travel Insurance in the UAE

No matter where you travel in the world, there are chances that you may encounter unpredictable scenarios on your trip. Some of these scenarios can take a toll on your budget and the overall trip. You can, however, ensure that you travel peacefully and make the most of your trip by securing a travel insurance plan. 

Besides securing your trip and journey, travel insurance also helps you cover emergency medical costs, personal liabilities, and much more. Let’s find out more about travel insurance benefits in the article below.

Travel Insurance Benefits You Should Know

One of the many reasons why travel insurance is required is that it can be customised to meet the specific needs of different age groups and travel frequency. Furthermore, several countries have made it mandatory for travellers to secure a travel insurance plan when applying for a visa. The reason for this is to ensure the safety of both tourists and locals in the country. 

Besides these, other travel insurance benefits are -

1. Coverage for Medical Emergencies - One of the major benefits of a travel insurance plan is that it offers financial coverage in case a medical emergency arises. These plans include benefits like daily hospital cash allowance and coverage for pharmacy costs. Additionally, in case the insured individual needs to be evacuated from a remote location and transferred to a better network hospital, a travel insurance plan can cover the costs of the same as well. Thus, a travel insurance plan ensures timely and resourceful medical assistance as and when required.
2. Offers Coverage for COVID-19 - The world has suffered greatly because of COVID-19, which still has not gone away completely. Thus, securing a travel insurance plan while travelling has become even more essential. Most providers now cover the treatment costs in case the insured individual is infected by the disease while on their trip. Everything from RT-PCR test to quarantine duration to treatment costs is covered under travel insurance plans. 
3. Protection in Case of a Personal Liability - Yet another benefit of travel insurance is that it financially covers the costs of compensation in case a third party is unintentionally harmed by you. This coverage applies both to property damage and physical injury.
4. Coverage for Travel Inconvenience - A travel insurance plan provides financial cover in case of luggage loss during transit, flight delays and cancellation, and more. So if you end up losing your luggage, your insurance provider will offer you compensation using which you can purchase all the essential items lost in the luggage. Travel insurance plans also provide financial protection if you lose important documents and compensate you for the time wasted on locating the luggage while on the trip. Another important travel insurance benefit is that this plan covers flight delays and trip cancellations. This is so because situations like these can hinder the entire itinerary. Even though you may not be at fault, you can still bear severe financial losses. With a travel insurance plan, however, you can mitigate these costs easily. It also covers the costs of accommodation and hotel reservations as per the policy terms in case your trip is curtailed. 
5. 24/7 Customer Care - Most travel insurance providers in the UAE offer round-the-clock global assistance while you travel. You can connect with your insurance provider at any point through a dedicated helpline number or email address if you have any queries or want to file a claim. This round-the-clock assistance makes the claim settlement proves highly transparent and swift. 
6. Other Medical Coverage - Another benefit of travel insurance is that it covers the costs related to personal accidents, family compassionate visits, repatriation of remains, and more. Under a family compassionate visit cover, if the insured is admitted into a network hospital, the insurance plan will cover the travelling and visiting expenses of one of the family members.
7. Options to Customise the Plan with Riders - One of the benefits of travel insurance is that it is flexible and can be tweaked with some riders to make the plan more comprehensive. Some common add-ons/riders offered with travel insurance in UAE are -
   • Cover for Electronic Gadgets
   • Adventure Sports Coverage
   • Emergency Dental Coverage
   • Terrorism Cover
8. Convenient Travelling - Travel insurance is required to ensure that you rejuvenate on your international trip and not worry about the unexpected costs that can come with your journey and trip. A travel insurance plan offers all the essential safety covers in case an emergency arises. Moreover, the claim filing process for most travel insurance plans is quite easy - you can file a claim and get it conveniently settled from anywhere.
9. Other Benefits - You can always customise a travel insurance plan depending on the travel frequency, age group, number of people, and more. This can be of great help for travelllers, as their travel insurance requirements may be considerably different from the basic coverage plans. 

How Does Policybazaar.ae Make Buying Travel Insurance Seamless?

As mentioned earlier, you can travel with peace of mind with a travel insurance plan, as the travel insurance benefits can cover you in case of any emergency. To have the same peace of mind when buying travel insurance in the UAE and complete the process easily, you can easily get a plan from policybazaar.ae. This is your one-stop destination that has comprehensive and customisable plans from the leading insurance providers in the UAE. 

A third-party aggregator website, Policybazaar UAE has a user-friendly platform. To compare and purchase a plan, all you need to do is click on the ‘Travel Insurance’ tab on the home page. You will be directed to the lead form, where you can enter the specified details related to your trip and the travellers. Once done, you will be directed to the travel insurance quotes page. Here, you can go through several plans and select the one that meets your needs. 

When you choose to purchase a travel insurance plan from policybazaar.ae, you get access to -

• 24/7 customer care service 
• Platform to buy travel insurance from the comfort of your home
• Assistance from insurance experts in case you get confused about certain plans. 
• Best travel insurance plans at affordable rates
• Option to compare the top-rated plans in one place

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!