Saudi Arabia Mandates Umrah Insurance for All International Pilgrims!

Umrah insurance is now mandatory travel insurance for all international passengers arriving in Saudi Arabia from other countries for Umrah, with this insurance’s fee being included in the Umrah visa fees. International pilgrims can avail of insurance coverage of up to SR100,000. 

With this insurance, you can be covered for medical expenses, lost or delayed luggage, as well as other risks associated with travel to and from the holy city. 

For pilgrims, it is crucial to have Umrah insurance to ensure adequate coverage while away from home. As various providers offer Umrah insurance policies, it’s important to compare the coverage and rates to make sure you get the best deal. 

What is the Process for Applying for Umrah Insurance? 

As per reports, travel agents based in the UAE claim that the price of the Umrah visa includes the cost of health insurance coverage. They have also mentioned that the cost of this visa (per person) could range from AED 1,400 to AED 1,800, with the actual figure varying as per the service fees of the concerned agency. 

What is the Process for checking the Validity of an Existing Umrah Insurance?

The Ministry of Hajj and Umrah has made it possible for pilgrims visiting Saudi Arabia to verify the validity of their Umrah Insurance Certificate. To do so, one must visit the Comprehensive Pilgrims Insurance Programme website - www.riaya-ksa.com - and enter their passport number and details related to nationality. Once the required information is submitted, the insurance details can be viewed by simply selecting the option for ‘search’. 

What is the Validity of an Umrah Insurance in the UAE?

The Ministry of Hajj and Umrah states that a coverage period of 90 days begins from the date when one enters Saudi Arabia. 

Which Coverages are Offered In an Umrah Insurance Policy?

Here is the list of coverages that an individual will get upon taking an Umrah Insurance policy in the UAE - 

The general cover includes the following - 

1. Accidental permanent total disability
2. Medical evacuation (both external and internal) 
3. Accidental death
4. Death caused by natural disasters
5. Traffic accident injuries
6. COVID-19 Coverage 
7. Repatriation of the mortal remains of the deceased person to their country
8. Emergency kidney dialysis cases
9. Blood money (Diyah) as per the court ruling  

Health coverage for emergencies includes - 

1. Pregnancy and childbirth emergencies
2. Dental emergencies
3. Treatment and hospital stay 

Travel-related coverage includes - 

1. Flight cancellation compensation
2. Flight delay compensation