Best Travel Insurance for Canada from UAE

A trip to Canada from the UAE is an experience that every traveller deserves. As one of the world’s most livable countries, it is renowned for its cleanliness, safety, friendly and supportive people, multiculturalism, better healthcare, and much more.

Whether you are a nature lover or a history buff, this place won’t disappoint you. From lush mountains, natural wonders, and vibrant cities to cultural heritages, this place has everything where you can enjoy your vacation with your family and friends. 

If you are ready to explore Canada, you must understand that planning this trip isn’t just about packing your bags. Ensuring your trip’s safety should also be on your checklist. That is where Travel Insurance Canada comes in. Without making a hole in your pocket, it can protect you from medical emergencies, luggage loss/damage, trip interruption, and many more. 

Let’s delve into this guide and understand all the key details related to travel insurance for Canada from the UAE.

Quick Facts About Canada 

Note: The value of the AED can be changed over time, so it’s essential to check the real-time value. 

Do I Need Travel Insurance for Canada from the UAE? 

No, there are no official instructions from the Canadian Government that mandate you to have travel insurance to enter Canada. 

However, while it is not a legal requirement, the Canadian Government highly encourages visitors to cover their trip with the right travel coverage. With travel insurance to Canada, you can be financially covered against numerous occurrences, such as luggage loss/damage, flight cancellation, trip interruption, medical emergencies, and so on. It protects you financially and ensures peace of mind. 

Why You Should Have Travel Insurance Canada? 

Getting travel insurance to Canada is crucial for the following reasons: 

Expensive Healthcare Costs

Canada has a publicly funded healthcare system that may lead to out-of-pocket medical expenses for travellers, which can be exorbitant. With travel coverage, you can be assured about medical expenses as it covers emergency medical treatment, hospitalization, and medical evacuation.

Protection Against Trip Interruptions

Unforeseen circumstances like flight cancellations, or personal emergencies can disrupt your Canada trip. Travel insurance reimburses non-refundable costs, such as flights, hotels, and tours.

Covers Loss/Damage of Baggage 

Travel insurance protects against loss, theft, or damage to luggage and personal items, including important documents like passports (some may require add-ons).

Legal and Liability Protection

In case you harm or damage third-party property during your Canada trip, you can get legal and liability coverage from the travel insurer. 

Peace of Mind

Travel insurance Canada provides a safety net, allowing you to enjoy your Canada trip without worrying about financial losses in case of emergencies.

Travel insurance for Canada - Significance

Although travel insurance sounds simple, its coverage is comprehensive. The benefits are far more than paying medical expenses alone. Thus, we can summarise the scope of the following benefits in the typical best travel insurance Canada-specific policy.  

Medical Coverage

1. Emergency Expenses: Most travel insurance plans offer cashless treatment in medical emergencies.
2. Emergency Dental Expenses: Dental care abroad is expensive enough to cause a hole in your pocket to exacerbate the pain. However, your travel insurance has your back covered to restore the smile on your face!
3. Medical Evacuation: Should any mishap lay you down, the insurance coverage rescues you from the distress with air or surface evacuation to the nearest hospital
4. Hospital Daily Cash Allowance: Notwithstanding the cover for medical expenses, petty expenses are a bane in case of hospitalisation. The daily cash allowance reimburses the little expenses as well. 
5. Body Repatriation: Unfortunate death is always painful. But the insurance coverage arranges for repatriation of the mortal remains to the parent country.  
6. Accidental Death: The travel insurance Canada policy has your back not for medical expenses alone but in cases of death due to accidents. 

Baggage-Related Coverage

1. Baggage Loss: Losing your baggage during travel is not rare, and the insurance compensates for the loss.
2. Documents Loss: There cannot be a greater catastrophe than losing your travel documents and cash to add to your travel woes despite having cheap travel insurance for visitors to Canada. The minimum coverage compensates for the cost of acquiring a duplicate or a new passport to get you going again. 
3. Checked-In Baggage Loss: One of the most unfortunate events marring your travel in Canada is losing your checked-in luggage, packed with all the goodies and mementoes picked during your travels. The coverage compensates you for the loss.
4. Checked-In-Baggage Delay: Receiving the checked-in baggage upon reaching the destination late is utterly distressing. Travel insurance Canada policy reimburses the cost of essentials while the mess gets sorted out for delays exceeding 4 hours. 

Journey- Related Coverage

1. Personal Liability: The travel insurance Canada policy compensates for any accidental third-party liability during the travels in the country. 
2. Emergency Financial Assistance: Travelling in Canada often involves solo journeys across long stretches, and theft or robbery incidents are not uncommon. You are not alone; the insurance policy provides emergency cash to help you get over the immediate crisis. 
3. Hijack Distress Allowance:  An extreme possibility but the travel insurance Canada policy is ready for it. Accordingly, you receive compensation for the ordeal. 
4. Flight Delays: Frequent air travel is necessary during your Canada visit. Flight delays can ruin your itinerary and are also annoying. However, the insurance policy compensates for the essential purchases made in the interim.  
5. Hotel Accommodation:  Medical emergencies extend your stay and incur additional expenses. Your worry is taken care of by the coverage for extra hotel accommodation costs.  

Travel insurance covers many risks. In addition, you can tailor the insurance to cover single or multiple trips for individuals, couples, or families under a single policy. So first, let us find out the travel insurance Canada plan types for the UAE residents. 

• Single Trip Travel Insurance: As the name suggests, the insurance suits UAE travellers to Canada when it involves a one-off trip for less than 90 days. Accordingly, the policy term of days is valid during the trip.
• Multi-Trip Travel Insurance: Frequent flyers to Canada from the UAE can buy the insurance cover with an annual validity. The advantage is they can make multiple trips to Canada without purchasing a new one before each trip.  
• Long-Term Travel Insurance: If you are planning an extended stay in Canada for work, study, or simply taking time to use the 2-year working holiday visa, you have tailor-made options. The 24-month travel insurance Canada policy covers your stay for two consecutive years, meeting the requirements of IEC (International Experience Canada) with a comprehensive package. In addition, the backpacker insurance policy lets you explore Canada and its attractions to the hilt without worrying about financial protection.

Travel insurance plans with variants protect you on the Canadian holiday, business trip, or a journey of exploration against life’s unexpected events. So, let us check the platter straightaway. 

Points to Note

• All the travel insurance Canada plans provide coverage for Covid-19 infection, varying with the insurer and their products. 
• The list of coverage items is far from exhaustive, and it makes sense to check individual insurance plans to determine suitability.

Visa requirements for Canada Travel

The travel insurance Canada policy discussion is incomplete without learning about visa requirements for travellers from the UAE. All UAE residents can travel to Canada for various reasons. However, UAE nationals are exempt from visas for short stays up to 6 months. Expats and Indians are not as lucky, and procuring a visa permit is mandatory to travel to Canada from the UAE. 

Though UAE citizens are exempt from visa requirements, an ETA (Electronic Travel Authorization) is mandatory to travel to Canada or transit through their airports. The document is valid for 5-years or till the passport is valid, whichever comes first. Moreover, it applies to all foreign nationals arriving from visa-exempt countries. On the other hand, expats, including Indians, need a visa based on the purpose of the visit. So, let us learn how to apply for the visa essential to enter Canada.

Visa Types: 

Canada issues five visa types depending on the purpose of the visit. They are transit visas, super visas, visitor/ temporary resident visas, work permits, and study permits. Each “visa” serves a specific purpose; accordingly, you must furnish relevant information, including your biometric credential. 

Visa Application Procedure: 

The application process is relatively straightforward, and both online and offline options are open to the expat Indian. Accordingly, stick to the following steps.

• Visit the Canadian government’s official portal for visa application
• Pick the visa type you are applying for
• Fill out the online application form 
• Upload the requisite documents 
• Pay the application fees online and also submit your biometric credentials
• Submit the filled-in application form
• Finally, you must submit your photographs and biometric details at the nearest Biometric Collection Service Point within 30 days of applying.

Required Documents When Visiting Canada From the UAE

You need the following documents when travelling to Canada from the UAE: 

• Passport 
• Valid eTA or travel visa
• Emirates ID
• Travel documents

Additional procedures, such as fingerprint scans may also be required upon arrival in Canada’s specific airports.

Travel Documentation For Indian Expats:

You are responsible for scanning the checklist of documents before applying for a Canadian visa. However, there are a fixed set of documents besides those depending on the visa type you are seeking. So, let us check the mandatory documents per the list below.

• A valid passport with an expiry date beyond six months and two empty pages for stamping
• The application form is complete in all respects.
• Two recent photographs of all the applicants with the DOB and name on the back 
• Proof of income and financial stability
• Photocopies of to-and-fro air tickets
• Accommodation proof of your Canadian stay

Best Way to Reach Canada from the UAE

Airways are the fastest and easiest way to travel from the UAE to Canada. Within 17 to 20 hours, you can reach Canada without any hassles and difficulties. 

Many airlines operate from Dubai to Canada. Before booking your flight tickets to Canada, it is essential to check the facilities and prices. This will help you avoid any end-moment hassles. 

How Much Does Travel Insurance for Canada Cost? 

There are numerous factors influencing the cost of travel insurance for Canada, such as trip duration, age, coverage chosen, travel insurance type, and more. 

On Policybazaar.ae, you can easily find affordable travel insurance plans from different providers in the UAE. You can easily compare their features and benefits and choose the best one that suits your travel needs. The travel plan starts at just AED 33* (for individuals). 

Note: The price here is for your reference only. The actual price may vary depending upon the plan and provider you choose. 

Top Tips to Buy the Right Travel Insurance for Canada

When purchasing travel insurance for Canada, consider the following factors to ensure comprehensive coverage for your trip:

Coverage for Medical Emergencies

Healthcare in Canada is expensive for non-residents. Look for travel insurance policies with adequate coverage for emergency medical expenses, hospitalization, and medical repatriation.

Cost and Premium

Compare travel plans to balance comprehensive coverage and affordability. Avoid policies that seem unusually cheap, as they may lack essential benefits.

24/7 Assistance Services

Opt for a travel insurance provider with round-the-clock travel assistance services to help with emergency support, travel arrangements, and medical emergencies.

Look at Policy Exclusions 

Review any exclusions or limitations, such as pre-existing medical conditions or high-risk activities, under your chosen travel insurance plan. Make sure the policy aligns with your needs and the activities you plan to undertake.

Duration and Flexibility

Choose a travel coverage that covers the entire duration of your Canada trip, with options to extend if you decide to stay longer.

Ease of Claim Process

Consider a travel insurer with a straightforward and efficient claims process to ensure you can quickly get reimbursements if needed.

Reputation of the Insurer

Look for a travel insurance provider with a positive reputation in the market. Read online reviews and testimonials to understand their reputation. 

How to Buy Travel Insurance to Canada? 

At Policybazaar.ae, you can seamlessly buy a travel insurance plan online. Follow these simple steps below and get coverage for your Canada trip: 

• Click on ‘Travel Insurance’ on the homepage
• Choose ‘Travel out of the UAE’
• Enter the required details to get the quotes page
• Compare the plans from different travel insurance providers
• Apply for the best plan that meets your travel needs

Once your application is reviewed, you will receive a call from us! That’s it, it is that simple.

Best Places To Visit During Your Canada Travel

Canada boasts breathtaking outdoors, an extensive coastline, and diverse terrains, ensuring you are never short on excitement. So, here are a few suggestions to make your Canadian trip memorable. 

Niagara Falls

This stunning Canadian spectacle is at the country’s top of the list of iconic places. Niagara City and the beautiful waterfalls will take your breath away with its raw majestic beauty.

Quebec City

Known as North America’s oldest walled city, it symbolises French romance. In addition, its magic mesmerises you, being one of the most picturesque cities in the country.  

Montreal

The city is fascinating and exudes a unique aura of old-world charm with remarkable buildings in varied architecture and horse-drawn carriages. 

Okanagan Valley

Capture the ethereal moments for keepsake in the endless fruit orchards and wineries dotting the land. It is the best nature offers and a must for a stroll in the valley to feel invigorated during your Canada trip.

The Wilderness

Canada’s wilderness is rugged, hosting vast and diverse flora and fauna. You can have an encounter with the grizzly black bears, the famous Moose, or, if your luck favours, whales frolicking in the icy waters. If you are a nature lover, no place can offer as much. 

The Magical Northern Lights

Canada offers the celestial spectacle to watch from several spots in the country. Thus, you can experience the surreal Northern Lights from Yukon, Yellowknife, or Churchill.

Best Places To Visit in Canada

Best Time to Visit Canada

A lot depends upon your purpose of visiting Canada. Accordingly, the summer and winter months are equally attractive times to visit, depending on what you wish to explore. The summer months during July and August favour adventure sports and outdoor exploration. On the other hand, winter months provide the best snow experiences. However, the fall months between September and November take the cake, with the rapidly changing fall foliage providing breathtaking backdrops. 

Buying Travel Insurance Canada Policy in The UAE

You can have travel insurance Canada policies in the UAE in advance rather than look for where to buy travel insurance in Canada as an afterthought. Several international insurer brands operate in the UAE, responding to your travel needs.  

However, a convenient and easy way is to buy travel insurance online. You can also do it via Policybazaar. You just need to follow some easy steps:

1. Input the relevant information regarding the proposed Canada trip
2. Then choose the appropriate travel insurance Canada plan matching your requirements. Insurance policy buyers must note that the UAE insurers offer several tailor-made variants for every individual.
3. Next, input all the information about travellers seeking travel insurance coverage.
4. Finally, review the entries and pay the premium online using the available payment methods to receive the policy document instantly.