Everything to Know About Travel Insurance for the Czech Republic

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The Czech Republic, albeit smaller than its neighbouring countries, is one of the most visited countries for its scenic national parks, rustic villages and towns, unspoiled forests, and ancient architecture. The nation’s capital Prague is especially worth a visit for the sightseeing opportunities and unlimited activities to explore.

If you are planning a trip to the Czech Republic, make sure you have travel insurance for the Czech Republic in place. A travel insurance plan will keep you financially secure in case of any travel disruptions or medical emergencies during the trip. In this article, we will discover more about travel insurance for the Czech Republic from the UAE.

How to Get Travel Insurance Online for Visiting the Czech Republic from the UAE?

To travel to the Czech Republic with peace of mind, you can secure a travel insurance plan from a reliable online website like Policybazaar.ae. This is a third-party aggregator that hosts a plethora of travel insurance plans for the Czech Republic from the leading insurance providers in the  UAE.

To apply for a travel insurance plan, click on the ‘Travel Insurance’ tab on the home page or select the same option from the ‘Insurance ’ tab on the menu bar. You will be navigated to the lead form. Fill out the form with accurate information. Once done, you will be directed to the travel insurance quotes page.

Here, you can browse and compare the travel insurance plan for the Czech Republic and select the plan that works best for you. When you plan on purchasing your travel insurance for the Czech Republic from Policybazaar UAE, you are eligible for the following benefits -

  • Platform to compare top travel insurance plans from the major players in the country
  • Access to round-the-clock customer care services
  • Product selection assistance from industry experts in case you get stuck between the options
  • Exclusive discounts and rebates on the products
  • Access to free AECB credit score

Travel Insurance for the Czech Republic

As the Czech Republic is a Schengen nation, it is mandatory to secure travel insurance for the Czech Republic. This coverage plan will keep you financially secure in case you face any emergency on your trip. You can use your Czech Republic travel insurance plan to get reimbursement in case of any medical emergency or trip disruption.

Travel insurance for the Czech Republic also covers COVID-19. In case you contract the virus, the insurance provider will cover all the medical expenses right from the diagnosis (via the RT-PCR test) to quarantine and treatment.

Do I Need Travel Insurance for the Czech Republic?

To fulfil the Schengen visa requirements, it is mandatory to secure a travel insurance plan for the Czech Republic. Besides being a visa requirement, a travel insurance plan also keeps you financially secure in case of any uncertainty on your trip. Given below are some key benefits of the Czech Republic travel insurance -

  • Coverage for Expenses Incurred Due to Travel Delay or Disruptions - In case your flight to the Czech Republic gets significantly delayed due to an unforeseen circumstance, it can lead to requirements for lodging, meals, or more. In such a situation, the travel insurance plan will cover the costs. 
  • Cover for Medical Emergencies on the Trip - Mishaps and illness can occur anywhere. To ensure that you are not financially disturbed because of such situations on your trip, travel insurance for the Czech Republic is necessary. All the emergency medical costs are covered under these plans. However, keep in mind that any emergency occurring due to pre-existing medical conditions will not be covered. In case you are stuck in a remote location and end up in a medical emergency, your Czech Republic travel insurance provider will provide you assistance to reach the nearest hospital to get treated. 
  • Cover for Loss of Personal Belongings - Nothing can be worse than losing your important documents and/or electronics while travelling. With a travel insurance plan, your insurance provider will cover you for getting a new or a copy of your lost passport. If your baggage is delayed on the trip, the insurance provider will also reimburse you up to a certain amount for the personal items you might need urgently. 
  • Options to Include Riders - In case you plan on indulging in adventure sports on your trip, you can think of including a rider or add-on for the same. Riders make your travel insurance plan more comprehensive. You can include add-ons like stop-over extension, car rental cover, or natural disaster cover to make your Czech Republic travel insurance plan more comprehensive. 

Types of Travel Insurance for the Czech Republic 

The types of travel insurance for the Czech Republic can be bifurcated into 2 main categories -

As Per the Trip Frequency 

  • Single-Trip Travel Insurance for the Czech Republic - This type of travel insurance plan mainly caters to one-time trips. With single-trip travel insurance, you can expect coverage for generally up to 90 days. 
  • Annual-Trip Travel Insurance for the Czech Republic - This travel insurance plan for the Czech Republic covers all the trips taken within the year from the date you purchase the plan. It is ideal for those who need to travel to the Czech Republic frequently for personal or business reasons.

As Per the Policyholder

  • Individual Travel Insurance - As the name suggests, this travel insurance for the Czech Republic is designed for solo travellers. Note that these plans are available for both single trips and multiple annual trips. 
  • Family Travel Insurance for the Czech Republic - This travel insurance plan for the Czech Republic is specifically designed for the members of a family travelling to the Schengen nation. Such plans generally cover members older than 30 days and younger than 65 years. 
  • Senior Citizen Travel Insurance for the Czech Republic - This type of travel insurance plan caters to senior citizens whose age ranges between 65 years and 75 years. 
  • Student Travel Insurance for the Czech Republic - If you are a student travelling to this Schengen nation to pursue higher education, you can opt for this type of travel insurance plan. 

Czech Republic Visa Requirements

To make your trip to the Czech Republic a success, make sure you fulfil the following visa requirements -

  • A duly filled-in Czech visa application (completed, printed, and signed)
  • Two passport-sized photographs (preferably taken in the last 3 months, complying with the requirements for the visa application)
  • A valid UAE passport (it should have at least 2 blank pages to affix the visa stamp); the passport should not be older than 10 years and should have a minimum of 3 months validity from the date of your exit from the country.
  • Copy of your previous visas
  • Round-trip flight itinerary - should include flight reservation dates, flight numbers, and more
  • Travel insurance for the Czech Republic that offers coverage of at least EUR 30,000
  • Accommodation proof such as includes hotel reservation for the entire duration of the trip
  • A personal cover letter that details why you need to visit the Czech Republic, the duration of your stay, and what you will be doing on the trip 
  • Proof that you have enough funds to cover your trip to the Czech Republic
  • Documents proving your civil status - this can include a marriage certificate, birth certificate, and more

Documents Required to Travel from UAE to the Czech Republic

Listed below are the must-have documents to travel from the UAE to the Czech Republic -

  • A valid UAE passport
  • Tickets for travelling to and from the Czech Republic
  • Emirates ID
  • Proof that you have booked an accommodation
  • Emirates ID
  • Medical certificates and prescriptions (if applicable) 

With your travel insurance for the Czech Republic in place, you can make the most of your trip to the Schengen nation. Here are some cities and places worth visiting in the country -

  • Prague - Your trip to the Czech Republic remains incomplete if you do not visit Prague, the capital city. Explore the city for its unique, baroque palaces, and Gothic cathedrals. The city is home to the mediaeval Charles Bridge Tower, the Prague Castle, and the Old Town Hall. 
  • Karlovy Vary - This is a 19th-century spa town that houses several hot springs that are believed to have healing components. The spas and wellness centres in town offer relaxing massages, cupping, and curative baths.
  • Kutna Hora - The major attractions of this town are a Baroque chapel called Sedlec Ossuary, UNESCO World Heritage Site named St. Barbara’s Church, and silver mining area. 
  • Brno - The second-largest city in the Czech Republic, it has the Cathedral of St. Peter and Paul, Museum of Romani Culture, Spilberk Castle, Church of St. James, and more as its prime attractions. 
  • Bohemian Switzerland National Park - This is just the place for you if you are a wildlife and wilderness enthusiast. It is home to the biggest sandstone rock arch in Europe - Pravcicka brana. The major attraction here also includes the Kamenice River gorges. 
  • Liberec - This is the 5th largest city in the country and is famous for Jested Tower, a building that was supposed to be a TV transmitter but ended up becoming a hotel and restaurant. In the city, you can also visit iQLANDIA Planetarium and Science Museum and get a chance to meet the first humanoid in the Czech Republic. 
  • Telc - This small town is famous for its UNESCO World Heritage Site - Town Square. The city is home to colourful Renaissance and Baroque-inspired houses. You can also visit the Holy Ghost Church here, which is located in the rear of the Town Square. 
  • Holasovice - This is a small historic village made of 17 Baroque-inspired farms that have more than 100 buildings. You can visit this village to indulge in the rustic, 20th-century farm life and then go to a ceramics workshop to get yourself bespoke souvenirs. 
  • Sumava National Park - This is a UNESCO Biosphere Reserve having glacial lakes, luscious green mountains, and elevated peat bogs. You can indulge in activities like hiking and cross-country skiing and also explore the region outside the park for Kasperk Castle and Cerne Jezero. 
  • Olomouc - Situated by the bank of the Morava River, Olomouc is renowned for its cobblestone streets and a number of historical sites like the Holy Trinity Column, neo-Gothic Saint Wenceslas Cathedral, open-air Folk Architecture Museum, Science Museum Fortress of Knowledge, and more. 

Best Time to Visit the Czech Republic

Your trip to the Czech Republic can be even more memorable if you visit the country at the right time of the year. While the Czech Republic is worth a visit in any season, the ideal time for your visit to the country is totally dependent on the intent of the visit.

Here is a list of the best season to visit the Czech Republic according to the activities and events that take place in the country -

  • Spring - The ideal time to visit the Czech Republic if you are looking for nice weather, few tourists, and green surroundings - no unexpected downpours to ruin your plans either! It's a perfect time to travel to the Bohemian area for its outdoor adventures where you may explore Prague or Cesky Krumlov at your own speed. You may also keep an eye out for springtime events like the Festival of Freedom in Pilsen and the Czech Beer or Food Festival in Prague.
  • Autumn - Just prior to one of the nicest seasons of the year, weather-wise, the summer crowds leave the nation. Naturally, you will need a jacket or two for the evening, but you may spend your days exploring the lovely Bohemian countryside or charming towns like Karlovy Vary. During this time, you can also take in the Malnik Wine Harvest Festival or the Prague Festival.
  • Winter - Winters may be the best time to visit the Czech Republic if you enjoy snow activities, Christmas markets, and a festive atmosphere. But dress warmly for the weather! With all the holiday discounts, you'll also save a lot of money shopping. Skiing is also popular this season in numerous places around the nation.

Let’s see what people are asking about travel insurance for the Czech Republic in the following FAQ section.

Frequently Asked Questions

Q1. Can you get your Czech Republic visa before getting your Czech Republic travel insurance plan?

Ans: You will need proof of your travel insurance for the Czech Republic in order to obtain your visa as it is a necessary requirement for this visa.

Q2. Are pre-existing medical conditions covered under your Czech Republic travel insurance?

Ans: No, a majority of travel insurance policies do not cover the cost of treating pre-existing conditions. With a few providers, however, you may be able to purchase an add-on for this coverage.

Q3. When does the travel insurance coverage begin?

Ans: Your travel insurance policy's coverage begins on the day your trip officially begins. Covers like trip cancellation because of unforeseeable circumstances are valid as of the plan's purchase date.

Q4. Can you cancel your single-trip Czech Republic travel insurance and get a refund?

Ans: If the trip hasn't already begun, you can revoke your single-trip insurance policy and possibly get a refund. Once the trip has started, cancellations are still possible, although there will be no reimbursement.

Q5. Can you buy a travel insurance plan even before booking your trip tickets?

Ans: Yes, you can get travel insurance prior to making travel or lodging arrangements.

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