Union National Bank (UNB) Reward Points Credit Cards in UAE

Compare & Apply for Credit Cards
  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

4.6/5

24,098

google-logoReviews
next-icon

Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Filters
Salary range
5,000 AED50,000+ AED
Credit card Banner
Most Popular Credit Card in UAE

Founded in 1982, the Union National Bank is headquartered in Abu Dhabi before merging with Abu Dhabi Commercial Bank in 2019. Prior to the merger, the bank was one of the leading public joint stock companies in the UAE.

Union National Bank offers a wide range of banking products such as bank accounts, credit cards, fixed deposits, etc. to its customers. Most Union National Bank Credit Cards offer exciting reward point deals to help cardmembers save more even while spending money. 

Let us go ahead and learn about the Union National Bank Reward Point Credit Cards in detail. 

Best Union National Bank Reward Points Credit Cards in UAE

Here are the types of Union National Bank credit cards with reward point deals for cardmembers.

1- Union National Bank Classic Card

Union National Bank Classic Card is one of the best credit cards that offers attractive reward point benefits for cardmembers. The card is free-for-life and comes with various exciting deals and discounts on lifestyle, dining, shopping, entertainment, travel and more.

Reward Points Benefits for this UNB Rewards Credit Card

  • UNBMiles: Union National Bank Classic Card members can get 1 UNBMile on every AED 1.5 spent using their credit card.
  • Cashback Offers: Union National Bank Classic Card offers attractive 50 per cent cashback as UNBMiles on movie tickets booked using this credit card. The cardmembers can get a cashback of up to AED 125 per month. 

Features & Benefits for this UNB Rewards Points Credit Card

  • Airport Discounts: Union National Bank Classic Card offers attractive deals and discounts on Marhaba and Golden Class services at Abu Dhabi and Dubai airports.
  • Installments Plans: Union National Bank Classic Card enables cardmembers to convert their high-value purchases into an easy 12-month installment plan and make convenient repayments.
  • Credit Shield Insurance: Union National Bank Classic Card offers credit shield insurance coverage for cardmembers to help them pay their credit card bills in the event of loss of employment, disability or death. 
  • Balance Transfer: Union National Bank Classic Card offers a balance transfer facility for cardmembers to help them consolidate and transfer their other bank credit cards outstanding to Union National Bank Credit Card for easy repayment. They can convert this outstanding amount into monthly installments and create a repayment schedule based on their financial preferences.
  • Interest-Free Period: Union National Bank Classic Card offers an interest-free grace period of 50 days for cardmembers to help them manage and pay their credit card outstanding bills.
  • Online Banking: Union National Bank Classic Card members can operate their credit cards by simply logging into their internet banking portal. On this portal, they can track their transactions, request an e-statement, apply for opening a savings account and much more in just a few clicks.
  • Mobile Banking: Union National Bank Classic Card members can also log in to their mobile banking app to manage their credit card usage. All they need to do is download the bank’s mobile banking app from their preferred app store and register on the same using their credit card number.
  • E-Statements: Union National Bank Classic Card members get monthly e-statements for the transactions made using this credit card. This helps them avoid making unnecessary purchases and save more.
  • SMS Notifications: Union National Bank Classic Card members also get SMS notifications on their registered mobile number for all the transactions made on the credit card. With these text messages, they can keep a close check on their spending while being aware of any fraudulent transactions made on their credit card.
  • Other Exclusive Offers: Union National Bank Classic Card members get various other exciting deals and offers on entertainment, lifestyle, retail, shopping, dining and more.

Credit Score - Policybazaar uae

2- Union National Bank Egypt Air Gold Credit Card

Union National Bank Egypt Air Gold Credit Card is another reward points credit card that is free-for-life and enables cardholders to earn exciting Egypt Air Miles on their purchases. The credit card helps them save even more on their flight tickets.

Reward Points Benefits for UNB Rewards Points Credit Card

  • Egypt Air Reward Points: Union National Bank Egypt Air Gold Credit Card members get 1 Egypt Air reward point for every AED spent on purchases made using this credit card.

Features & Benefits for UNB Rewards Credit Card

  • Supplementary Cards: Union National Bank Egypt Air Gold Credit Card members get the first four supplementary cards with no annual membership fee. They need to pay AED 105 from the fifth supplementary card onwards.
  • Egypt Air’s Frequent Flyer Membership: Union National Bank Egypt Air Gold Credit Card members are already enrolled for Egypt Air’s Frequent Flyer Programme.
  • Egypt Air Tickets Offers: Union National Bank Egypt Air Gold Credit Card members can get a zero per cent interest rate on Egypt Air Tickets for up to six months.
  • Mobile Banking: Union National Bank Egypt Air Gold Credit Card members can also log in to their mobile banking app to manage their credit card usage. All they need to do is download the bank’s mobile banking app from their preferred app store and register on the same using their credit card number.
  • Online Banking: Union National Bank Egypt Air Gold Credit Card members can operate their credit cards by simply logging into their internet banking portal. On this portal, they can track their transactions, request an e-statement, apply for opening a savings account and much more in just a few clicks.
  • Balance Transfer: Union National Bank Egypt Air Gold Credit Card offers a balance transfer facility for cardmembers to help them consolidate and transfer their other bank credit cards outstanding to Union National Bank Credit Card for easy repayment. They can convert this outstanding amount into monthly instalments and create a repayment schedule based on their financial preferences.
  • Emergency Medical Services: Union National Bank Egypt Air Gold Credit Card members can get free emergency medical services and quality medical treatment in Egypt.

discount offers - Policybazaar uae

3- Union National Bank Gold Card

Union National Bank Gold Card comes with an annual fee requirement for cardmembers. The credit card offers various unique benefits like balance transfer, fraud guard insurance, interest-free period, and more for cardmembers.

Reward Points Benefits for this UNB Rewards Credit Card

  • UNBMiles: Union National Bank Gold Card members can get 1 UNBMile on every AED 1.5 spent using their credit card.
  • Cashback Offers: Union National Bank Gold Card offers attractive 50 percent cashback as UNBMiles on movie tickets booked using this credit card.

Other Features & Benefits for UNB Rewards Credit Card

  • Balance Transfer: Union National Bank Gold Card members can use the balance transfer facility to consolidate and transfer their other bank credit cards outstanding to Union National Bank Credit Card for easy repayment. They can convert this outstanding amount into monthly instalments and create a repayment schedule based on their financial preferences.
  • Installments Plans: Union National Bank Gold Card enables cardmembers to convert their high-value purchases into an easy 12-month instalment plan and make convenient repayments.
  • Credit Shield Insurance: Union National Bank Gold Card offers credit shield insurance coverage for cardmembers to help them pay their credit card bills in the event of loss of employment, disability, or death. 
  • Online Banking: Union National Bank Gold Card members can operate their credit cards by simply logging into their internet banking portal. On this portal, they can track their transactions, request an e-statement, apply for opening a savings account and much more in just a few clicks.
  • Airport Discounts: Union National Bank Gold Card offers attractive deals and discounts on Marhaba and Golden Class services at Abu Dhabi and Dubai airports.
  • Mobile Banking: Union National Bank Gold Card members can also log in to their mobile banking app to manage their credit card usage. All they need to do is download the bank’s mobile banking app from their preferred app store and register on the same using their credit card number.
  • Interest-Free Period: Union National Bank Gold Card offers an interest-free grace period of 50 days for cardmembers to help them manage and pay their credit card outstanding bills.
  • E-Statements: Union National Bank Gold Card members get monthly e-statements for the transactions made using this credit card. This helps them avoid making unnecessary purchases and save more.
  • SMS Notifications: Union National Bank Gold Card members also get SMS notifications on their registered mobile number for all the transactions made on the credit card. With these text messages, they can keep a close check on their spending while being aware of any fraudulent transactions made on their credit cards.
  • Other Exclusive Offers: Union National Bank Gold Card members get various other exciting deals and offers on entertainment, lifestyle, retail, shopping, dining and more.
  • Fraud Guard Insurance: Union National Bank Gold Card members get fraud guard insurance coverage against fraudulent transactions made using their credit card.

discount offers - Policybazaar uae

4- Union National Bank Vantage Credit Card

Union National Bank Vantage Credit Card is one of the best credit cards that offers excellent features and benefits with no annual membership fee requirement. With this credit card, the cardmembers can earn high value back rates at various partner merchants.

Reward Points Benefits for this UNB Rewards Points Credit Card

  • UNBMiles: Union National Bank Vantage Credit Card members can earn an attractive amount of UNBMiles on purchases made using this credit card. 

Retail Stores

UNBMiles

Eros Electronics

4 per cent

Joyalukkas Jewellers

4 per cent

Musafir.com

4 per cent

Other retail spends

1 per cent

  • Joining Bonus: Union National Bank Vantage Credit Card members get a joining bonus of AED 500 as UNBMiles.
  • UNBMiles Redemption: Union National Bank Vantage Credit Card members can redeem their UNBMiles through the bank’s online banking portal. They can simply rent a car, book flight tickets, hotel rooms, and more using the redeemed miles. 
  • Cashback Offers: Union National Bank Vantage Credit Card offers attractive 50 per cent cashback as UNBMiles on movie tickets booked using this credit card. The cardmembers can earn a cashback of up to AED 125 per month.

Other Features & Benefits for UNB Rewards Credit Card

  • Airport Lounge Access: Union National Bank Vantage Credit Card members can get free access to more than 10 airport lounges across the GCC.
  • Careem Rides Offers: Union National Bank Vantage Credit Card offers an exclusive 20 per cent discount on Careem rides booked using this credit card.
  • Buy 1 Get 1 Offers: Union National Bank Vantage Credit Card members can avail of hundreds of buy one get one free offers across dining, entertainment, leisure, spas, hotels, and more in Africa and the Middle East Region.
  • Shopping and Entertainment Discounts: Union National Bank Vantage Credit Card offers up to 40 per cent discount at more than 250 renowned partner entertainment centres, shopping outlets and more.
  • Installment Plans: Union National Bank Vantage Credit Card enables cardmembers to convert their high-value transactions into zero per cent instalment plans for up to six months. The offer is applicable on purchases made at more than 30 selected retail outlets. The best part is that the bank charges no processing fees for this facility.
  • Mobile Banking: Union National Bank Vantage Credit Card members can also log in to their mobile banking app to manage their credit card usage. All they need to do is download the bank’s mobile banking app from their preferred app store and register on the same using their credit card number.
  • Online Banking: Union National Bank Vantage Credit Card members can operate their credit cards by simply logging into their internet banking portal. On this portal, they can track their transactions, request an e-statement, apply for opening a savings account and much more in just a few clicks.
  • Other Exclusive Offers: Union National Bank Vantage Credit Card members can also get up to 10 per cent off on purchases made at Eros Electronics, Joyalukkas and Musafir.com.

discount offers - Policybazaar uae

5- Union National Bank World Card

Union National Bank World Card offers exciting deals and discounts on entertainment, lifestyle, dining and more for cardmembers. The cardholders can also earn an attractive number of miles on both local and international transactions using this credit card.

Reward Points Benefits for This UNB Rewards Credit Card

  • UNBMiles: Union National Bank World Card members can earn up to 10 UNBMiles on every AED 1 spent using this credit card. The cardmembers need to spend a minimum amount of AED 500 per month to earn UNBMiles.

Categories

Number of UNBMiles

Every AED 1 spent locally

2

Every AED 1 spent internationally

4

Every AED 1 spent during weekends

10 with a maximum capping of AED 150 per month

  • Welcome Bonus: Union National Bank World Card members get a welcome bonus of AED 3,000 worth of UNBMiles.
  • UNBMiles Redemption: Union National Bank World Card members can redeem their UNBMiles through the bank’s online banking portal. They can simply rent a car, book flight tickets, hotel rooms and more using the redeemed miles. 
  • Cashback Offers: Union National Bank World Card offers attractive 50 per cent cashback as UNBMiles on movie tickets booked using this credit card. The cardmembers can earn a cashback of up to AED 125 per month. They need to spend a minimum of AED 1,500 per month to avail of this offer.

Other Features and Benefits for this UNB Rewards Points Credit Card

  • Airport Lounge Access: Union National Bank World Card offers unlimited access to more than 750 airport lounges around the world. The best part is that both primary and supplementary cardholders can avail of these benefits.
  • Airport Discounts: Union National Bank World Card offers attractive Marhaba and Golden Class airport services for cardmembers.
  • Hotel Offers: Union National Bank World Card members can get complimentary hotel nights on bookings made using this card at Starwood Hotels and Resorts.
  • Cleartrip Offers: Union National Bank World Card members can get an attractive 10 percent discount with Cleartrip on booking any international roundtrip flight tickets using this credit card. 
  • Discount on Travel Purchases: Union National Bank World Card members can enjoy a zero percent interest rate for three months on all the purchases made while travelling.
  • Multi-Trip Travel Insurance: Union National Bank World Card members get a free multi-trip travel insurance service that includes all the medical benefits to help them get quality treatment if they get injured while traveling.
  • Auto-Renewal Services: Union National Bank World Card members get free auto-renewal services once a year.
  • Roadside Assistance: Union National Bank World Card members also get free roadside assistance services to get help in the event of car breakdown at any location in the UAE.
  • Balance Transfer: Union National Bank World Card offers a zero percent interest on balance transfer facility. With this service, the cardmembers can consolidate and transfer their other bank credit cards outstanding to Union National Bank Credit Card for easy repayment. They can convert this outstanding amount into six monthly installments and create a repayment schedule based on their financial preferences.
  • Buy 1 Get 1 Offers: Union National Bank World Card members can avail of hundreds of buying one get one free offers across dining, entertainment, leisure, spas, hotels and more in Africa and the Middle East Region.
  • Online Banking: Union National Bank World Card members can operate their credit cards by simply logging into their internet banking portal. On this portal, they can track their transactions, request an e-statement, apply for opening a savings account and much more in just a few clicks.
  • Mobile Banking: Union National Bank World Cardmembers can also log in to their mobile banking app to manage their credit card usage. All they need to do is download the bank’s mobile banking app from their preferred app store and register on the same using their credit card number.
  • Shopping and Entertainment Discounts: Union National Bank World Card offers up to 40 per cent discount at more than 250 renowned partner entertainment centres, shopping outlets and more.
  • Installment Plans: Union National Bank World Card allows cardmembers to convert their high-value transactions into zero per cent instalments for up to six months. The offer is applicable on purchases made at more than 30 selected retail outlets. The best part is that the bank charges no processing fees for this facility.

Eligibility Criteria to Apply for Union National Bank Reward Points Credit Cards

Here are the eligibility criteria the applicants need to meet when applying for Union National Bank Reward Points Credit Cards.

Union National Bank Reward Points Credit Cards

Eligibility Criteria

Union National Bank Classic Card

  • The applicant must be a UAE resident.
  • The applicant must have a good credit Score.
  • The applicant must have a minimum monthly income of AED 5,000.

Union National Bank Egypt Air Gold Credit Card

  • The applicant must be a UAE resident.
  • The applicant must have a good credit score and credit history.
  • The applicant must have a minimum monthly income of AED 5,000.

Union National Bank Gold Card

  • The applicant must be a UAE resident.
  • The applicant must have a good credit score and credit history.
  • The applicant must have a minimum monthly income of AED 5,000.

Union National Bank Vantage Credit Card

  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 8,000.

Union National Bank World Card

  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 20,000.

Documents Required to Apply for Union National Bank (UNB) Reward Points Credit Cards

Here are the documents required to apply for Union National Bank Reward Points Credit Cards.

  • Passport with Residency Visa 
  • Emirates ID (for identity verification) 
  • Trade License (for self-employed applicants)
  • Appointment Letter/Salary Transfer Letter
  • One of these address proofs – Utility Bill, Emirates ID, Contract of Tenancy 
  • Bank Statement (showing salary credit transactions for the last three months)

Fees & Charges of Union National Bank Reward Points Credit Cards

Here are the fees and charges applicable to Union National Bank Reward Points Credit Cards.

Union National Bank Reward Points Credit Cards

Fees and Charges

Union National Bank Classic Card

  • Annual Membership Fee: AED 0
  • Interest Rate: 3.19 percent
  • Non-AED Transaction Fee: 2.99 percent
  • Cash Advance Fee: 3.15 percent or a minimum of AED 105

Union National Bank Egypt Air Gold Credit Card

  • Annual Membership Fee: AED 0
  • Interest Rate: 3.19 percent
  • Non-AED Transaction Fee: 2.99 percent
  • Cash Advance Fee: 3.15 percent or a minimum of AED 105

Union National Bank Gold Card

  • Annual Membership Fee: AED 0
  • Interest Rate: 3.19 percent
  • Non-AED Transaction Fee: 2.99 percent
  • Cash Advance Fee: 3.15 percent or a minimum of AED 105

Union National Bank Vantage Credit Card

  • Annual Membership Fee: AED 0
  • Interest Rate: 3.19 percent
  • Non-AED Transaction Fee: 2.99 percent
  • Cash Advance Fee: 3.15 percent or a minimum of AED 105

Union National Bank World Card

  • Annual Membership Fee: AED 0
  • Interest Rate: 3.19 percent
  • Non-AED Transaction Fee: 2.99 percent
  • Cash Advance Fee: 3.15 percent or a minimum of AED 105

How to Apply for Union National Bank Reward Points Credit Cards?

Here are a few simple ways to apply for a Union National Bank Reward Points Credit Card.

  • Online Banking - The applicants can simply log in to their online banking portal using their banking credentials to apply for their chosen Reward Points Credit Card in just a few clicks. They need to go to the request section, fill out the online application form and submit it along with all the essential documents.
  • Mobile Banking - The applicants can also log in to the UNB mobile banking app to apply for their preferred Union National Bank Reward Points Credit Card without any hassle. They need to fill out the application form and upload all the required documents to complete the application process.
  • Bank’s Website - The applicants with no access to the online or mobile banking portal can also visit the Union National Bank’s website to apply for their desired Reward Points Credit Card. On the website, applicants can also go through the features and benefits and select the credit card of their choice. To apply for the credit card, all they need to do is fill out the application form and submit it with the necessary documents as per the list mentioned on the website.
  • Bank’s Branch - If the applicants do not have access to the internet, they can also visit the bank’s branch and apply for their preferred Union National Bank Reward Points Credit Card. They need to fill out the application form in the presence of a bank representative and submit all their documents with the same to avoid any mistakes.
  • Our Website - The applicants can also visit our website to apply for a Credit Card in just a few simple steps. They can go to the credit card section, go through all the features and benefits of the Union Bank Credit Cards and choose the one that best fits their financial needs. They can also contact our help and support team in case they have any queries. Our financial experts will answer their queries and help them choose the right credit card based on their preferences.

Other Bank's Rewards Credit Card in UAE

Top Bank's Rewards Credit Card in UAE
FAB Rewards Points Credit Cards in UAE Amex Reward Points Credit Cards in UAE
SCB Reward Points Credit Cards in UAE DIB Reward Points Credit Cards in UAE
ADIB Rewards Points Credit Cards in UAE HSBC Reward Points Credit Cards in UAE
ADCB Reward Points Credit Cards in UAE Dubai First Reward Points Credit Cards in UAE
CBD Reward Points Credit Cards in UAE  

More From Credit Cards

  • Recent Articles