Incorporated in 1975, the United Arab Bank is one of the best private joint-stock companies in the United Arab Emirates. The bank offers financial solutions such as bank accounts, fixed deposits, loans, mortgages, credit cards and more for both individual and corporate customers.
United Arab Bank offers business credit cards for business owners to help them differentiate between their personal and business transactions. The business credit card comes with great deals and offers and enables cardholders to save even on their expenditures.
Keep reading to know about United Arab Bank Business Credit Cards in detail.
Best United Arab Bank (UAB) Business Credit Cards in UAE
United Arab Bank offers a business credit card with the following features and benefits.
United Arab Bank Business Credit Card is one of the best business credit cards in the UAE. The credit card comes with a minimum income requirement of AED 6,000 for the applicants. They need to meet this requirement in order to get their credit card application approved.
Features & Benefits for United Arab Bank Business Credit Card
Airport Lounge Access: United Arab Bank Business Credit Card offers unlimited free airport lounge access to more than ten airport lounges across the MENA.
Flexible Issuance: United Arab Bank Business Credit Card enables cardholders to get the debit card issued under their own or the company’s name.
Discount on Careem: United Arab Bank Business Credit Card offers a 20 per cent discount on Careem rides booked by the cardholders using the UAB Business Credit Card.
Discount on Avis Car Rentals: United Arab Bank Business Credit Card also offers exclusive deals and discounts on Avis car rentals booked using UAB Business Credit Card
Buy 1 Get 1 Offers: United Arab Bank Business Credit Card offers more than 900 attractive Buy 1 Get 1 offers for the cardholders.
MasterCard Arabia Offers: United Arab Bank Business Credit Card comes with attractive MasterCard Priceless Arabia offers for the cardholders.
Reward Points Offers for United Arab Bank (UAB) Business Credit Card
UAB Reward Points: United Arab Bank Business Credit Card offers unique reward point benefits for cardholders. Here are a few of them.
1 reward point for every USD 1 spent on local spends
2 points for every USD 1 spent on international spends
The cardholders can easily redeem these reward points for booking car rentals, hotel rooms, flight tickets, electronic products, lifestyle products and much more.
Fees & Charges on United Arab Bank Business Credit Cards
Here is the fees and charges structure for all the United Arab Bank Business Credit Cards.
Types of Charges
Amount
Annual Membership Fee
Free for the first year
AED 400 from second year onwards
Interest Rate
2.99 percent
Cash Advance Fee
3.00 percent
Non-AED Transaction Fee
3.00 percent
Eligibility Criteria to Apply for United Arab Bank Business Credit Cards
Here are the eligibility criteria for the United Arab Bank Business Credit Card.
All UAE Nationals and Expats are eligible for United Arab Bank Business Credit Card.
The applicant must have a minimum monthly salary of AED 6,000 to get a United Arab Bank Business Credit Card.
The applicant must have a good credit Score when applying for a United Arab Bank Business Credit Card.
Documents Required When Applying for United Arab Bank Business Credit Cards
Here are the common documents required when applying for United Arab Bank Business Credit Card.
Emirates ID for all the partners – Original and a copy
A completely filled out application form
A valid passport for all the partners – Original and a copy
Post-dated cheques for security purposes
UAE Residency Visa – Original and a copy
Board Resolution (if any)
Memorandum of Association
Chamber of Commerce Membership Certificate
Credit copy (in case the applicant holds another bank credit card)
Power of Attorney
Bank Statements of the last three months (for income verification of self-employed applicants)
Appointment Letter/Salary Certificate/Pay Slips of the last three months (for income verification of salaried applicants)
Trade License – Original and a copy
Proof of Residence – Original and a copy
Other Subsequent Amendments
How to Apply for United Arab Bank Business Credit Cards?
Here are a few simple ways to apply for your chosen United Arab Bank Business Credit Cards.
Internet Banking - United Arab Bank offers an online banking portal for its customers to help them easily access all the banking products and services. The existing UAB bank account holders can log in to the online banking portal using their unique banking credentials and apply for this United Arab bank Credit Card in just a few clicks. The best part is once they get the credit card issued, they can easily manage their transactions on the same portal without any hassle. To apply for the card, they need to go to the Requests section on the portal and fill out the online application form. Further, they need to submit this form with all the essential documents.
Mobile Banking - United Arab Bank also offers a useful mobile banking app to help its customers have all the banking services right at their fingertips. They need to log in to the mobile app using their banking ID and password. Once done, they can apply for United Arab Bank Business Credit Card in the Requests section in just a few taps. The existing bank account holders need to log in to this app, fill out the application form and submit the same with all the necessary documents.
Bank’s Website - The applicants with no access to the online banking portal or mobile banking app can visit United Arab Bank’s website and fill out the online application form to apply for the United Arab Bank Business Credit Card in just a few clicks. All they need to do is fill in the online application form and submit it with the supporting documents on the website. The applicants can also visit the bank’s branch to submit this form and the required documents.
Bank’s Branch - The applicants with no access to the internet can go to one of the United Arab Bank branches to apply for a business credit card. The applicants need to carry all the essential documents to submit the complete application for the UAB business credit card.
Our Website - We, at Policybazaar, also help our customers find the best fit financial solution based on their financial preferences. The applicants looking for a business credit card can go to the credit cards section on our website and apply for their chosen business credit card. They can also call our helpline for further assistance. Our expert representatives are available round the clock and can help applicants find answers to their queries with great ease.
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