Sukoon - Oman Health Insurance Dubai

Sukoon Insurance is a well-established insurance provider in the UAE, with a rich history spanning over 48 years. Trusted by many, Sukoon has built a reputation for safeguarding what is most precious to individuals — whether it's their families, health, or personal belongings. The company is known for its innovative online services and prompt claim processing,

Among the various insurance plans offered by Sukoon Insurance, their health insurance plans are particularly noteworthy. With these policies, you can secure comprehensive health coverage, whether for yourself or your family.

We will dive deeper into Sukoon health insurance plans and explore their features, inclusions, exclusions, and much more.

Top Sukoon Health Insurance Plans

Let’s discuss the top Sukoon health insurance plans —

Safe Plan

The Safe Plan offers essential health coverage tailored for cost-conscious individuals, providing affordability while covering basic medical needs. It ensures coverage across the UAE and selective countries in the Middle East and South Asia. 

This Sukoon insurance policy provides a straightforward, no-frills insurance solution for those seeking basic protection.

Home Lite Plan

The Home Lite Plan is designed for individuals and families needing expansive coverage within a reasonable budget. Covering elective and emergency treatments within the UAE, the Arab countries, and Southeast Asia, it offers a mix of direct billing and reimbursement options. 

As this plan strikes a balance between cost and coverage, it is suitable for those looking for comprehensive benefits without a high premium.

Home Plan

Sukoon Home Plan provides enhanced health insurance coverage, including higher limits and broader territorial coverage across the UAE and other Middle Eastern countries. It supports both elective and emergency healthcare needs and offers flexibility through direct billing and reimbursement processes. 

This plan is ideal for families looking for a reliable safety net for various healthcare situations.

Max Plan

With the Max Plan, you can get extensive coverage with high indemnity limits for comprehensive healthcare services. This Sukoon medical insurance policy includes worldwide coverage (excluding the USA and Canada), catering to emergency situations during travel with generous provisions for pre-existing conditions and chronic diseases. 

Pro Plan

Targeting professionals and those requiring high-tier medical insurance, the Pro Plan offers a substantial coverage limit and covers a wide range of medical services both locally and internationally (excluding the USA and Canada). 

This Sukoon medical insurance plan includes benefits like enhanced dental cover and optional worldwide emergency coverage.

Prime Plan

The Prime Plan is Sukoon’s most comprehensive health insurance offering, with the highest coverage limits and inclusive of all regions except the USA and Canada for elective treatments. This premium plan includes exceptional inpatient and outpatient benefits, extensive diagnostic and emergency services, and top-tier accommodations.

An Overview of the Top Sukoon Health Insurance Plans

Let’s take a look at the key features of Sukoon health insurance plans —

Why Choose Sukoon Insurance Company (Oman Insurance)?

Oman insurance company Dubai is one of the most reliable and popular insurance and finance service providers in the UAE. You can opt for one of the best health insurance plans from Oman Insurance Company to experience globally recognized customer services and enjoy plans that are curated to suit your medical needs.

Sukoon (Oman) Insurance Company’s DHA Compliant EBP Plans

Sukoon insurance company offers DHA compliant, affordable health insurance plans starting at AED 560 a year with a direct billing facility by 1,500 providers.

With OIC’s user-friendly online platform, customers can easily access, view and manage their plans from the comfort of their homes. Right from purchasing plans to filing claims, all the processes can be initiated online without the hassles of visiting providers’ offices.

In case of emergencies, you don’t need co-insurance in medical facilities outside the network (within UAE). Chronic and pre-existing medical conditions are covered without any waiting period for previously insured members.

Features and Benefits of Sukoon Health Insurance Plans

Mentioned below are the key features and benefits of Sukoon health insurance plans —

Comprehensive Geographic Coverage:

Sukoon health insurance plans offer extensive geographical coverage — ranging from coverage within the UAE to global coverage. This feature is especially beneficial for those who travel frequently for business or leisure.

Flexible Inpatient and Outpatient Benefits:

All Sukoon insurance plans provide a combination of inpatient and outpatient benefits, including coverage for doctors' visits, prescribed drugs, and diagnostic tests. 

The flexibility in choosing between direct billing and reimbursement options allows you to effectively manage your medical expenses based on your plan.

Coverage for Pre-existing and Chronic Conditions:

Sukoon insurance plans address pre-existing conditions with specific coverage limits. Moreover, plans such as Prime and Max also offer significant coverage for non-pre-existing chronic conditions so that you have comprehensive support for long-term health issues.

Digital Health Services:

A remarkable aspect of Sukoon is that it incorporates modern telehealth services through platforms like TruDoc, where members can get free consultations without the need for appointments. This convenient feature supports routine health checks and preliminary medical advice from the comfort of your home.

Personal Accident Benefit:

An essential feature included in many Sukoon plans is the personal accident benefit, which provides a lump sum payment in case of accidental death or permanent total disability.

Network Hospital

You will find 14 different kinds of networks in the Sukoon insurance network hospital list. There are thousands of hospitals, clinics, and medical facilities added in the Sukoon insurance hospital list and Sukoon insurance clinic list.

Points to Consider Before Buying Sukoon Health Insurance

You must consider a few points before getting a (now Sukoon) Oman medical insurance policy — 

• Check whether your requirements align with Sukoon Insurance plans.
• Analyse the affordability of the plans.
• Explore the reviews of the insurer.
• Understand the claim settlement procedure.
• Check the No Claim Bonus and its impact on coverage or premiums.

Sukoon Health Insurance Prices in UAE

Here is an overview of  Medical Insurance Prices in Dubai, UAE:

If Income is less than AED 4,000:

Category	Price
Domestic Help	AED 2,636 Yearly
Family and Yourself

If Income is more than AED 4,000:

Age	Price (AED)
	Male	Female
0 - 6	1,658	1,517
7 -16	825	803
17 - 35	868	2,927
36 - 45	1,366	2,239
46 - 50	1,901	2,498
50 - 55	2,471	2,525
56 - 60	3,201	3,711
60 - 65	3,602	4,179
66 - 70	4,310	5,003
> 71	5,160	5,990

Inclusions of Sukoon Health Insurance Plans

Check out the common inclusions of Sukoon medical insurance — 

• Maternity Services
• In-patient Services
• Out-patient Services
• Cancer Treatment
• Psychiatry
• Diagnostics

Note: As the inclusions may vary for each plan, make sure to read the policy wording of each policy before selecting a plan.

 

What is Not Covered Under Sukoon Health Insurance Plans?

The common exclusions across all Sukoon health insurance plans are as follows — 

1. Non-Medically Necessary Services: Any service that is not deemed medically necessary by a provider
2. Cosmetic Procedures: Cosmetic surgeries and services, unless they are necessary due to an injury or a congenital anomaly that affects physiological function
3. Dental and Orthodontic Treatments: All expenses related to dental care, including orthodontic treatments (unless specifically included)
4. Obesity Treatments: Treatments for obesity, including surgical and non-surgical procedures, and weight control programs
5. Personal Comfort Items: Charges for personal comfort items such as TVs, barber or beauty services, and similar incidental services and supplies
6. Experimental Treatments: Services utilised for research or non-approved medical experiments and pharmacological weight reduction regimens
7. Professional Sports Injuries: Injuries and treatments arising from professional sports or dangerous activities like parachuting, racing, or mountaineering
8. Hearing and Vision Aids: Costs associated with hearing tests, vision aids, and prosthetic devices
9. Mental Health Disorders: Mental health disorders and related treatments unless specifically covered under the plan
10. Sex-Related Treatments: Services related to sex transformation, contraception, and treatment for sexual dysfunction or sterility

Documents Required for Buying Sukoon Health Insurance

Here is the checklist of documents required to buy health insurance from Sukoon Insurance —

• Valid Emirates ID
• Valid passport
• Valid residence visa

Note: You may be asked for additional documents at the time of applying as per the provider’s requirements.

Benefits of Buying Sukoon Health Insurance Online

Buying Sukoon health insurance online allows you to complete the purchase without any hassle. 

The process is fairly quick and convenient — you don’t have to visit any branch in person! Simply compare and select a plan from the comfort of your home and upload the necessary documents. You will then get a softcopy of your policy in your email shortly.

How to Buy Sukoon Health Insurance via Policybazaar UAE?

Here’s what the process of buying Sukoon medical insurance through Policybazaar.ae looks like — 

1. On Policybazaar.ae, move to the ‘Health Insurance’ section.
2. Fill out the lead form appropriately.
3. Submit the form to be taken to the health insurance quotes page.
4. Go through all the Sukoon medical insurance plans.
5. Choose the most suitable plan and follow the on-screen prompted instructions.

Note: Once you successfully make the payment, you will soon get a softcopy of your Sukoon health insurance policy on your entered email ID.

Why Buy Health Insurance Via Policybazaar UAE?

Check out the top reasons why you should choose Policybazaar UAE to buy Sukoon health insurance:

• Due to our collaboration with the top-rated insurers across the UAE, you can find the best health insurance plans in one place.
• We help you compare several plans altogether. This way, you can make a truly informed choice.
• Our customer support team is available round the clock for assistance.
• We send you automatic reminders when your policy approaches the renewal date.

How to Renew Sukoon Health Insurance?

To renew health insurance of Sukoon Insurance through Policybazaar.ae, simply perform the following steps —

1. Log into your Policybazaar.ae portal.
2. Head to your Policybazaar UAE dashboard.
3. From the list of purchased policies, select your Sukoon health insurance policy.
4. Click on the ‘Renew’ button.
5. Review your current health policy and make customisations if needed.
6. Once done, proceed towards the payment process.
7. Complete the payment to successfully renew your health insurance policy.

Note: Your renewed policy will be sent to your registered email ID.

Sukoon (Oman) Health Insurance Renewal Process

For getting your Sukoon Health Insurance Plan renewed all you have to do is log in to the portal and request for renewal. Once you’ve raised a request, you will be redirected to the payment gateway. Your renewal request is successfully completed once the payment is made. 

Sukoon/Oman Health Insurance Claim Process

The Sukoon health insurance claim process is simple and hassle-free. Customers can choose the medium of the claim based on their preference and convenience. All you need to do is fill out the Sukoon Insurance claim form and submit it along with relevant documents for further processing. This can be done by both online and offline means. Funds are disbursed on successful submission of the claim form and investigation. 

Documents required for claim submission and processing:

• Claim form - Download PDF Sukoon Claim Form
• Medical bills and invoices
• Policy papers
• Identification proof
• Valid UAE visa for expatriates
• Other documents as per the provider’s requirement.

Download Sukoon Outpatient Claim Form

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